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HSBC Platinum Credit Card

 


A big hello and warm welcome to the world of HSBC Visa Platinum Cards.

A world where you will be receiving a zillion services and benefits. This Card comes to you from one of the world's largest and most respected financial services organisations, the HSBC Group. At the last count, it had an astounding 10,000 offices in 83 countries and territories.

Your Card is welcomed at over 32,000,000 establishments worldwide. It offers you other benefits like home&Away, benefits associated with the Air Miles Rewards Programme, access to exclusive lifestyle offers and numerous other advantages.

It gives you interest-free credit for up to 56 days on purchases (when you choose to settle your monthly outstanding balance in full); an option of paying a minimum of 5% of your monthly outstanding balance; an interest rate of 2.59% per month; and up to 50% of your available credit limit as cash advance.

Shopping and More

Rewards and More

Travel and More

Lifestyle and More

Convenience and More

HSBC 0% Flexi Installment Plan
Watch out for exciting offers and super discounts at a wide range of Red Flag outlets, which will be announced from time to time. Red Flag outlets allow you to avail 0% interest on monthly installments.

Click here for current Red Flag outlet offers

home&Away
There will be times when you are in new lands, honeymooning, exploring, attending some business meets, or just wandering around. Chances are you might get hungry, or you might have to buy something, or you might just do something completely different. Remember to take your HSBC Platinum Credit Card along with you on such trips. Not only does it save you from many hassles, it gives you a host of special privileges and offers at over 19,000 merchant outlets in over 160 countries, including the UAE. Click here to find out more.

Free Purchase Protection & Extended Warranty
This is nothing short of magic. Your HSBC Platinum Card gives you comprehensive protection at no extra cost.
  • Purchases over USD 50 are automatically insured against theft or damage.
  • Extended Warranty covers your HSBC Platinum Card purchases over USD 100 for double the period if the original manufacturer's warranty period is applicable, not exceeding 24 months from the date of purchase.
  • Purchases up to USD 1,500 per item. Up to USD 5,000 per occurrence and up to a maximum of USD 20,000 in a year per Cardholder, subject always to a maximum liability of USD 1,000,000 for all claims under both Purchase Protection and Extended Warranty in any one insurance year of this policy.
Additional information and exclusions are mentioned in the Summary of Cover.


Air Miles Rewards Programme

Air Miles
The more you use your Card, the more Air Miles you will collect. Every time you spend on your HSBC Platinum Card, you will earn Air Miles, which you can redeem for gifts of your choice.

Easy to collect
Air Miles will also reward you for all the efforts you put behind shopping. Unlike other such programmes, Air Miles are easy to collect and can be redeemed for a wide choice of exciting rewards.

It works like this
As an HSBC Platinum Cardholder, you're automatically enrolled into this loyalty programme. For every AED 1 you spend* on your HSBC Platinum Card (in the UAE or abroad), you get 1 Air Mile.
In simple maths: if you spend AED 585 on your HSBC Platinum Card, you collect 585 Air Miles.

The Air Miles Card
As an HSBC Platinum Cardholder, you will receive your blue Air Miles Card(s), both for Primary and Supplementary Cardholders within three weeks of receiving your HSBC Platinum Credit Card.

The Mechanics
Your Air Miles Card is accepted in over 1,500 outlets in the UAE. Present your Air Miles Card every time you shop at any of these outlets. That way, you will be doubly rewarded, by HSBC and the outlet you are shopping at.

Hence:
Purchase of a return ticket to London for AED 4,000 on your HSBC Platinum Card at Al Rostamani Travel and Holidays = 4,000 Air Miles from HSBC + 2,000 Air Miles from Al Rostamani Travel and Holidays = 6,000 Air Miles earned!

Remember, you also get 1 Air Mile for every 1 AED you spend anywhere in the world with your HSBC Platinum Card.

In essence, a lot of Air Miles are coming your way.

* Remember, this excludes cash advances, credit card payments, finance charges and fees of any kind.

