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HSBC Black Credit Card

250,000 bonus Air Miles, exclusive golf privileges, complimentary nights with Starwood Hotels and Resorts, access to over 750 premium airport lounges and much more.


For a life full of stories.

The HSBC Black MasterCard® Credit Card is designed to provide you with experiences that you'll cherish for the rest of your life. From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you.

  • The rewards

    Learn more
  • The journey

    Learn more
  • The privileges

    Learn more
  • The club

    Learn more
  • The table

    Learn more
  • The convenience

    Learn more


Adventure, shopping and entertainment. Find out what makes the HSBC Black Credit Card so rewarding to use at every turn.

Show all Hide all

Open doors at lounges, smaller queues at immigration, chauffeur services. Have a look at how your HSBC Black MasterCard® Credit Card is designed to make travel a pleasure.

  • Unlimited access at over 750 premium airport lounges worldwide provided by LoungeKeyTM

  • Enjoy free access to Airport Lounges in the Middle East and Levant

  • Enjoy an exclusive 15% discount on MasterCard Airport Concierge Meet & Greet service.
  • Discounted Chauffeur Rides with Careem
    Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup, and enjoy the comfort of your ride.
  • Discounted Fast Track Travel Visa Service
    Applying for travel visas has become much easier with your HSBC Black World MasterCard® Credit Card.
  • Cleartrip Travel Discount
    Going on a holiday or booking that business trip?
  • Complimentary Hertz Gold membership through World MasterCard Reward experiences
    Renting a car is now hassle-free.
  • Pay with your HSBC Black Credit Card for exclusive worldwide deals on travel and leisure, dining, shopping, health and beauty with HSBC Premier Privileges
  • Free valet parking at selected VALTRANS locations across Dubai and Abu Dhabi.

Flavour, aroma, zest. See how your HSBC Black MasterCard® Credit Card is made to cater to your culinary curiosity.

Show all Hide all

Play, dine, unwind. Enjoy all the special benefits that come your way with your HSBC Black MasterCard® Credit Card across golf, fitness and relaxation.

Show all Hide all

The Privileges

From five-star hotel stays, relaxing spa days to online shopping, explore the privileges we have in store for you.

  • Reebonz Online Shopping Privileges
    Shop online at Reebonz and receive shopping credits, discounts and more.
  • MyUS Premium Shipping Discounts
    Shop over 100,000 US retailers and get fast and affordable international shipping.
  • Starwood Hotels and Resorts Complimentary Hotel Nights*
    Ensure your stay is truly rewarding with your HSBC Black World MasterCard® Credit Card.
  • Luxury Serviced Apartment Discounts
    Now when you travel for extended periods of time, you can feel at home with discounts of up to 15% on your stay at prime luxury serviced apartments, which includes:

    • Over 1,500 one fine stay properties across London, New York, Los Angeles, and Paris
    • Grosvenor House Dubai
    • Over 25 Oakwood properties across eight countries in Asia Pacific, including China, Japan, Thailand and India


    Find out more

  • Exclusive Spa offers across Fairmont, Raffles and Swissôtel
    Book a 90-minute massage treatment and enjoy 30 of these minutes complimentary at over 50 spectacular spas worldwide, at Fairmont Hotels and Resorts, Swissôtel Hotels & Resorts, and Raffles Hotels & Resorts.


    Find out more

The Convenience

Easy access to your accounts, supplementary card benefits, enhanced security. See how life becomes easier with the HSBC Black MasterCard® Credit Card in your wallet.

  • Get unlimited number of free supplementary Credit Cards for your family and friends
  • Convenient and easy payment options through online banking, Mobile Banking, ATMs, Cash Deposit Machines, Phone Banking and the HSBC branch network
  • State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud
  • Online banking lets you set up standing instructions, transfer money and view monthly card statements
  • Use our Mobile Banking app to view your accounts and stay updated on Credit Card offers to never miss out again. Search for 'HSBC Mobile Banking' in your app store

Competitive interest rates, easy payment plans, balance transfer options. Managing your finances is easy with the HSBC Black MasterCard® Credit Card.

