Gold Credit Card

Air Miles is an exciting loyalty program that rewards you for shopping

Every time you use your Gold Credit Card, HSBC will give you 1 Air Mile for every AED 2 you spend on purchases* both in the UAE and abroad

Unlike other such programs, Air Miles are easy to collect and can be redeemed for a wide choice of exciting rewards You can exchange your Air Miles for a wide range of rewards which include airline tickets, cruises, hotel accommodation, meals in restaurants, perfumes, movie tickets, magazine subscriptions, tickets to theme parks, and much more!

* Excluding Cash Advances, Balance Transfers, Credit Card payments, Finance Charges and Fees of any kind.

Click here to redeem Air Miles

Pay your personal Etisalat and DEWA bills with your Credit Card over the phone

Access your HSBC Current, Savings and Credit Card accounts through HSBC ATMs worldwide

You can also manage your credit limit by transferring money between your HSBC accounts, check balances and pay your Credit Card bills

Your Gold Credit Card gives you access to cash from over 23,000 HSBC ATMs worldwide, and from thousands of Visa/Plus and MasterCard/Cirrus ATMs across the globe.

In case of an emergency, you can also withdraw cash from thousands of Visa/MasterCard member banks worldwide

24 hour Customer Service

Watch out for exciting offers and super discounts at a wide range of Red Flag outlets, which will be announced from time to time. Red Flag outlets allow you to avail 0% interest on monthly installments.

Click here for current Red Flag outlet offers.

"HSBC Traveller " in association with Al Rostamani Travel and Holidays offers you a host of benefits when you buy airline tickets with your HSBC Credit Card at Al Rostamani Travel and Holidays.

As an HSBC Gold Credit Cardholder you have the option to choose any three of the complimentary benefits*

Airport transfers** to Dubai, Sharjah and Abu Dhabi International Airports

Airport transfers** from Dubai, Sharjah and Abu Dhabi International Airports

Access to the Airport Priority Lounge at the Dubai, Sharjah and Abu Dhabi International Airports

Meet and Assist service on departure or arrival at the Dubai, Sharjah and Abu Dhabi International Airports

Simply, book your ticket(s) by calling 800 4077. No hassles of collecting your tickets as it can be arranged to be delivered to you free of cost. There is more, you can collect Air Miles from both HSBC and Al Rostamani Travel and Holidays.

Confirmation of value added services to be availed needs to be provided 72 hours prior to time of departure, and is not available if tickets are purchased by redeeming Air Miles or on budget airlines. Changes made to a confirmed service will remain subject to availability.

*Valid on spend of over AED 2,500 (excluding taxes and surcharges). Available free of charge to one travel companion per cardholder provided his/her tickets are booked using the HSBC Credit Card through Al Rostamani Travel and Holidays.

**For residents in Dubai - Dubai or Sharjah airports. For residents in Sharjah - Dubai or Sharjah airports. For residents in Abu Dhabi - Abu Dhabi airport

You can pay your Card bills in the following ways:

*The Bank may charge you a fee if your cheque is dishonoured.
** Premier and Status customers are exempted from this charge.

HSBC Credit Shield Plus

Enjoy complete peace of mind with HSBC Credit Shield Plus

As an HSBC Cardholder, you can now benefit from optional comprehensive Credit Shield Plus, which protects your outstanding balance in the event of Death and Permanent Total Disability (PTD) and covers your monthly minimum installment in the event of Involuntary Loss of Employment (ILOE) for employed eligible cardholders or Temporary Total Disability (TTD) for Self Employed eligible cardholders.

Premium will be charged at 0.65% of your monthly outstanding balance and will appear on your monthly statement.

