Personal Loans

At HSBC, our unique combination of local experience and global resources enables us to understand your needs and expectations. Which is why we have designed our Personal Loan to help you reach your aspirations - whether you wish to give your child a better education, go on an exciting vacation, pay for your house rent, redecorate your home or achieve what is important to you.

Features & Benefits*

Competitive Interest Rates
Enjoy a loan with competitive Interest Rates starting from 9.99%

Minimum Balance Waiver on Current Account
Enjoy a ZERO balance current account for the duration of the loan

Loan Amount
Depending on your specific needs and requirements, you are can get up to AED 250,000 as a loan amount

Instalment Deferment Option
During certain festive seasons or unforeseen occasions you may have a higher than usual expenditure. HSBC offers you the convenient option to defer/delay your monthly instalment payment up to 2 times a year in order to better manager these circumstances.

Flexible Repayment Periods
In order to help you manage your finances with added flexibility, we offer repayment tenures from 6 months up to 60 months

Loan Buy-Out Facility
If you have a loan with another bank, we have a simple and easy process to take the loan over so that you can enjoy all the benefits associated with an HSBC loan

Credit Life Protection
You loan is insured and in the unfortunate event of your death, all loan amounts up to AED 250,000 will be covered completely

Simple Documentation
Minimal and easy documentation requirements to ease to through your loan application process

FREE Cheque Book & Debit Card

FREE Access to HSBC Internet Banking

Access to 24/7 Phone Banking

*Terms and Conditions Apply