Amanah Credit Card
No annual fee yet plenty of travel privileges, including the Air Miles Rewards Programme, free valet parking and free airport transfers. The HSBC Amanah Premier MasterCard Credit Card is a Shariah-compliant product.
Here's what you get:
- Low monthly management fee
- Management fee rebate7 - Just spend a minimum of AED1,000 and pay off the outstanding balance each month
- Up to 50 days grace period on purchases - when you settle your monthly outstanding balance in full
- 50 per cent of your available credit limit can be given as a cash advance, if you need it
More great benefits:
- Enjoy ZERO fees with HSBC 0% Flexi Instalment Plan - on monthly instalments and get great offers and discounts at Red Flag outlets
- Up to 2 Supplementary Cards - to share amongst your family, at no charge, if your limit is shared. That way, you ensure no one is ever left out of pocket
- Access your account anywhere - with Triple Access, you can transfer money and pay your bills, across all your HSBC Credit Card, Current and Savings accounts
Air Miles Rewards programme
Earn 1.5 Air Mile for every AED1 spent on retail purchases to redeem for airline tickets of your choice.
Details
Use your Air Miles for shopping vouchers, electronics, entertainment and accommodation, or donations to charity. It's up to you.
Plus:
- Get Air Miles twice at over 1,500 outlets in the UAE and show your Air Miles Card when you shop and earn Air Miles twice, by HSBC and the outlet
Use your Amanah Premier Credit Card to buy a return ticket for AED4,000 and you'll earn 6,000 miles. And if you book your ticket via Al Rostamani Travel and Holidays, you'll earn an extra 2,000 Air Miles - boosting your balance to 8,000 Air Miles.
Go to airmilesme.com or call +971 4 3913401 for more details.
Air Miles collected on your HSBC Amanah Premier Credit Card will be featured on your card statement and are transferred to your Air Miles account every month.
* The time period between two subsequent monthly card statements.
Air travel redemptions
Enjoy exclusive rates on air travel redemptions, and redeem tickets from the airline of your choice operating in the UAE, on any class of travel, at any time. Simply:
- Log on to airmilesme.com using your Air Miles card number
- Select 'Choose from our fantastic range of rewards'
- Choose 'Flights' to see where you can fly next
*Subject to ticket availability. Taxes are paid by the cardholder.
HSBC Traveller
HSBC Traveller with Al Rostamani Travel and Holidays. Enjoy the following privileges at Dubai, Sharjah and Abu Dhabi International Airports:
Details
- Return airport transfers
- 'Meet and Assist' service on departure and arrival
- Access to designated airport lounges - regardless of how often you travel or which class you fly
Just spend over AED2,500 and book your travel companion's and your next trip with your HSBC Amanah Premier MasterCard Credit Card via Al Rostamani Travel and Holidays.
To book call 800 4077
Terms and conditions apply*
Lounge Access
You, as a Premier card holder, are privileged as the many value-added services offered by the special lounges in the following airports are available only for Premier card holders.
Details
Free Valet parking
At selected VALTRANS locations around Dubai - see the table below for more details.
Details
| Valtrans locations | Address | Complimentary parking | Charges due to excess visits or overtime |
|---|---|---|---|
| Wafi City | Main entrance, Pyramids, Fort, Collonade, Carrefour | Standard parking only | AED30 per visit |
| American Hospital | Main entrance | Standard parking only | AED30 per visit |
| Oasis Centre | Main entrance | Standard parking only | AED30 per visit |
| Dragon Mart | East entrance | Standard parking only | AED30 per visit |
| Ibn Batutta Mall | Tunisia Court and China Court |
Standard parking only | AED30 per visit |
| Dubai Courts | Main entrance | Limited Time (1st hour only) |
AED20 per hour |
| Dubai World Trade Centre | Main tower | Limited Time (1st hour only) |
AED40 per hour |
| Dubai International Airport (Terminal 1 and Terminal 3) | Departures and arrivals | Limited Time (1st hour only) |
AED60 per hour |
Here's how to enjoy free valet parking:
- Show your HSBC Amanah Premier Credit Card to the VALTRANS personnel
- Write down your name on the registration form
- Write down the last 4 digits on your card
For standard complimentary parking, a single visit starts when you hand over your keys to the valet desk and ends when the desk closes. You get up to 4 free visits per month - any further visits will be charged to your HSBC Amanah Premier Credit Card.
Terms & conditions apply**
HSBC Premier Privileges
Get exclusive travel, dining, shopping and entertainment offers with HSBC Premier Privileges, when you shop with your HSBC Amanah Premier Credit Card.
Travel Takaful***
Whether you are traveling abroad for business or leisure, Takaful Premier Travel is just right for you to offer travel protection from unforeseen circumstances during your trip. You and your family will be automatically protected against Accidental Death, Medical Expenses for Accident / Sickness, Emergency Medical Evacuation and Flight Delay when you pay your or your family's travel fare through your HSBC Amanah Premier Credit Card.
