Amanah Gold Card
Enjoy Amanah Gold Advantages.
- Up to 50 days grace period on purchases - when you settle your monthly outstanding balance in full
- Low monthly management fee
- Management fee rebate7 - Just spend a minimum of AED1,000 and pay off the outstanding balance each month
- Free Entertainer booklet of vouchers worth AED25,000
- 40% cash advance - of your available credit limit, if you need
- Enjoy No fees and charges with HSBC 0% Flexi Installment Plan - on monthly installments and get great offers and discounts at Red Flag outlets
- Up to 2 supplementary cards - to share amongst your family, at no charge, if your limit is shared. This way, no one is ever left out of pocket
- 24/7 lost card reporting and replacement service. Call 600 55 HSBC (600 55 4722) or +971 4 2288007 if outside UAE
Air Miles Rewards Programme
Earn 1.5 Air Mile for every AED2 spent on your Gold Credit Card on retail purchases to redeem for airline tickets of your choice, shopping vouchers, electronics, entertainment and accommodation, or donations to charity. It's up to you.
Details
Collecting Air Miles is easy:
- Get Air Miles twice at over 1,500 outlets in the UAE and show your Air Miles Card when you shop and earn Air Miles twice, by HSBC and the outlet
Use your HSBC Gold Credit Card to buy a return ticket for AED4,000 and earn 3,000 miles. And if you book your ticket via Al Rostamani Travel and Holidays, you'll earn an extra 2,000 Air Miles giving you 5,000 Air Miles.
Go to airmilesme.com or call +971 4 3913400 for more details.
Air Miles collected on your HSBC Amanah Gold card will be featured on your card statement and are transferred to your Air Miles account every month.
HSBC Traveller
HSBC Traveller with Al Rostamani Travel and Holidays. Choose any three of the following privileges at Dubai, Sharjah and Abu Dhabi International Airports:
Details
- Transfers to or from the airport
- Meet and Assist' service on departure and arrival
- Access to all designated airport lounges - regardless of how often you travel or which class you fly
Just spend over AED2,500 and book you and your travel companion's next trip with your HSBC Gold Card, via Al Rostamani Travel and Holidays. *
To book call 800 4077
HSBC Amanah Takaful Credit Shield Plus.*
Waives the outstanding balance on your credit card, in the unfortunate event of death or permanent total disability. It also waives your minimum monthly instalment in the event of Involuntary Loss of Employment for employed eligible cardholders, or Temporary Total Disability for self-employed cardholders.
You can enjoy this benefit for just 0.65% of your monthly outstanding balance which will be reflected in your monthly statement.
Access your account, from anywhere.
- Pay your personal Etisalat or DEWA bills, via Phone Banking and Internet Banking. Please allow three days for your payment to clear
- Get cash from over ATMs all over the world
- Get emergency cash from Visa and MasterCard ATMs worldwide
- Pay your card bill quickly and easily - via Phone Banking and Internet Banking, in person at your branch or put a cheque in the post. See the table below for more details
| Easy payment options | How to pay your HSBC Gold Credit Card bill: | How long it takes to be credited to your account |
|---|---|---|
| Free Autopay Service | Call 600 55 4722 to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking |
Transfer money to your credit card account. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in the UAE. | 1 working day |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC credit card, from any HSBC ATM in the UAE or worldwide. Or deposit cash or cheques at any HSBC ATMs in the UAE. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in the UAE. (You may be charged a fee if your cheque is dishonoured.) Each HSBC Branch Teller transaction incurs an AED25 fee. If you're a Premier and Advance customer, you don't have to pay this fee. |
1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 600 55 4722 to transfer money to your HSBC Card account. | 1 working day |
| Money Exchange | Pay your bill in cash, free of charge at any of the UAE Exchange or Al Ansari Exchange, Al Fardan Exchange, Wall Street Exchange houses and Al Ghurair Exchange Centre in the UAE. (Maximum AED20,000 per day). | 2 working days |
| Mailing your payment (No cash) |
Please write your HSBC Credit Card number on the reverse side of the cheque/draft and attach the bottom tear-off portion of your Card Statement, to ensure prompt credit into your HSBC Card account. | Allow sufficient time for payment to be credited to your account. |
| Description | Charges |
|---|---|
| Primary card annual management fee | |
| Supplementary cards (shared limit) | Two Free |
| Supplementary cards (set-up fee for separate limit) | AED75 |
| Minimum payment | 5% of outstanding balance or AED100 (whichever is higher) |
| Finance charge on purchases per month* | Not applicable |
| Finance charge on cash advances per month* | Not applicable |
| Cash advance fee | AED60 with the cash withdrawal limit per transaction as AED2,000 |
| Card replacement fee | AED100 |
| Late payment fee | AED150 |
| Over limit fee | AED150 |
| Copy of sales slip / Credit Card statement | AED25 |
| Returned cheque fee | AED100 |
| Charge for disputing a transaction subsequently found to be genuine | AED100 |
| Access to HSBC Current/Savings Account through VISA/Plus, Master/Cirrus or UAE Switch ATMs | AED20 per transaction |
| Access to HSBC Current/Savings Account through HSBC ATMs | Inside the UAE: Free |
| Outside the UAE: AED10 per transaction | |
| Foreign currency transactions (Card transactions not in your billing currency will be converted at a wholesale market rate attracting a processing fee) | 2.80% |
| Amanah Takaful Credit Shield Plus | 0.65% of outstanding balance |
| Paper statement charges | AED10 per statement |
Primary applicant
You need to complete the credit card application process by personally visiting any HSBC UAE Branches or Customer Service Centers, with the following documents:
- Original passport
- Valid residence visa (for non-GCC national customers only)
- Proof of UAE residence in the from of either a utility bill/rental agreement/employment letter (for GCC national customers only)
- Security Cheque to be signed by customer for credit card (not applicable if customer is Premier by deposit)
- Original Salary certificate issued in the last three months
or
- Last two months payslips in original
or
- Last two months bank statements in original where your salary has been credited
Supplementary applicant
If you have applied for a supplementary card, you will also need to submit the following documents:
- Copy of passport
- Valid residence visa only for separate limit supplementary card (for non-GCC national customers only)
Our Shariah approved Gold Credit Card caters to your unique financial needs, offering premium benefits and services with global acceptance.