HSBC Premier Credit Card

Enjoy Air Miles you can actually use. The HSBC Premier Credit Card has a Rewards Programme that offers you unique privileges. Each time you spend on your Card, you will earn rewards that offer even more opportunities like shopping, dining, entertainment, electronics, fragrances, movie tickets, books, DVDs and much much more!

As an HSBC Premier Credit Cardholder, you are automatically enrolled into this loyalty programme. Every time you use your HSBC Premier Credit Card, you will get 1 Air Mile for every AED 1 you spend on purchases* both in the UAE and abroad. What's more, you will earn 1.5 Air Miles for every AED 1 spent*, if you spend* more than AED 4,000 in a month** on your HSBC Premier Card.

Moreover, the Air Miles programme has a host of participating outlets that allow you to earn additional Air Miles by presenting your Air Miles Card every time you shop with your HSBC Premier Credit Card.

And as an HSBC Premier Credit Cardholder, get access to exclusive rates on air travel redemptions. You can redeem airline tickets from any airline of your choice and on any class of travel at any time***. Choose from select top 10 destinations, or personalise your own trip! Click here to choose your holiday destination!

* Excluding Cash Advances, Credit Card payments, Finance Charges and Fees of any kind.
** The time period between two subsequent monthly Card statements.
*** Subject to availability

"HSBC Premier Traveller" in association with Al Rostamani Travel and Holidays offers you a host of benefits when you buy airline tickets with your HSBC Premier Credit Card at Al Rostamani Travel and Holidays.

As an HSBC Premier Credit Cardholder you can enjoy the following complimentary benefits*:

Airport transfers ** to and from Dubai, Sharjah and Abu Dhabi International Airports

Access to the Airport Priority Lounge at the Dubai, Sharjah and Abu Dhabi International Airports

Meet and Assist service on departure or arrival at the Dubai, Sharjah and Abu Dhabi International Airports

Simply, book your ticket(s) by calling 800 4577. No hassles of collecting your tickets as it can be arranged to be delivered to you free of cost. There is more, you can collect Air Miles from both HSBC and Al Rostamani Travel and Holidays.

Confirmation of value added services to be availed needs to be provided 48 hours prior to time of departure, and is not available if tickets are purchased by redeeming Air Miles or on budget airlines. Changes made to a confirmed service will remain subject to availability.

*Valid on spend of over AED 2,500 (excluding taxes and surcharge). Available free of charge to one travel companion per cardholder provided his/her tickets are booked using the HSBC Credit Card through Al Rostamani Travel and Holidays.

**For residents in Dubai - Dubai or Sharjah airports. For residents in Sharjah - Dubai or Sharjah airports. For residents in Abu Dhabi - Abu Dhabi airport

Any time, any class, anywhere redemption through Air Miles
A quick recap: You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Log on to www.airmilesme.com, sign in with your Air Miles Card number and start searching for your dream holiday.

Watch out for exciting offers and super discounts at a wide range of Red Flag outlets, which will be announced from time to time. Red Flag outlets allow you to avail 0% interest on monthly installments.

Click here for current Red Flag offers

Payment of Utility Bills

One Card for all your bills
You can use your HSBC Premier Credit Card to save yourself a great deal of time.

Pay your personal Etisalat or DEWA bills over on the phone and earn Air Miles

Triple Access

Your HSBC Premier Credit Card can work for you as a Credit Card or as an ATM Card.

Through any HSBC ATM worldwide, your HSBC Premier Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts

Moreover, you can also manage your credit limit by transferring money between your HSBC Accounts, check balances and pay your Card bills.

Cash Access

Cash Access is yet another service that is brought to you by HSBC. Access cash from:

Over 23,000 HSBC ATMs worldwide

All the MasterCard/Cirrus ATMs around the globe

You can also withdraw cash from thousands of MasterCard member banks worldwide

Valet Privileges

As an HSBC Premier Cardholder, you get free valet parking at the following VALTRANS locations:

Show your HSBC Premier Card to the VALTRANS personnel, write down your name and the last 4 digits as they appear on your HSBC Premier Credit Card on the Registration Form and enjoy complimentary valet parking.**).

*Maf Tower Basement - Thursday to Saturday only.
**Up to 4 free visits per month. Subsequent visits will be charged to your HSBC Premier Credit Card.

Standard Complimentary Parking Validity:
For all VALTRANS locations with standard complimentary parking validity, the maximum time period that a single visit can constitute of is the period from the time the Cardholder hands over the keys at the valet desk to the end of valet operational hours on the same day.

Limited Time Complimentary Parking Validity:
For all VALTRANS locations with limited time complimentary parking validity, the maximum time period that a single visit can constitute is set out in the table above.

Important! In case the Cardholder’s vehicle is parked at a VALTRANS location for a time period exceeding the limited time complimentary parking validity, the Cardholder will be liable to pay the charges for excess usage/overtime as set out in the table above. These charges may either be payable in cash on location at the VALTRANS kiosk or charged to the Cardholder’s Card Account which will be reflected in the Cardholder’s monthly statement.