Easy to redeem
Sometimes impatience pays. If you're impatient for your reward, just throw in some money. Miles + Money reward you when you don't have enough Air Miles. Where relevant, the extra Air Miles required can be found next to the reward.

Details on total Air Miles collected and / or redeemed can be found on www.airmilesme.com or by calling +971 4 3913401.

Air Miles collected on your HSBC Platinum Card will be featured on your Card Statement every month. And Air Miles earned on your HSBC Platinum Card are transferred to your exclusive Air Miles account every month.

Rewards
You can exchange your Air Miles for a wide range of rewards. Shopping vouchers, jewellery, electronics, hotel accommodation, fragrances and tickets to theme parks are just a few among many. You can also redeem your Air Miles by donating to charities.


Travel Redemption Benefits
Your HSBC Platinum Card gives you access to exclusive rates on air travel redemption*. Redeem airline tickets from any airline of your choice, on any class of travel, at any time.
  • Log on to www.airmilesme.com using your Air Miles Card Number.
  • Click on 'choose from our fantastic range of rewards.'
  • Click on 'Flights' to view destinations for which you can redeem airline tickets using Air Miles earned.
In essence, the more Air Miles you collect, the more rewards you get.

*Subject to availability of tickets. Taxes as applicable need to be borne by HSBC Cardholder.


HSBC TRAVELLER
If you buy your airline tickets with your HSBC Platinum Credit Card, HSBC Traveller, in association with Al Rostamani Travel and Holidays you're showered with many benefits.

Like:
Booking tickets over the phone
Free delivery of airline tickets within the UAE

A few travelling benefits* when you use your HSBC Platinum Card to purchase airline tickets over AED 2,500 (single adult fares excluding taxes) at Al Rostamani Travel and Holidays:
  • Airport transfers** to and from Dubai, Sharjah and Abu Dhabi International Airports.
  • Access to the Airport Priority Lounge at the Dubai, Sharjah and Abu Dhabi International Airports.
  • Meet and Assist service on departure or arrival at the Dubai, Sharjah and Abu Dhabi International Airports.
And here's the icing on the cake - you also receive Air Miles from both HSBC and Al Rostamani Travel and Holidays. Really. Call on 800 4077 to book your airline tickets.

Confirmation of value added services to be availed needs to be provided 48 hours prior to time of departure, and is not available if tickets are purchased by redeeming Air Miles or on budget airlines. Changes made to a confirmed service will remain subject to availability.

*Available free to HSBC Platinum Cardholders (Primary and Supplementary) on spend of over AED 2,500 (excluding taxes and surcharges). These benefits are also available to one travel companion per Cardholder provided his/her tickets are booked using the HSBC Credit Card through Al Rostamani Travel and Holidays.

**For residents in Dubai: Dubai or Sharjah Airports. For residents in Sharjah: Dubai or Sharjah Airports. For residents in Abu Dhabi: Abu Dhabi Airport.

Any time, any class, anywhere redemption through Air Miles
A quick recap: You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Log on to www.airmilesme.com, sign in with your Air Miles Card number and start searching for your dream holiday.


Ticket Exchange*
Your HSBC Visa Platinum Card secures exclusive tickets for exciting events throughout the world.
The Ticket Exchange Service enables you to buy tickets for any event worldwide and can take requests 7 days a week, 365 days a year. Tickets offered are at fair market prices based on availability.
If you decide to buy tickets, they'll be conveniently delivered to you by hand, or made available at the box office or ticket kiosk or sent anywhere around the world by courier.
You can choose among sports, concerts, theatre and many more.

How?
Click here to Visit the Ticket Exchange for detail on events.
Request for tickets online, or through e-mail: ticketrequest@wstickets.com.
You can also book on +1 602 254-1270

*Terms and Conditions apply.


Special Visa Offers
As an HSBC VISA Platinum Cardholder you can also take advantage of exclusive offers worldwide organised by VISA International from time to time.

Deals on luxury goods from renowned retailers, offers at the finest hotels and restaurants and incredible benefits with airlines, and cruise operators and car rental firms are all yours.

