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Balance Transfer

Zero worries with 0% Balance Transfer.

Apply now

Transfer your credit card outstanding balances to HSBC and enjoy 0% interest for 6 or 12 months.

If you have any outstanding credit card balances with other banks, move them to your HSBC Credit Card and enjoy 0% interest for the first 6 or 12 months.

Apply today and benefit from:

  • Saving on the interest amount you would have paid in your credit card
  • Competitive pricing
  • Get in control of your finances by consolidating and repaying easier your balances

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard. Your application will be processed within 5 to 7 working days.

Follow these steps to apply via online banking:

Step 1:


Log in to Personal Internet Banking and click on your credit card account number(s). If you're eligible for a Balance Transfer, you'll see a banner. Please click on the banner to provide details for Balance Transfer.

View Screen 

Step 2:


Generate transaction signing code with your secure key.

View Screen 

Step 3:


Once you provide the balance transfer amount along with the term you need it for, you'll be presented with the following screen.

View Screen 

Step 4:


After submitting the information, you'll see a page where you can review your details.

View Screen 

Step 5:


Accept the Terms and Conditions and click on 'Confirm'. You will then receive an acknowledgement message.

View Screen 


A processing fee is applicable, please refer to the Schedule of Services and Tariffs for further details. If you apply by phone or by following instructions provided in any communications sent in this regards, we will call you within 2 working days. Your application will then be processed within 5-7 working days. Please note we accept no liabilities for any delays in calling you.
If you fail to pay your balance transfer amount within the agreed term (i.e. 6/12 months as applicable), any outstanding balance at the end of this term will be charged at the normal cash withdrawal rate of interest.
HSBC Credit Card Agreement Terms, Balance Transfer Terms and Conditions, Fees and Charges apply.

Apply now

Apply and you could get approved for a Credit Card within 60 minutes

Apply now

Alternatively call us:


800 4320 within UAE
+971 4 224 1000 outside UAE



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You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.