In the event of Permanent Total Disability or Death of the Primary Cardholder, 100% of the outstanding balance on the card is settled up to a maximum of AED 100,000 for Gold Credit Cards

In the event of Involuntary Loss of Employment of the Primary Cardholder, the insurance company will pay to the Bank one monthly minimum installment due on the previous month credit card statement for each period of 30 days of proved unemployment. Maximum Benefit payment term in case of ILOE is 3 monthly minimum installments for any one claim.* (You should not be aware of any impending unemployment at the time of your application)

In the event of Temporary Total Disability of the Primary Cardholder, the insurance company will pay to the Bank one monthly minimum installment due on the previous month credit card statement for each period of 30 days of TTD. Maximum Benefit payment term in case of TTD is 6 monthly minimum installments for any one claim.*

*Terms & Conditions apply. For details of Terms & Conditions, additional information and exclusions refer to Summary of Cover

This insurance is underwritten by American Life Insurance Company (Alico)

To view the summary of cover, please click here

HSBC Credit Cover

Enjoy complete peace of mind with HSBC Credit Cover

As an HSBC Cardholder, you can now benefit from an optional comprehensive Credit Cover against your outstanding balance, in the event of permanent total disability (where you cannot undertake your registered occupation) or death

Premium will be charged at 0.20% of your monthly outstanding balance and will appear on your monthly statement

In the event of Permanent Total Disability or Death of the Primary Cardholder, 100% of the outstanding balance on the Card is settled up to a maximum of AED 75,000

To view the summary of cover, please click here

Travel Protect

You and your family will be protected against Medical Expenses for accident/sickness, Emergency Medical Evacuation, Flight delays, baggage delays, baggage loss and death repatriation when you charge your (and your family's) travel fare to your HSBC Gold Credit Card. This is an annual multi-trip policy.

Benefits

Medical Expenses for accident/sickness up to USD 60,000 per person per trip

Emergency Medical Evacuation up to USD 30,000 per person per trip

Flight Delays (excess of 12 hours) up to USD 250 per person per trip for the purchase of emergency items

Baggage delays exceeding 4 hours - USD 25 per hour, up to USD 500 per person per trip

Baggage loss up to USD 50 per item, up to USD 250 per bag, up to USD 500 per person per trip

Death repatriation up to USD 5,000

Covers insurance requirements for obtaining a Schengen Visa

To view the summary of cover, please click here

This policy is available exclusively for HSBC Gold Credit Cardholders at a special premium of AED 205 per annum per card. Please allow 3 weeks from the date of receipt of application for processing and receipt of Certificate of Insurance.

This insurance is underwritten by American Home Assurance Company

Secure Wallet

You are insured against all fraudulent transactions committed on the Card within 48 hours as a result of a loss or theft. Cover also includes replacement of other identification cards/papers and keys lost or stolen at the same time as the insured Credit Card.

Benefits

Up to USD 2,000 per annum on fraudulent transactions

Up to USD 200 per month for the cost of replacement of identification cards/papers and cost of replacement of lost keys

Up to USD 100 per month in case of theft

To view the summary of cover, please click here

This policy is available exclusively for HSBC Gold Credit Cardholders at a special premium of AED 55 per annum per card. Please allow 3 weeks from the date of receipt of application for processing and receipt of Certificate of Insurance.

This insurance is underwritten by American Home Assurance Company

Purchase Protection

With Purchase Protection, items that you purchase on your HSBC credit card are automatically insured against loss, theft or accidental damage.

Benefits

Purchases over USD 25 and up to USD 2,500 are covered per claim and annually

USD 50 deductible with respect to accidental damage claims only

To view the summary of cover, please click here

This policy is available exclusively for HSBC Gold Credit Cardholders at a special premium of AED 75 per annum per card. Please allow 3 weeks from the date of receipt of application for processing and receipt of Certificate of Insurance.

This insurance is underwritten by American Home Assurance Company

Up to 2 Supplementary Cards: free (if limit is shared)

One time Set up fee of AED 75 per Supplementary Card (if separate limit)

Free delivery of Credit Cards at the time of renewal

Lost card reporting and replacement service (24 hours)
(Within UAE) 600 55 HSBC (600 55 4722)
(Outside UAE) +971 4 2288007

An exclusive 24-hour roadside assistance programme throughout the UAE through IATC. The benefits include free recovery and transportation, lockout service, flat tyre replacement, jump start, fuel delivery and much more.

Available exclusively for HSBC credit cardholders at a special annual membership fee of AED 125 (compared to a normal annual membership fee of AED 250.)

    If you are not already a member, please click here for membership