Shop above USD100 and be automatically protected against accidental damage or theft within 365 days' from the date of purchase – up to a maximum of USD20,000 annually. Up to USD5,000 for any occurrence, up to a maximum of USD20,000 in a year per Cardholder.
Summary of Cover
Kicks in automatically when your Manufacturer's Warranty has expired. It duplicates the original warranty of up to 1 year.
Summary of Cover
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NOTE: Credit Shield Plus (CSP) is currently not available for new enrollment with effect from 8 October 2017. Please check this page for further updates in the future.
If you already have CSP insurance cover on your cards, you will not be impacted and you will continue to have the insurance cover.
Credit Shield Plus (CSP) is an optional insurance cover that you may have if you have an HSBC Credit Card issued by HSBC Bank Middle East Limited in the UAE (HSBC).
It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:
- Loss of life
- Permanent Total Disability
- Critical Illness
- Involuntary Loss of Employment (for salaried cardholders only)
- Temporary Total Disability (for self-employed cardholders only)
Premium
The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC Credit Card. If you do not have an outstanding balance on your HSBC Credit Card statement date, then there would be no charge for CSP that month.
Please refer to the Terms and Conditions for more details