Your HSBC Visa Platinum Card also helps you enjoy your life to the full, as you'll also discover a wide range of offers on leisure activities. Be it practising your game at some of the best golf courses, indulging at spas or complimentary room upgrades at select five star hotels, you'll find something that excites you.

It's an entire world of enticement on your plate. All you have to do is decide what you feel like doing.

Click here to find out more on these offers.


Valet Privileges
As an HSBC Platinum Cardholder, you get free valet parking at the following VALTRANS locations.

Valtrans Locations Where to find us? Complimentary Parking Validity (See: Description Below) Charges in case of excess visits/Overtime
Deira City Centre P2, P3, Carrefour Entrance,
Maf Tower, Maf Tower Basement*
Standard Parking only AED 25
per visit per day
Mirdif City Centre South Entrance Standard Parking only AED 25
per visit per day
Wafi City Main Entrance, Pyramids,
Fort, Collonade, Carrefour
Standard Parking only AED 25
per visit per day
Mall of the Emirates T Parking Standard Parking only AED 25
per visit per day
American Hospital Main Entrance Standard Parking only AED 25
per visit per day
Dubai Festival City Main Entrance and
Marks & Spencer Entrance
Standard Parking only AED 25
per visit per day
Oasis Centre Main Entrance Standard Parking only AED 25
per visit per day
Dragon Mart East Entrance Standard Parking only AED 25
per visit per day
Ibn Batutta Mall Tunisia Court and
China Court
Standard Parking only AED 25
per visit per day
Dubai Courts Main Entrance Standard Parking only
Limited Time (1st hour only)

AED 20
for the 1st hour

Dubai Public Prosecution Main Entrance Standard Parking only
Limited Time (1st hour only)
AED 20
for the 1st hour
Dubai World Trade Centre Main Tower Standard Parking only
Limited Time (1st hour only)
AED 35
for the 1st hour
Dubai International Airport (Terminal 1 & Terminal 3) Departures and Arrivals Standard Parking only
Limited Time (1st hour only)
AED 50
for the 1st hour

Show your HSBC Platinum Card to the VALTRANS personnel, write down your name and the last 4 digits as they appear on your HSBC Platinum Credit Card on the Registration Form and enjoy complimentary valet parking.**).

*Maf Tower Basement - Thursday to Saturday only.
**Up to 4 free visits per month. Subsequent visits will be charged to your HSBC Platinum Credit Card.

Standard Complimentary Parking Validity:
For all VALTRANS locations with standard complimentary parking validity, the maximum time period that a single visit can constitute of is the period from the time the Cardholder hands over the keys at the valet desk to the end of valet operational hours on the same day.

Limited Time Complimentary Parking Validity:
For all VALTRANS locations with limited time complimentary parking validity, the maximum time period that a single visit can constitute is set out in the table above.

Important! In case the Cardholder’s vehicle is parked at a VALTRANS location for a time period exceeding the limited time complimentary parking validity, the Cardholder will be liable to pay the charges for excess usage/overtime as set out in the table above. These charges may either be payable in cash on location at the VALTRANS kiosk or charged to the Cardholder’s Card Account which will be reflected in the Cardholder’s monthly statement.


Free Roadside Vehicle Assistance
You will never be stuck on the road again. As an HSBC Platinum Cardholder (Primary or Supplementary) you're entitled to an exclusive roadside vehicle assistance programme throughout the UAE. This is done through the International Automobile & Touring Club, UAE.

Benefits include free recovery and transportation, lockout service, flat tyre replacement, jump-start, fuel delivery among others.

If you are not already a member, please click here for membership


Payment of Utility Bills
Saves you a great deal of time, headache and sweat. This is one Card for all your bills. Pay your personal Etisalat or DEWA bills over the phone and earn Air Miles. Call 600 55 4722 to pay your utility bills. Payments will be made within three working days, so please ensure you provide for this time before the final due date.


Phone Banking
Dial 600 55 4722 and we shall take care of all your Credit Card requirements. You've been automatically registered for these services and can access them by using your 16-digit Credit Card number and your new 6-digit Phone Banking Personal Identification Number (PIN).


