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HSBC Amanah Gold Credit Card
Welcome to the world of, Shariah-compliant Credit Cards from HSBC Amanah. Your unique financial needs require a Shariah compliant credit card that combines sophisticated services with worldwide acceptance; Credit Cards from HSBC Amanah offer you just that.
HSBC Amanah Credit Cards Fatwa
Going shopping with your Gold Credit Card does have its distinct advantages. It is accepted at over 32 million outlets worldwide. It also offers you a grace period of up to 50 days on repayment and cash advances of up to 40% of your available credit limit. What's more, you also benefit from a host of unbeatable rewards and benefits.
You can also benefit from a host of benefits which include:
HSBC 0% Flexi Installment Plan
Monthly Management Fee & Rebate
The Gold Credit Card has a rewards programme which offers you with a choice of selected items from some of the most acclaimed establishments in town. Every time you spend on your Gold Credit Card, you will earn Air Miles which can be used to redeem gifts of your choice.
Easy to Collect
Air Miles is an exciting loyalty programme that rewards you for shopping. Unlike other such programmes, Air Miles are very easy to collect and can be redeemed for a wide choice of exciting rewards.
As an Gold Credit Cardholder, you are automatically enrolled into this loyalty programme. Every time you use your Gold Credit Card, you will get 1 Air Mile for every AED 2 you spend on purchases* both in the UAE and abroad. For example, you will get 500 Air Miles when you spend AED 1000 on your Credit Card.
Air Miles Card
The Air Miles programme has a host of participating outlets that allow you to earn additional Air Miles by presenting your blue Air Miles Card every time you shop with your Gold Credit Card.
Participating outlets include Spinneys, Al Rostamani Travel and Holidays, Damas, Rotana Hotels, Hertz Rent-a-Car and many more.
Here is a very simple example to show you how it works.
If you spend AED 1,000 on your Gold Credit Card at Al Rostamani Travel and Holidays, you will earn 500 Air Miles from the Bank as well as 500 Air Miles from Al Rostamani Travel and Holidays.
*Excluding Cash Advances, Credit Card payments, Finance Charges and Fees of any kind.
Easy to Redeem
You can now get the reward you have been dreaming of even faster! Miles + Money allows you to do so when you do not have sufficient Air Miles. Where relevant, the extra Air Miles required can be found next to the reward.
Click here to redeem Air Miles or call +971 4 3913400
The Air Miles you collect on your Gold Credit Card will be featured on your Card Statement every month. Air Miles earned on your Gold Credit Card are transferred to your exclusive Air Miles account.
Rewards
Your Air Miles can be redeemed by donating to select charities. You can even exchange them for a wide range of rewards, which include Shopping vouchers; Jewellery; Electronics; Hotel Accommodation; Fragrances; Tickets to theme parks and much more!
The more Air Miles you collect, the more you get rewarded. So start collecting.
home&Away - privileges wherever you go
Your Credit Card is the only card that you need for a great experience wherever you go. With its unique global home&Away programme, you are guaranteed exclusive discounts in various places abroad and across the UAE. You can rest assured that your Credit Card has lined up great global discounts for you to take home wistful memories.
For more information, please Click here
Watch out for exciting offers and super discounts at a wide range of Red Flag outlets, which will be announced from time to time. Red Flag outlets allow you to repay in equated monthly instalments with the flexible instalment plan.
Click here for current Red Flag outlet offers.
The Credit Card is based on a Monthly Management Fee, but provides for a unique discretionary Monthly Management Fee Rebate.
You may receive a Monthly Management Fee Rebate if you pay off the monthly outstanding balance in full and spend a minimum** of AED 1,000 on your Gold Credit Card.
You may be entitled to receive a partial Monthly Management Fee Rebate if you choose to settle only part of your monthly outstanding balance and spend a minimum** of AED 1,000 on your Gold Credit Card.
*This Rebate will depend on both your payment and spending patterns, subject to change at the Bank's discretion.
** The minimum spend may change from time to time at the Bank's discretion.
"HSBC Traveller" in association with Al Rostamani Travel & Holidays offers you a host of benefits when you buy airline tickets with your HSBC Credit Card at Al Rostamani Travel and Holidays.
As an Gold Credit Cardholder three of the complimentary benefits*
Airport transfers** to Dubai, Sharjah and Abu Dhabi International Airports
Airport transfers** from Dubai, Sharjah and Abu Dhabi International Airports
Access to the Airport Priority Lounge at the Dubai, Sharjah and Abu Dhabi International Airports
Meet and Assist service on departure or arrival at the Dubai, Sharjah and Abu Dhabi International Airports
Simply, book your ticket(s) by calling 800 4077. No hassles of collecting your tickets as it can be arranged to be delivered to you free of cost. There is more, you can collect Air Miles from both HSBC and Al Rostamani Travel and Holidays.
Confirmation of value added services to be availed needs to be provided 72 hours prior to time of departure, and is not available if tickets are purchased by redeeming Air Miles or on budget airlines. Changes made to a confirmed service will remain subject to availability.
