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HSBC Black Credit Card

  • 250,000 bonus Air Miles
  • Premium airport lounge access
  • Golf privileges in the UAE
  • Unlimited supplementary cards

250,000 bonus Air Miles, exclusive golf privileges, complimentary nights with Starwood Hotels and Resorts, access to over 750 premium airport lounges and much more.

Have us call you

Have us call you

The HSBC Black MasterCard® Credit Card is designed to provide you with experiences that you'll cherish for the rest of your life. From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you.

  • The rewards
    • 250,000 bonus Air Miles
    • 7% discount with Agoda at over 180,000 hotels worldwide
    • Free HSBC Entertainer app
    • VOX cinema offers
  • The journey
    • Premium airport lounge access
    • Discount on airport concierge
    • Valet parking and car hire
  • The privileges
    • Reebonz online shopping privileges
    • MyUS Premium Shipping Discounts
    • Starwoods Hotels & Resorts Complimentary hotel nights
    • Luxury serviced apartment discounts
    • Exclusive spa offers
  • The club
    • Golf privileges in the UAE
  • The table
    • Worldwide dining discounts
    • 8000 Buy-1-get-1-free offers with the HSBC Entertainer App
    • Exclusive discounts with the I Love Dining program
  • The convenience
    • Unlimited supplementary cards
    • Mobile and online banking
    • Link up to three HSBC Accounts

The Rewards 

Adventure, shopping and entertainment. Find out what makes the HSBC Black Credit Card so rewarding to use at every turn.

A bonus of 250,000 Air Miles

Find out more 

So what can 250,000 Air Miles get you? Here are a few examples. You could:

  • Book return flights from Dubai to London, Paris, Rome or Maldives, on any airline, at anytime.
  • Convert to Shopping Vouchers worth AED 1,700 and use at popular stores in the UAE.
  • Shop online and redeem your rewards for any item up to AED 1,700 such as mobile phones, tablets, dining vouchers or spas.
  • Simply show your Air Miles card in selected stores with the Air Miles logo to redeem on the spot.

Visit

Air Miles

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to find out more and redeem your rewards


Bonus Air Miles offer applies for the first year only


Air Miles rewards that can be redeemed for flights with any airline, at any time to any destination

Find out more 

Collecting your Air Miles
Earn 1 Air Mile for every AED 1 spent on retail purchases and 1.5 Air Miles for every AED 1 spent in foreign currency with our Air Miles Reward Programme. Air Miles collected on your HSBC Black Credit Card will be featured on your card monthly statement and are transferred to your Air Miles account every month.

Doubling your Air Miles
Simply use your Air Miles key tag or virtual card along with your HSBC Credit Card together at any of the Air Miles partner stores to collect TWICE the Air Miles

Spending your Air Miles
Redeem your Air Miles from a range of Air Miles Rewards including airline tickets, hotel stays and e-vouchers which can be used against the purchase of electronics, groceries, jewelry, fashion and much more. You can also redeem your Air Miles against weekly offers and competitions featured on the Air Miles ME mobile app. It's your reward and your choice.



Find out more



Air Miles terms and conditions apply

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For more details regarding Air Miles, Please visit

www.airmilesme.com

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or call +971 4 3913400

"Buy 1 Get 1 Free" movie tickets at any VOX Cinema in the UAE

Find out more 

Use your HSBC Black Credit Card to buy a movie ticket (Standard, VOX VIP or VOX Max VIP) at any VOX Cinema in the UAE and get another one absolutely for free.

You will also get discounts on drink and popcorn or nachos combos.

Visit any VOX Cinema in the UAE or book online

VOX Cinema terms and conditions apply.

The Journey 

Open doors at lounges, smaller queues at immigration, chauffeur services. Have a look at how your HSBC Black MasterCard® Credit Card is designed to make travel a pleasure.

Unlimited access at over 750 premium airport lounges worldwide provided by LoungeKeyTM

Find out more 

Travel should always feel like a privilege. And, with LoungeKey, it does. As an HSBC Black World MasterCard® Credit Cardholder, you receive:

  • Complimentary LoungeKeyTM airport lounge membership
  • Unlimited, complimentary access for you to over 750 VIP lounges in more than 400 cities in over 120 countries worldwide, upon presentation of your HSBC Black World Mastercard® Credit Card. To view the list of lounges to which you have access to, please

    click here

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  • Access to business facilities—email, internet, phones, fax machines, and conference space in some lounges
  • Complimentary refreshments and snacks
  • Lounge guests will be charged $47
Find out more

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Enjoy free access to Airport Lounges in the Middle East and Levant

Find out more 
Country City Lounge and Location Eligible for cards issued in
UAE Dubai Marhaba Lounge
Terminals 1,2,3 at Dubai International and Terminal 4 at Dubai World Central
UAE, Egypt, Qatar, Oman, Bahrain, Saudi Arabia
UAE Abu Dhabi MasterCard Diamond Lounge
VIP Terminal of Abu Dhabi International Airport
UAE, Egypt, Qatar, Oman, Bahrain, Saudi Arabia
Kuwait Kuwait Pearl Metro Lounge Kuwait International Airport UAE, Egypt, Qatar, Oman, Bahrain, Saudi Arabia
Saudi Arabia Jeddah First Class Lounge
North Terminal (Foreign Airlines) Jeddah International Airport
UAE, Egypt, Qatar, Oman, Bahrain, Saudi Arabia
Egypt Cairo VIP Lounges at Terminal 1 & 3 at Cairo International Airport UAE, Egypt, Qatar, Oman, Bahrain, Saudi Arabia
Jordan Amman Petra Lounge at
Queen Alia International Airport
UAE, Egypt, Qatar, Oman, Bahrain, Saudi Arabia
Qatar Doha Oryx Lounge – Departure Terminal
Doha International Airport
UAE, Egypt, Qatar, Oman & Bahrain
Bahrain Bahrain Dilmun Lounge
Bahrain International Airport
UAE, Egypt, Qatar, Oman & Bahrain
Oman Muscat Plaza Premium Lounge
Departure Section, Muscat International Airport
UAE, Egypt, Qatar, Oman & Bahrain
Turkey Istanbul Istanbul Ataturk Airport.
International Terminal, airside
UAE, Egypt, Qatar, Oman, Bahrain, Saudi Arabia & Kuwait

