Home Finance UAE. HSBC Amanah Islamic home finance, loan alternative

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HSBC Amanah - for Individuals

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Realise your dreams with HSBC Amanah Home Finance.

Owning a home as a symbol of a solid foundation for your family does not need to be a distant goal any longer. It can become a reality with HSBC Amanah Home Finance. Shariah complaint, flexible and simple to arrange, our team of advisors will guide you through the entire process, from start to finish.

You can obtain financing to buy a new house or against the value of your completed property. You can also transfer your existing home finance (from another financial institution). HSBC Amanah Home Finance makes it all possible through the Shariah compliant Ijarah contract.

HSBC Amanah offers you easy financing on any ready property in Dubai and Sharjah and select developments in Abu Dhabi for an attractive profit rate starting from 6.25% p.a.*

Home Finance - Who can apply

UAE & GCC Nationals

Expatriates UAE Residents

Non- UAE Residents

Islamic Home Finance

Shariah approved and certified by the HSBC Amanah Shariah Committee
(Please click here to view the approval of the HSBC Amanah Shariah Committee)

Competitive profit rates, starting at 6.25% p.a.*

Financing on any ready property in Dubai, Sharjah and select developments in Abu Dhabi

No early settlement fees**

Maximum lease period of up to 25 years for villas, townhouses and apartments
(subject to repayment before 65th birthday)

Age of property should be less than 10 years

Competitive Ijarah profit rates are reviewed and updated only once every six months
(on 01 January and 01 July every year)

Balance transfer from existing home finance provider at convenient terms

HSBC Amanah Current Account with minimum balance waived

HSBC Premier or STATUS banking services based on the value of your home finance

Special package on HSBC Amanah Vehicle Finance from HSBC Middle East Finance Company

We finance the following in a Shariah-compliant way:

Freehold properties

Completed and under-construction properties

Directly from the developer or by way of resale

Equity release (buy and leaseback)

Terms and Conditions apply
*Subject to change. Credit criteria, Terms and Conditions, fees and charges apply. HSBC Amanah Premier customers are eligible for 6.25% p.a. profit rates while HSBC Advance customers are eligible for 6.5% p.a. profit rates and 6.75% p.a. profit rates for HSBC Amanah Personal Banking customers.
** Early settlement fees are still applicable in the case of buy-out to another bank