  • Benefit from competitive monthly interest rates on retail purchases
  • Pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan
  • Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding balance in full
  • Transfer your balance from any other credit card in the UAE to your HSBC Black Credit Card at an interest rate as low as 0% for the first 6 months

A processing fee is applicable when you transfer your credit card balance to HSBC from another bank. Please refer to the Schedule of Services and Tariffs for further details. Balance Transfer Terms and Conditions apply.

Flexi Instalment Terms and conditions apply.

Your HSBC Black Supplementary Credit Card offers a number of exciting benefits you can share with among your family and friends. The key benefits are:

  • No Annual Fees
    Enjoy unlimited supplementary cards with no annual fees

  • Eligibility
    To be eligible for a supplementary card, the minimum age is 16 years, subject to bank policy

  • Air Miles
    Earn 1 Air Mile for every AED 1 spent on retail purchases and 1.5 Air Miles for every AED 1 spent in foreign currency with our Air Miles Reward Programme
  • HSBC Entertainer Mobile App
    Free download of our ’Buy 1 Get 1 Free’ mobile app with over 8,000 offers across 15 countries
  • Find out more

  • 'I Love Dining'. The recipe for good times
    'I Love Dining is an exclusive dining programme for HSBC customers. Get up to 25% discount at over 200 restaurants when you pay using your HSBC Black World MasterCard Credit Card.
  • Find out more

  • Unlimited Lounge Access
    Supplementary card holders can enjoy unlimited free access at over 750 premium airport lounges worldwide, upon presentation of your HSBC Black World Mastercard® Credit Card.
  • Find out more

  • Complimentary Valet Parking
    Supplementary card holders can enjoy complimentary valet parking at select locations across Dubai and Abu Dhabi
  • Cinema Offers
    Buy One Get One Free at Vox Cinemas
To view the most recent Schedule of Services and Tariffs, please click below:

Schedule of Services and Tariffs


Eligibility

To get an HSBC Black Credit Card you must also open an HSBC Premier account. You can apply for your Credit Card during the same account opening process. To view the eligibility criteria click here.

How to apply

Follow these simple steps and your application could be approved in less than 30 minutes. We recommend you read our HSBC Credit Card Agreement Terms, the HSBC Black Credit Card Terms and Conditions and the Schedule of Services and Tariffs before you apply.

  • Request a call back
    The online form will take a few minutes to complete.
  • Wait for your call back
    Make sure you have your phone to hand.
  • Find out in less than 30 minutes if your application has been approved
    We'll ask you a few questions and give you an answer over the phone.
  • Arrange a time and location for us to collect the required documents
    If approved we will arrange a convenient appointment to complete the process.
Have us call you

Our Credit Card team is available from Sunday to Thursday, 9:00am to 4:30pm. Outside of these times we will aim to call you back on the next working day.

Required documents

To complete your application you will need to provide the documents detailed below - The approval given will be conditional and is subject to the information provided in these documents.

  • Signed application form
  • Valid Emirates ID
  • Original passport
  • Valid residence visa (for non-GCC national customers only)
  • Proof of UAE residence
  • Original income Transfer Letter from your employer,
           or
           Original income Certificate issued in the last one month,
           or
           2 income credits into an HSBC account

Proof of UAE residence - acceptable documents

To prove you are an UAE resident we will need to see a utility bill, rental agreement/title deeds or employment letter (for GCC national customers only) dated within the last two months.

HSBC Black Credit Card Terms and Conditions

General Terms & Conditions


To complete your application you will need to provide the documents detailed below - The approval given will be conditional and is subject to the information provided in these documents.

