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HSBC Black Credit Card Terms and Conditions

General Terms & Conditions


  • The HSBC Personal Banking General Terms and Conditions and the HSBC Credit Card Agreement Terms for the UAE and any separate terms and conditions, application literature, rates, fees and charges (including but not limited to charges for overseas transactions, as set out in the HSBC Schedule of Services and Tariffs from time to time available on www.hsbc.ae), credit policies and limits, due diligence and eligibility criteria relating to your HSBC Black Credit Card (“General Terms”) continue to apply to your HSBC Black Credit Card unless otherwise specified.
  • These terms and conditions (“HSBC Black Credit Card Terms and Conditions”) apply to the HSBC Black Credit Card (“Product”) and will apply in addition to the General Terms  
  • We reserve the right to refuse any application for a product or service relating to the Product  
  • We reserve the right at our discretion to alter or amend the HSBC Black Credit Card Terms and Conditions or end these Offers at any time without prior notice to you
  • The HSBC Black Credit Card Terms and Conditions applies to HSBC Black Primary & Supplementary Credit Cards
  • All of the following benefits will apply to Primary and Supplementary HSBC Black Credit Cardholders

 

 Enhanced Benefit Details Terms & Conditions
1 Bonus Air Miles Enjoy 250,000 Air Miles as Bonus Air Miles.
  • Bonus Air Miles offer is applicable only for HSBC Black Primary Credit Cardholders
  • Bonus Air Miles will be awarded subject to full payment of Annual Membership Fee of AED 2,000 on or by the first payment due date
  • Bonus Air Miles will be awarded after sixty (60) days of the first payment due date
  • Bonus Air Miles will be awarded to the existing or new Air Miles account
  • Bonus Air Miles offer applies for the first year only
  • Air Miles Terms and Conditions apply
2 50% Bonus Air Miles on foreign currency spends
  • Earn 1 Air Mile for every AED 1 of retail spend in UAE Dirhams
  • Earn 1.5 Air Miles for every AED 1 of retail spend in all other currencies than UAE Dirhams
  • This offer is applicable only for HSBC Black Credit Card

    For example, if you spend

    • AED 1,000 in local currency, you will receive 1,000 Air Miles
    • AED 1,000 equivalent in any other currency than UAE Dirhams, you will receive 1,500 Air Miles

  • Air Miles Terms & Conditions apply
3 LoungeKey Membership
  • Get access to over 750 premium lounges around the world
  • Instant access to premium lounges by simply swiping your HSBC Black MasterCard Credit Card rather than carry an additional membership card
  • Unlimited Lounge access by LoungeKey is applicable only for primary and supplementary HSBC Black Credit Cardholders
  • Present your HSBC Black Credit Card to gain admission. You must tell the lounge staff that you wish to enter the lounge using the LoungeKey program
  • All accompanying guests irrespective of the age will be charged according to the LoungeKey policy and tariffs
  • To view a directory of airport lounges available worldwide, please visit www.loungekey.com/WorldMENA
  • Lounge staff to verify your eligibility by checking the card visually and then either swipe the card in a card reader or enter the card details into a LoungeKey secure system
  • If a card reader is used or if your card details are entered into a LoungeKey secure system, you take the responsibility to ensure that the card reader screen you sign correctly reflects your own visit and that of any guests. A receipt is available on request after signing the card reader screen
  • Participating lounges may reserve the right to enforce a maximum stay policy (usually 3-4 hours) to prevent overcrowding. This is at the discretion of the individual lounge operator who may impose a charge for extended stays
  • Additional program information including “Conditions of Use”, participating locations and Opening Hours information apply, please visit www.LoungeKey.com/WorldMENA for further details

 

4 Complimentary Golf per month
  • Complimentary 18-hole round of Golf per month at The Els Club, Dubai Sports City
  • Complimentary 18-hole round of Golf per month at Saadiyat Beach Golf Club – Abu Dhabi
  • Complimentary Golf benefit is only applicable to the HSBC Black Primary and Supplementary Credit Cardholders
  • You can utilise the complimentary round during any time of the month and any additional rounds of golf played at The Els Club during the same month shall be payable by the Cardholder at the discounted green fee rates from:

    Winter rates - 1st Jan 2017 to 31st May 2017 and 1st Oct 2017 to 31st Dec 2017 (rounds to tee off between 7 am and 1.30 pm approximately)

