It is a Shariah compliant financing solution. Designed to provide you with liquidity that you need, in a manner that satisfies the highest standards of compliance with Shariah guidelines. It follows a simple process based on the Tawaruq principle - a Shariah compliant finance tool. The transaction is quick, easy and straightforward:

You will buy international commodities (metals) from the Bank at a pre-agreed fixed profit margin

You will enjoy the flexibility to pay the Bank in convenient instalments

The Bank will sell the metals on your behalf to an international metal broker. The proceeds from the sale of the metals will be transferred to your account

HSBC has an international team of professionals with Islamic financial expertise dedicated to developing Shariah approved financial solutions for the HSBC Group. HSBC Amanah Personal Finance has also been developed in consultation with and approved by the HSBC Shariah Supervisory Committee. The process of product development and Shariah review ensures that HSBC’s Shariah compliant products are within the guidelines prescribed by the Shariah.