  • The HSBC Personal Banking General Terms and Conditions and the HSBC Credit Card Agreement Terms for the UAE and any separate terms and conditions, application literature, rates, fees and charges (including but not limited to charges for overseas transactions, as set out in the HSBC Schedule of Services and Tariffs from time to time available on www.hsbc.ae), credit policies and limits, due diligence and eligibility criteria relating to your HSBC Black Credit Card ("General Terms") continue to apply to your HSBC Black Credit Card unless otherwise specified
  • The HSBC Black Credit Card Terms and Conditions ("HSBC Black Credit Card Terms and Conditions") apply to the HSBC Black Credit Card ("Product") and will apply in addition to the General Terms
  • We reserve the right to refuse any application for a product or service relating to the Product
  • We reserve the right at our discretion to alter or amend the HSBC Black Credit Card Terms and Conditions or end these Offers at any time without prior notice to you
  • The HSBC Credit Card Agreement Terms and HSBC Black Credit Card Terms and Conditions applies to HSBC Black Primary & Supplementary Credit Cards
  • All of the following benefits will apply to Primary and Supplementary HSBC Black Credit Cardholders

Apply now


Apply and you could get approved for a Credit Card in within 60 minutes.


Have us call you
Click here



To get an HSBC Black Credit Card you must be aged 21 to 70 years old and hold an HSBC Premier Account with us. If you are an HSBC Premier Customer in another country, then you will automatically be eligible for an HSBC Premier account in the UAE.

HSBC Credit Card Agreement Terms and HSBC Black World Mastercard Credit Card Terms and Conditions, fees and charges apply. An annual fee of AED 2,000 applies.

Mastercard®, Entertainer, VOX Cinemas, Air Miles, The Els Golf Club, Saadiyat Beach Golf Club and all other benefit Terms and Conditions apply.

Your 250,000 bonus Air Miles will be credited to your Air Miles account once the annual fee has been received. Bonus Air Miles offer applied for the first year only.

The benefits and features set out are current as at the date they appear in our document. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.


You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

Arabic

HSBC Black Credit Card

HSBC Black Credit Card

250,000 bonus Air Miles, exclusive golf privileges, complimentary nights with Starwood Hotels and Resorts, access to over 750 premium airport lounges and much more.

For a life full of stories.

Overview

The HSBC Black MasterCard® Credit Card is designed to provide you with experiences that you'll cherish for the rest of your life. From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you.

The rewards

- 250,000 bonus Air Miles
- Air Miles Rewards programme
- Free HSBC Entertainer app
- VOX cinema offers

The journey

- Premium airport lounge access
- Discount on airport concierge
- Valet parking and car hire

The privileges

- Reebonz online shopping privileges
- MyUS Premium Shipping Discounts
- Starwoods Hotels & Resorts Complimentary hotel nights
- Luxury serviced apartment discounts
- Exclusive spa offers

The club

- Golf privileges in the UAE

The table

-Worldwide dining discounts
- 8000 Buy-1-get-1-free offers with the HSBC Entertainer App
- Exclusive discounts with the I Love Dining program

The convenience

-Unlimited supplementary cards
-Mobile and online banking
-Link up to three HSBC Accounts

The Rewards

Adventure, shopping and entertainment. Find out what makes the HSBC Black Credit Card so rewarding to use at every turn.

  • Air Miles rewards that can be redeemed for flights with any airline, at any time to any destination
    Find out more
  • "Buy 1 Get 1 Free" movie tickets at any VOX Cinema in the UAE
    Find out more

The Journey

Open doors at lounges, smaller queues at immigration, chauffeur services. Have a look at how your HSBC Black World MasterCard® Credit Card is designed to make travel a pleasure.

  • Unlimited access at over 750 premium airport lounges worldwide provided by LoungeKeyTM
    Find out more
  • Enjoy free access to Airport Lounges in the Middle East and Levant
    Find out more
  • Enjoy an exclusive 15% discount on MasterCard Airport ConciergeTM
    Meet & Greet service.
    Find out more
  • Discounted Chauffeur Rides with Careem
    Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup, and enjoy the comfort of your ride.
    Find out more
  • Discounted Fast Track Travel Visa Service
    Applying for travel visas has become much easier with your HSBC Black World MasterCard® Credit Card.
    Find out more
  • Cleartrip Travel Discount
    Going on a holiday or booking that business trip?
    Find out more
  • Complimentary Hertz Gold membership through World MasterCard Reward experiences
    Renting a car is now hassle-free.
    Find out more
  • Pay with your HSBC Black Credit Card for exclusive worldwide deals on travel and leisure, dining, shopping, health and beauty with HSBC Premier Privileges
  • Free valet parking at selected VALTRANS locations across Dubai and Abu Dhabi.
    Find out more

The Privileges

From five-star hotel stays, relaxing spa days to online shopping, explore the privileges we have in store for you.