You can pay your Card bills in the following ways:

*The Bank may charge you a fee if your cheque is dishonoured.

HSBC Premier Privileges
We recognize that as a Premier customer you demand great value as well as all the best money can buy wherever you are in the world. Which is why HSBC has created a unique programme of special offers only for HSBC Premier Credit Card customers called HSBC Premier Privileges. The programme provides access to a variety of travel, dining, shopping and entertainment offers around the world when paying for them with your HSBC Premier Credit Card. Your HSBC Premier Credit Card gives you exclusive free access to HSBC Premier Privileges.

To find out more, click here.

Dial-a-Gift
Surprise your loved ones by using our exclusive Dial-a-Gift feature. Simply call us on +971-4-3913401 and choose from a wide range of gift vouchers which include Jewellery, Restaurants, Sports, Spas, Perfumes and Cinema Tickets. The voucher* will be delivered the next working day.

* Courier charges will be additional.

Purchase Protection & Extended Warranty

Rest assured, your purchases on your HSBC Premier Credit Card are insured. As an HSBC Premier Credit Cardholder, you can now benefit from comprehensive protection at no extra cost.

Purchase Protection:

Your purchases are automatically protected against accidental damage or theft occurring within ninety (90) days from the date of purchase as indicated on the store receipt.

Purchases up to USD 3,000 are covered per occurrence and up to a maximum of USD 20,000 per year per Cardholder.

Extended Warranty:

Upon the expiration of the Manufacturer’s Warranty, the Extended Warranty Benefit will duplicate the terms of the original Manufacturer’s Warranty up to one (1) full year, and for a maximum of three (3) combined years, for purcahses* that cease to operate satisfactorily and require repairs during the policy period.

Benefits are provided to pay for the repair or replacement of a purchase, up to the amount charged for the item or per occurrence limit of USD 500, whichever is less, subject to the annual aggregate limit of USD 2,000.

Purchase Protection & Extended Warranty is arranged through MasterCard® and are subject to the policy terms & conditions.

To view the summary of cover, please click here.

Travel Insurance

Whether you are travelling abroad or looking for travel insurance, HSBC Travel Insurance is just right for you. You and your family will be automatically protected against Accidental Death, Medical Expenses for Accident / Sickness, Emergency Medical Evacuation and Flight Delay when you charge your or your family’s travel fare to your HSBC Premier Credit Card.

Travel Insurance is a world-wide, annual multi-trip insurance policy that automatically protects you and your family against travel inconveniences such as:

Flight delays in excess of 10 hours up to USD 150 per person per trip and USD 300 for Family per Trip.

Baggage loss of up to USD 500 per person and USD 1,000 for Family. Baggage loss of up to USD 50 per item and up to USD 250 per bag.

Baggage delay of up to USD 150 per person and USD 300 for Family in excess of 10 hours.

Accidental death up to USD 125,000 for individuals aged between 18 and 65 years and USD 25,000 for children aged between 6 months and 17 years.

Permanent total disablement up to USD 125,000 for individuals aged between 18 and 65 years and USD 25,000 for children aged between 6 months and 17 years.

Death or permanent total disablement caused by accident in a common carrier or private car up to USD 250,000 for individuals aged between 18 and 65 years and USD 50,000 for children aged between 6 months and 17 years.

Death or permanent total disablement caused by accident in a common air carrier up to USD 375,000 for individuals aged between 18 and 65 years and USD 75,000 for children aged between 6 months and 17 years.

Loss of two eyes, two limbs or one eye and one limb up to USD 125,000 for individuals aged between 18 and 65 years and USD 25,000 for children aged between 6 months and 17 years.

Loss of one eye or one limb up to USD 62,500 for individuals aged between 18 and 65 years and USD 12,500 for children aged between 6 months and 17 years.

Medical expenses against accident or sickness up to USD 125,000 per person per trip.

Emergency Medical Evacuation and Repatriation up to USD 250,000 per person per trip.

Repatriation of Remains benefit up to USD 12,500.

Hospital Cash benefits of USD 1,200 (USD 100 per day; maximum for 12 days).

Compassionate visit benefits up to USDD 7,500.

What’s more, the policy also covers the insurance requirements for obtaining a Schengen Visa.

As a HSBC Premier Credit Cardholder, HSBC Travel Insurance is available to you FREE of cost. Please call RCC Insurance on +9714 3244282 to obtain a Certificate of Insurance.

This insurance is underwritten by American Home Assurance Company. The insured person will not hold HSBC responsible whether for compensation, processing of claims or otherwise.

To view the summary of cover, please click here

You, as a Premier card holder, are privileged as the many value-added services offered by the special lounges in the following airports are available only for Premier card holders.

Click on the country name to view the facilities.