    Sunday – Wednesday – AED 495 per round
    Thursday – Saturday – AED 650 per round

    Summer Rates - 1st June 2017 to 30th Sep 2017 (starting tee times may vary based on availability and weather conditions)

    Sunday – Wednesday – AED 200 per round
    Thursday – Saturday – AED 295 per round

  • Unutilised complimentary rounds shall not roll over to the following month or months
  • You need to book your complimentary 18-hole round of Golf, at least 14 days in advance
  • In the event that you are accompanied by a guest, who is not a HSBC Black Credit Card holder, the guest will be required to pay the Fee set out as above in order to play golf with you. This Fee is to be settled by the guest prior to playing and will be only for a one time access
  • You must call The Els Club on +971 4 4251000 to book your complimentary 18-hole round of Golf 14 days in advance of your intended date of play
  • The Els Club will record your Full Name and the first 6 and last 4 digits of your HSBC Black Credit Card
  • Dress is to be smart golfing attire, collared shirt, golf-mock tee, tailored pant, shorts or skirt, single colour socks, soft spike shoes or those specifically designed for Golf play. Children need to be accompanied by an adult
  • Golfers are expected to adhere to etiquette, pace, rules and traditions of the game
  • Please cancel your booking at least 48 hours prior to tee time
  • Late cancellation and no-show penalty will result in withdrawal of the free round for that month
  • Additional Golf Club Terms & Conditions apply. Please visit www.elsdubai.com for more details

  • Saadiyat Beach Golf Club – Abu Dhabi

  • This Complimentary Golf benefit is only applicable to the HSBC Black Primary and Supplementary Credit Cardholders
  • You can utilise the complimentary round during any time of the month and any additional rounds of golf played at the Saadiyat Beach Golf Club during the same month shall be payable by the HSBC Black Credit Card holder at the discounted green fee rates from:

    Thursday – Saturday: AED 670
    Sunday – Wednesday: AED 500
  • Unutilised complimentary rounds shall not roll over to the following month(s)
  • You need to book your complimentary 18-hole round of golf, at least 14 days in advance
  • In the event that you are accompanied by a guest, who is not a HSBC Black Credit Card holder, the guest will be required to pay the Fee set out as above in order to play golf with you. This fee is to be settled by the guest prior to playing and will be only for a one time access
  • You must call Saadiyat Beach Golf Club on +971 2 557 8000 or email to golfreservation@sbgolfclub.ae to book your complimentary 18-hole free round of Golf 14 days in advance of your intended date of play
  • The Saadiyat Beach Golf Club will record your full name and the first 6 and last 4 digits of your HSBC Black Credit Card
  • Dress is to be smart golfing attire, collared shirt, golf-mock tee, tailored pant, shorts or skirt, single colour socks, soft spike shoes or those specifically designed for Golf play. Children need to be accompanied by an adult
  • Golfers are expected to adhere to etiquette, pace, rules and traditions of the game
  • Please cancel your booking at least 48 hours prior to tee time
  • Late cancellation and no-show penalty will result in withdrawal of the free round for that month
  • Additional Golf Club Terms & Conditions apply. Please visit www.sbgolfclub.ae for more details
5 HSBC Entertainer App HSBC Entertainer app with 8,000+ Buy one get one free offers across 15 countries Please refer to the General Terms
6 Buy-one-get-one free at VOX Cinemas

Use your HSBC Black Credit Card to:

  • Buy 1 ticket and get 1 free at any VOX Cinema, and
VOX Cinema Terms and Conditions apply. Please visit www.hsbc.ae for more details
7 Valet Parking Unlimited standard complimentary valet parking at selected VALTRANS locations VALTRANS Terms and Conditions apply. Please visit www.hsbc.ae for more details
8 Privileges
  • Reebonz Online Shopping Privileges, MyUS Premium Shipping Discounts, Starwood Hotels and Resorts Complimentary Hotel Nights, Luxury Serviced Apartment Discounts, Exclusive Spa offers across Fairmont, Raffles and Swissôtel.
  • Complimentary Hertz Gold membership through World MasterCard Reward experiences
  • Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup, and enjoy the comfort of your ride
MasterCard T&Cs apply. Please visit www.mastercard.com/ae/consumer/world.html