  • Reebonz Online Shopping Privileges
    Shop online at Reebonz and receive shopping credits, discounts and more.
    Find out more
  • MyUS Premium Shipping Discounts
    Shop over 100,000 US retailers and get fast and affordable international shipping.
    Find out more
  • Starwood Hotels and Resorts Complimentary Hotel Nights*
    Ensure your stay is truly rewarding with your HSBC Black World MasterCard® Credit Card.
    Find out more
  • Exclusive Spa offers across Fairmont, Raffles and Swissôtel
    Find out more

The Club

Play, dine, unwind. Enjoy all the special benefits that come your way with your HSBC Black MasterCard® Credit Card across golf, fitness and relaxation.

  • Exclusive golfing privileges at The Els Golf Club
    Enjoy a complimentary 18-hole round of golf per month and discounted green fee rates
    Find out more
  • Enjoy Teeing off at the Saadiyat Beach Golf Club in Abu Dhabi
    Find out more

The Table

Flavour, aroma, zest. See how your HSBC Black MasterCard® Credit Card is made to cater to your culinary curiosity.

  • 'I Love Dining'. The recipe for good times' I Love Dining is an exclusive dining programme for HSBC customers. Get up to 25% discount at over 200 restaurants when you pay using your HSBC Black World MasterCard Credit Card.

Find out more

  • Over 8,000 'Buy 1 get 1 Free' offers with the HSBC Entertainer App
    Find out more

The Convenience

Easy access to your accounts, supplementary card benefits, enhanced security. See how life becomes easier with the HSBC Black MasterCard® Credit Card in your wallet.

  • Get unlimited number of free supplementary Credit Cards for your family and friends
  • Convenient and easy payment options through online banking, Mobile Banking, ATMs, Cash Deposit Machines, Phone Banking and the HSBC branch network
  • State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud
  • Online banking lets you set up standing instructions, transfer money and view monthly card statements
  • Use our Mobile Banking app to view your accounts and stay updated on Credit Card offers to never miss out again. Search for 'HSBC Mobile Banking' in your app store

Competitive interest rates, easy payment plans, balance transfer options. Managing your finances is easy with the HSBC Black MasterCard® Credit Card.

  • Benefit from competitive monthly interest rates on retail purchases
  • Pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan
  • Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding
  • balance in full
  • Transfer your balance from any other credit card in the UAE to your HSBC Black Credit Card at an interest rate as low as 0% for the first 6 months

A processing fee is applicable when you transfer your credit card balance to HSBC from another bank. Please refer to the Schedule of Services and Tariffs for further details. Balance Transfer Terms and Conditions apply.

Flexi Instalment Terms and conditions apply.

Supplementary Card

Your HSBC Black Supplementary Credit Card offers a number of exciting benefits you can share with among your family and friends. The key benefits are:

  • No Annual Fees
    Enjoy unlimited supplementary cards with no annual fees
  • Eligibility
    To be eligible for a supplementary card, the minimum age is 16 years, subject to bank policy
  • Air Miles
    Earn 1 Air Mile for every AED 1 spent on retail purchases and 1.5 Air Miles for every AED 1 spent in foreign currency with our Air Miles Reward Programme
    Find out more
  • HSBC Entertainer Mobile App
    Free download of our 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 15 countries
    Find out more
  • 'I Love Dining'. The recipe for good times 'I Love Dining' is an exclusive dining programme for HSBC customers. Get up to 25% discount at over 200 restaurants when you pay using your HSBC Black World MasterCard Credit Card.
    Find out more
  • Unlimited Lounge Access
    Supplementary card holders can enjoy unlimited free access at over 750 premium airport lounges worldwide, upon presentation of your HSBC Black World Mastercard® Credit Card.
    Find out more
  • Complimentary Valet Parking
    Supplementary card holders can enjoy complimentary valet parking at select locations across Dubai and Abu Dhabi
    Find out more
  • Cinema Offers
    Buy One Get One Free at Vox Cinemas
  • Fees & Charges

    To view the most recent Schedule of Services and Tariffs, please click below:

    Schedule of Services and Tariffs

    Eligibility & How to Apply

    Eligibility

    To get an HSBC Black Credit Card you must also open an HSBC Premier account. You can apply for your Credit Card during the same account opening process. To view the eligibility criteria click here.