*Valid on spend of over AED 2,500 (excluding taxes and surcharges). Available free of charge to one travel companion per cardholder provided his/her tickets are booked using the HSBC Credit Card through Al Rostamani Travel and Holidays.
**For residents in Dubai - Dubai or Sharjah airports. For residents in Sharjah - Dubai or Sharjah airports. For residents in Abu Dhabi - Abu Dhabi airport
One Card for all your bills
You can use your Gold Credit Card to save yourself a great deal of time.
Pay your personal Etisalat or DEWA bills over on the phone and earn Air Miles
All you have to do is register once by completing the relevant form in the welcome pack and fax it to
+971 4 3906787
Then, simply call 600 55 4722 to pay your utility bills
Payments will be made within 3 working days so please ensure you provide for this time before the final due date.
Triple Access
Your Gold Credit Card can work for you as a Credit Card or as an ATM Card.
Through any HSBC ATM worldwide, your Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts
Moreover, you can also manage your credit limit by transferring money between your HSBC Accounts, check balances and pay your Card bills
Cash Access
Cash Access is yet another service that is brought to you by HSBC.
With it you can access cash from:
- Over 23,000 HSBC ATMs worldwide
- All the Visa/Plus ATMs around the globe, as well as VISA member banks worldwide
You can pay your Card bills in the following ways:
| Easy Payment Options | How to Pay? | Time taken for payment to get credited to your Card Account |
| Free Autopay Service | Call 600 55 4722 to set up a standing instruction to debit your HSBC Current or Savings Account at a specified percentage from 5% to 100% of your monthly HSBC Credit Card outstanding balance. | 1 working day |
| Internet Banking | Click here to log on to transfer money to your Card Account. | 1 working day |
| Cash Deposit Machines | You can instantly pay your HSBC Credit Credit Card bill by depositing cash at any of the HSBC Cash Deposit Machines in the UAE. | |
| ATMs | If you have a Current or Savings Account with HSBC, you can access it from any HSBC ATM around the world and transfer money to your HSBC Card Account. You can also pay your HSBC Credit Card bill by depositing cash/cheques* at any of the HSBC ATMs in the UAE. |
1 working day 2 working days for cash payments 7 working days for cheque payments |
| Branches | You can pay your HSBC Credit Card bill by depositing cash/cheques* at any HSBC branch in the UAE. The Bank will levy a charge of AED 25 per payment transaction made at HSBC Branch Teller Counters.** |
1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 600 55 4722 to transfer money to your HSBC Card Account. | 1 working day |
| Money Exchange | Pay your HSBC Platinum Card bill in cash (maximum AED 20,000 per day) at any of the UAE Exchange or Al Ansari Exchange, Al Fardan Exchange, Wall Street Exchange houses and Al Ghurair Exchange Centre in the UAE free of charge. | 2 working days |
| Service Stations | Pay your HSBC Credit Card bill by cheque* at any of the 140 EPPCO/ENOC service stations across the UAE. | 7 working days |
| Mailing your payment (Please DO NOT SEND CASH) |
Please write your HSBC Credit Card number on the reverse side of the cheque*/draft and attach the bottom tear off portion of the Card Statement to ensure prompt credit into your HSBC Card Account. | Allow sufficient time for payment to get credited to your account. |
*The Bank may charge you a fee if your cheque is dishonoured.
** Premier and Status customers are exempted from this charge.
HSBC Amanah Takaful Cover
As an Credit Cardholder, you can now benefit from an optional comprehensive HSBC Amanah Takaful Cover against your outstanding balance, in the event of permanent total disability or death. Premium will be charged at 0.20% of your monthly outstanding balance and will appear on your monthly statement.
Benefits are subject to an aggregate of AED 200,000 on all HSBC Cards held by you.
In the event of Permanent Total Disability of Cardholder - 100% of outstanding on the Card is waived up to a maximum of AED 75,000
In the event of Death of Cardholder - 100% of outstanding on the Card is waived up to a maximum of AED 75,000
To view the summary of cover, please click here
Up to 2 Supplementary Cards: free (if limit is shared)
One time Set up fee of AED 75 per Supplementary Card (if separate limit)
Free delivery of Credit Cards at the time of renewal
Lost card reporting and replacement service (24 hours)
(Within UAE) 600 55 4722
(Outside UAE) +971 4 2288007
Simply dial 600 55 4722 to take care of all your Card requirements.
You have been automatically registered for this service and you will be receiving your 6-digit Phone Banking Personal Identification Number (PIN) shortly. Once you receive the same, you can access Phone Banking by using your 16-digit Card Number and your PIN.
Whether you have a flat tyre or have run out of fuel, HSBC RoadAssist is just for you!
RoadAssist is an exclusive 24-hour roadside assistance programme brought to you through International Automobile & Touring Club (IATC) in the UAE
Benefits include FREE recovery and transportation, lockout service, flat tyre replacement, jump start, fuel delivery and much more
As an Credit Cardholder, you can enroll for HSBC RoadAssist at a special annual fee of just AED 125 (as against the normal fee of AED 250)
If you are not already a member, please click here for membership
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