Triple Access
Your HSBC Platinum Card = your ATM Card, through any HSBC ATM worldwide. Your Card also gives you access to your Card Account as well as your HSBC Current and Savings Accounts. You can also manage your credit limit by transferring money between your HSBC Accounts, check balances and pay your Card bills.


Cash Access
You can access cash from -

  • Over 23,000 HSBC ATMs worldwide.
  • Over 1.1 million Visa/Plus ATMs in more than 170 countries.
  • From thousands of Visa member banks worldwide.

Easy Payment Options
You can pay your Card bills in the following ways:

Easy Payment Options How to Pay? Time taken for payment to get credited to your Card Account
Free Autopay Service Call 600 55 4722 to set up a standing instruction to debit your HSBC Current or Savings Account at a specified percentage from 5% to 100% of your monthly HSBC Credit Card outstanding balance. 1 working day
Internet Banking Click here to log on to transfer money to your Card Account. 1 working day
Cash Deposit Machines You can instantly pay your HSBC Credit Credit Card bill by depositing cash at any of the HSBC Cash Deposit Machines in the UAE.
ATMs If you have a Current or Savings Account with HSBC, you can access it from any HSBC ATM around the world and transfer money to your HSBC Card Account.

You can also pay your HSBC Credit Card bill by depositing cash/cheques* at any of the HSBC ATMs in the UAE.
1 working day




2 working days for cash payments
7 working days for cheque payments
Branches You can pay your HSBC Credit Card bill by depositing cash/cheques* at any HSBC branch in the UAE.

The Bank will levy a charge of AED 25 per payment transaction made at HSBC Branch Teller Counters.**
1 working day for cash payments


7 working days for cheque payments
Phone Banking Call our Phone Banking Service on 600 55 4722 to transfer money to your HSBC Card Account. 1 working day
Money Exchange Pay your HSBC Platinum Card bill in cash (maximum AED 20,000 per day) at any of the UAE Exchange or Al Ansari Exchange, Al Fardan Exchange, Wall Street Exchange houses and Al Ghurair Exchange Centre in the UAE free of charge. 2 working days
Service Stations Pay your HSBC Credit Card bill by cheque* at any of the 140 EPPCO/ENOC service stations across the UAE. 7 working days
Mailing your payment
(Please DO NOT SEND CASH)
Please write your HSBC Credit Card number on the reverse side of the cheque*/draft and attach the bottom tear off portion of the Card Statement to ensure prompt credit into your HSBC Card Account. Allow sufficient time for payment to get credited to your account.

*The Bank may charge you a fee if your cheque is dishonoured.
** Premier and Status customers are exempted from this charge.


HSBC Credit Shield Plus
As an HSBC Cardholder, you can now benefit from optional comprehensive Credit Shield Plus, which protects your outstanding balance in the event of Death and Permanent Total Disability (PTD) and covers your monthly minimum installment in the event of Involuntary Loss of Employment (ILOE) for employed eligible cardholders or Temporary Total Disability (TTD) for Self Employed eligible cardholders. Premium will be charged at 0.65% of your monthly outstanding balance and will appear on your monthly statement
  • In the event of Permanent Total Disability or Death of the Primary Cardholder, 100% of the outstanding balance on the card is settled up to a maximum of AED 200,000*
  • In the event of Involuntary Loss of Employment of the Primary Cardholder, the insurance company will pay to the Bank one monthly minimum installment due on the previous month credit card statement for each period of 30 days of proved unemployment (You should not be aware of any impending unemployment at the time of your application)*.
  • In the event of Temporary Total Disability of the Primary Cardholder, the insurance company will pay to the Bank one monthly minimum installment due on the previous month credit card statement for each period of 30 days of TTD.*

*Terms & Conditions apply. For details of Terms & Conditions, additional information and exclusions refer to Summary of Cover

Additional information and exclusions are mentioned in the Summary of Cover.