    How to apply

    Follow these simple steps and your application could be approved in less than 30 minutes. We recommend you read our HSBC Credit Card Agreement Terms, the HSBC Black Credit Card Terms and Conditions and the Schedule of Tariffs before you apply.

    • Request a call back
      The online form will take a few minutes to complete.
    • Wait for your call back
      Make sure you have your phone to hand
    • Find out in less than 30 minutes if your application has been approved
      We'll ask you a few questions and give you an answer over the phone.
    • Arrange a time and location for us to collect the required documents
      If approved we will arrange a convenient appointment to complete the process.

    Our Credit Card team is available from Sunday to Thursday, 9:00am to 4:30pm. Outside of these times we will aim to call you back on the next working day.

    Required documents

    To complete your application you will need to provide the documents detailed below - The approval given will be conditional and is subject to the information provided in these documents.

    • Signed application form
    • Valid Emirates ID
    • Original passport
    • Valid residence visa (for non-GCC national customers only)
    • Proof of UAE residence
    • Original income Transfer Letter from your employer,
      or
      Original income Certificate issued in the last one month,
      or
      2 income credits into an HSBC account

    Proof of UAE residence - acceptable documents

    To prove you are an UAE resident we will need to see a utility bill, rental agreement/title deeds or employment letter (for GCC national customers only) dated within the last two months.

    HSBC Black Credit Card Terms and Conditions
    General Terms & Conditions

    • The HSBC Personal Banking General Terms and Conditions and the HSBC Credit Card Agreement Terms for the UAE and any separate terms and conditions, application literature, rates, fees and charges (including but not limited to charges for overseas transactions, as set out in the HSBC Schedule of Services and Tariffs from time to time available on www.hsbc.ae), credit policies and limits, due diligence and eligibility criteria relating to your HSBC Black Credit Card ("General Terms") continue to apply to your HSBC Black Credit Card unless otherwise specified.
    • The HSBC Black Credit Card Terms and Conditions ("HSBC Black Credit Card Terms and Conditions") apply to the HSBC Black Credit Card ("Product") and will apply in addition to the General Terms.
    • We reserve the right to refuse any application for a product or service relating to the Product.
    • We reserve the right at our discretion to alter or amend the HSBC Black Credit Card Terms and Conditions or end these Offers at any time without prior notice to you.
    • The HSBC Credit Card Agreement Terms and HSBC Black Credit Card Terms and Conditions applies to HSBC Black Primary & Supplementary Credit Cards
    • All of the following benefits will apply to Primary and Supplementary HSBC Black Credit Cardholders.

    Apply now

    Apply and you could get approved for a Credit Card within 60 minutes.
     

    Have us call you

     

    To get an HSBC Black Credit Card you must be aged 21 to 70 years old and hold an HSBC Premier Account with us. If you are an HSBC Premier Customer in another country, then you will automatically be eligible for an HSBC Premier account in the UAE.

    HSBC Credit Card Agreement Terms and HSBC Black World Mastercard Credit Card Terms and Conditions . fees and charges apply. An annual fee of AED 2,000 applies.

    Mastercard&,Entertainer, VOX Cinemas, Air Miles, The Els Golf Club, Saadiyat Beach Golf Club and all other benefit Terms and Conditions apply.
    Your 250,000 bonus Air Miles will be credited to your Air Miles account once the annual fee has been received. Bonus Air Miles offer applied for the first year only.
    The benefits and features set out are current as at the date they appear in our document. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

    You are leaving hsbc.ae

    This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

    You are leaving hsbc.ae

    This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

    You are leaving hsbc.ae

    This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

    You are leaving hsbc.ae

    This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.