Details
Takaful Premier Travel is a world-wide, annual multi-trip Takaful policy that automatically protects you and your family from the time of departure as shown on the travel ticket till the date of return or 30 days from date of departure whichever is earlier, against travel inconveniences such as:
- Flight delays in excess of 10 hours up to USD150 per person per trip and USD300 for Family per Trip
- Baggage loss of up to USD500 per person and USD1,000 per family. Baggage loss of up to USD50 per item and up to USD250 per bag
- Baggage delay of up to USD150 per person and USD1,000 per family in excess of 10 hours
- Accidental death up to USD125,000 for individuals aged between 18 and 65 years and USD25,000 for children aged between 6 months and 17 years
- Permanent total disablement up to USD125,000 for individuals aged between 18 and 65 years and USD25,000 for children aged between 6 months and 17 years
- Death or permanent total disablement caused by accident in a common carrier or private car up to USD250,000 for individuals aged between 18 and 65 years and USD50,000 for children aged between 6 months and 17 years
- Death or permanent total disablement caused by accident in a common air carrier up to USD375,000 for individuals aged between 18 and 65 years and USD75,000 for children aged between 6 months and 17 years
- Loss of two eyes, two limbs or one eye and one limb up to USD125,000 for individuals aged between 18 and 65 years and USD25,000 for children aged between 6 months and 17 years
- Loss of one eye or one limb up to USD62,500 for individuals aged between 18 and 65 years and USD12,500 for children aged between 6 months and 17 years
- Medical expenses against accident or sickness up to USD125,000 per person per trip
- Emergency Medical Evacuation up to USD250,000 per person per trip
- Repatriation of Remains benefit up to USD12,500
- Hospital Cash benefits of USD1,200 (USD100 per day; maximum for 12 days)
- Compassionate visit benefits up to USD7,500
Premier Travel Takaful meets the Takaful cover requirements for obtaining a Schengen Visa. As an HSBC Amanah Premier Credit Cardholder, aged between 18 and 65 years, Takaful Premier Travel is available to you and your immediate family members (spouse and children under the age of 18) free of cost. Tickets must be purchased using your HSBC Amanah Premier Credit Card.
Premier customers who do not have Premier Credit Cards can avail of Takaful Premier Travel at a premium of USD190 per annum. For more information please contact your Premier Relationship Manager.
This is not a Takaful contract, and terms and conditions will apply. Premier Travel Takaful is underwritten by Dubai Islamic Insurance and Reinsurance Company p.s.c. and is responsible for any questions and disputes. HSBC Amanah is not responsible for compensation, processing of claims or otherwise.
HSBC Takaful Credit Shield Plus
Waives the outstanding balance on your Credit Card, should you pass away or suffer from permanent total disability. It also waives your minimum monthly instalment in the event of Involuntary Loss of Employment, or Temporary Total Disability for self-employed cardholders.
Details
To get this benefit, 0.65% will be taken from your monthly outstanding balance and will reflect in your monthly statement. View cover summaries.
Purchase Protection***
Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD20,000 annually.
Extended Warranty***
Kicks in automatically when your manufacturer's warranty has expired. It duplicates the original warranty of up to 1 year.
Plus:
- Pay your personal Etisalat or DEWA bills, via Phone Banking and Internet Banking. Please allow three days for your payment to clear
- Quick and easy ways to pay your card bill - via Phone Banking and Internet Banking, in person at your branch or put a cheque in the post. See the table below for more details
| Your payment options: | How to pay your bill: | How long it takes to credit your account: |
|---|---|---|
| Free Autopay Service | Call 800 4320 to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking |
Transfer money to your Credit Card account. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in the UAE. | 1 working day |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in the UAE or worldwide. Or deposit cash or cheques at any HSBC ATMs in the UAE. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in the UAE. (You may be charged a fee if your cheque is dishonoured.) Each HSBC Branch Teller transaction incurs an AED25 fee. Because you're an Advance customer, you don't have to pay this fee. |
1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 800 4320 to transfer money to your HSBC card account. | 1 working day |
| Money Exchange | Pay your bill in cash, free of charge at any of the UAE Exchange or Al Ansari Exchange, Al Fardan Exchange, Wall Street Exchange houses and Al Ghurair Exchange Centre in the UAE. (Maximum AED20,000 per day). | 2 working days |
| Mailing your payment (No cash) |
Please write your HSBC Credit Card number on the reverse side of the cheque/draft and attach the bottom tear-off portion of your Card Statement, to ensure prompt credit into your HSBC Card account. | Allow sufficient time for payment to be credited to your account. |
| Description | Charges |
|---|---|
| Primary card annual management fee | |
| Supplementary cards (shared limit) | Free |
| Supplementary cards (set-up fee for separate limit) | Free |
| Minimum payment | 5% of outstanding balance or AED100 (whichever is higher) |
| Finance charge on purchases per month* | Not applicable |
| Finance charge on cash advances per month* | Not applicable |
| Cash advance fee | AED100 with the cash withdrawal limit per transaction as AED2,000 |
| Card replacement fee | Free |
| Late payment fee | AED100 |
| Over limit fee | Free |
| Copy of sales slip / Credit Card statement | Free |
| Returned cheque fee | AED100 |
| Charge for disputing a transaction subsequently found to be genuine | Free |
| Access to HSBC Current/Savings Account through VISA/Plus, Master/Cirrus or UAE Switch ATMs | AED20 per transaction |
| Access to HSBC Current/Savings Account through HSBC ATMs | Free |
| Foreign currency transactions (Card transactions not in your billing currency will be converted at a wholesale market rate attracting a processing fee) | 2.60% |
| Amanah Takaful Credit Shield Plus | 0.65% of outstanding balance |
| Paper statement charges | Nil |
Primary applicant
You need to complete the credit card application process by personally visiting any HSBC UAE Branches or Customer Service Centers, with the following documents:
- Original passport
- Valid residence visa (for non-GCC national customers only)
- Proof of UAE residence in the from of either a utility bill/rental agreement/employment letter (for GCC national customers only)
- Security Cheque to be signed by customer for credit card (not applicable if customer is Premier by deposit)
or
- Last two months payslips in original
or
- Last two months bank statements in original where your salary has been credited
Supplementary applicant
If you have applied for a supplementary card, you will also need to submit the following documents:
- Copy of passport
- Valid residence visa only for separate limit supplementary card (for non-GCC national customers only)
Choose the exclusive Islamic Credit Card that has travellers, like you, in mind. Earn Air Miles even when you're not flying and enjoy 24-hour, personalised service - wherever you are in the world.