Credit Cover Insurance is no longer available for new Card applicants.
Existing Cardholders enrolled in Credit Cover will continue to avail it benefits

HSBC Credit Cover
As an HSBC Platinum Cardholder, you can now benefit from an optional comprehensive Credit Cover against your outstanding balance in the event of permanent total disability (where you cannot undertake any registered occupation) or death. Premium will be charged at 0.20% of your monthly outstanding balance and will appear on your monthly statement.

Benefits
In the event of the Permanent Total Disability of the Primary Cardholder:
100% of the outstanding balance on the Card is waived, up to a maximum of AED 100,000.

In the event of the death of the Primary Cardholder:
100% of the outstanding balance on the Card is waived up to a maximum of AED 100,000.

Benefits are subject to an aggregate of AED 200,000 on all HSBC Cards held by you.

Additional information and exclusions are mentioned in the Summary of Cover.



Travel Protect
You and your family will be protected against Medical Expenses for accident/sickness, Emergency Medical Evacuation, Flight delays, baggage delays, baggage loss and death repatriation when you charge your (and your family's) travel fare to your HSBC Gold Credit Card. This is an annual multi-trip policy.

Benefits

  • Medical Expenses for accident/sickness up to USD 60,000 per person per trip
  • Emergency Medical Evacuation up to USD 30,000 per person per trip
  • Flight Delays (excess of 12 hours) up to USD 250 per person per trip for the purchase of emergency items
  • Baggage delays exceeding 4 hours - USD 25 per hour, up to USD 500 per person per trip
  • Baggage loss up to USD 50 per item, up to USD 250 per bag, up to USD 500 per person per trip
  • Death repatriation up to USD 5,000
  • Covers insurance requirements for obtaining a Schengen Visa
Additional information and exclusions are mentioned in the Summary of Cover.

This policy is available exclusively for HSBC Platinum Credit Cardholders at a special premium of AED 205 per annum per card. Please allow 3 weeks from the date of receipt of application for processing and receipt of Certificate of Insurance.

This insurance is underwritten by American Home Assurance Company



Secure Wallet
You are insured against all fraudulent transactions committed on the Card within 48 hours as a result of a loss or theft. Cover also includes replacement of other identification cards/papers and keys lost or stolen at the same time as the insured Credit Card.

Benefits
  • Up to USD 2,000 per annum on fraudulent transactions
  • Up to USD 200 per month for the cost of replacement of identification cards/papers and cost of replacement of lost keys
  • Up to USD 100 per month in case of theft
Additional information and exclusions are mentioned in the Summary of Cover.

This policy is available exclusively for HSBC Platinum Credit Cardholders at a special premium of AED 55 per annum per card. Please allow 3 weeks from the date of receipt of application for processing and receipt of Certificate of Insurance.

This insurance is underwritten by American Home Assurance Company


Your Family
Your family too can get all the benefits of the HSBC Platinum Card. You can give them 2 Supplementary Cards, as they are free, if the limit is shared. Though, a one-time set-up fee of AED 100 per Supplementary Card will be charged if you would like to have separate limits.

Your Credit Limit
The Card Carrier features the credit limit of your HSBC Platinum Card. It is also printed on all your HSBC Platinum Card monthly statements. Your Supplementary Cards can share your Credit Card limit (shared limit) or you can decide the credit limit on each of your Supplementary Cards (separate limit).

Your Annual Fee
The Annual Fee will be debited directly to your HSBC Platinum Card account and will be reflected in your HSBC Platinum Card Statement.

Your Monthly Statements
A detailed and comprehensive HSBC Platinum Card statement will be sent to you every month. It will include everything that you would need to know about the status of your account. If you have opted for a separate limit on your Supplementary Card(s), you and your Supplementary Cardholder(s) would receive separate statements.


Important Numbers

Insurance Claim Numbers

Summary of Cover

Terms & Conditions

How to Read Your Statement

START HERE
Check eligibility details to apply for a Card
Service Charges - Fees and Charges on our Cards
Checklist of documents you need to have


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     Call us now on 800 7010 and let a representative help you
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     Visit the nearest Customer Service Centre
     Visit the nearest HSBC branch...

home&Away
Air Miles

Al Rostamani Travel and Holidays
Ticket Exchange
Special Visa Offers