*Policy excludes Guests – fees will be charged as per respective country's lounge management offices


Enjoy an exclusive 15% discount on MasterCard Airport Concierge Meet & Greet service.

Find out more 

Special services upon disembarking your flight, fast-track services at immigration, baggage assistance on departure, chauffeured luxury vehicle upon arrival and more available at over 450 airports with HSBC Black Credit Card.

Find out more

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MasterCard Airport Concierge terms and conditions apply.


Find out more

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Discounted Chauffeur Rides with Careem

Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup, and enjoy the comfort of your ride.

Find out more 

Now when you travel across countries in the Middle East with your HSBC Black World MasterCard® Credit Card, you can enjoy:
* First ride up to AED60 free (for new Careem customers only)
* Twice-monthly 20% discounts on rides with Careem

Download the Careem app , enter the promo code MASTERCARD when booking your ride, and enjoy your trip


Find out more

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Discounted Fast Track Travel Visa Service

Applying for travel visas has become much easier with your HSBC Black World MasterCard® Credit Card.

Find out more 

UAE residents applying for UK, Schengen, Australia, New Zealand, and KSA travel visas as well as KSA residents applying for Australia, Netherlands, UK, Italy, Denmark, Bulgaria, Malta, Spain, Portugal, Austria, Singapore, Canada, France, Switzerland, Germany and Sweden travel visas get a 40% discount on exclusives privileges, which includes:

  • Priority appointment scheduling
  • Document collection from your premises
  • Form filling
  • Typing services

Find out more

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Cleartrip Travel Discount

Going on a holiday or booking that business trip?

Find out more 

Book your ticket on Cleartrip using your HSBC Black World MasterCard® Credit Card and enjoy:

  • 10% discount on any international roundtrip airfare.
  • No minimum amount restrictions
  • Discounts on airfares are applicable on all airlines. Simply go to the Cleartrip website and book your flight

Find out more

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Complimentary Hertz Gold membership through World MasterCard Reward experiences

Renting a car is now hassle-free.

Find out more 

With the HSBC Black World MasterCard® Credit Card, you are automatically eligible for Hertz Gold Plus Rewards® Five Star, which is otherwise obtainable through 7 qualifying Hertz Gold Plus Rewards® rentals in a 12-month period.

Enjoy special privileges and benefits, such as:

  • Bypass the rental queue at many of the world's busiest airports
  • One car class upgrade at participating locations (subject to availability)
  • Faster returns with Hertz Instant Return®
  • Up to 15% off best publicly available rates at participating Hertz locations worldwide.
  • Free additional driver (spouse/domestic partner for Gold Plus Rewards Members)

Book your car today

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Find out more

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Pay with your HSBC Black Credit Card for exclusive worldwide deals on travel and leisure, dining, shopping, health and beauty with HSBC Premier Privileges


Free valet parking at selected VALTRANS locations across Dubai and Abu Dhabi.

Find out more 

At selected VALTRANS locations around Dubai and Abu Dhabi - see the table below for find out more.

Valtrans locations Address Complimentary parking Charges due to excess visits or overtime
Wafi City Main entrance, Pyramids, Fort, Collonade, Carrefour Standard parking only AED39 per visit
American Hospital Main entrance Standard parking only AED39 per visit
Oasis Centre Main entrance Standard parking only AED39 per visit
Ibn Batutta Mall Tunisia Court and China Court Standard parking only AED39.5 per visit
Dubai Courts Main entrance Standard parking only (7.30am to 2.30pm) Limited Time (1st hour only) AED25 per hour
Dubai International Airport (Terminal 1 and Terminal 3) Departures and arrivals Standard parking only Limited Time (1st hour only) AED70 per hour
City Walk 1 Main entrance Standard parking only AED65 per visit
Marina Mall Abu Dhabi All three entrances Standard parking only AED30 per visit
Dalma Mall Abu Dhabi All three entrances Standard parking only AED39 per visit

Here's how to enjoy valet parking:

  • Present your HSBC Black Credit Card to the Valtrans personnel Valtrans personnel will swipe the card in their POS machine Sign at the POS machine
  • You get unlimited free visits per month

Terms and conditions

  • Standard Complimentary Parking Validity:
    For all Valtrans locations with standard complimentary parking validity, the maximum time period that a single visit can amount to, is the period from the time the Cardholder hands over the keys at the valet desk, to the end of valet operational hours on the same day.
  • Limited Time Complimentary Parking Validity:
    For all Valtrans locations with limited time complimentary parking validity, the maximum time period that a single visit can amount to, is set out in the table above.
  • Important: If the Cardholder's vehicle is parked at a Valtrans location for a time period exceeding the limited time complimentary parking validity, the Cardholder will be liable to pay the charges for excess usage/overtime as set out in the table above. These charges may either be payable in cash on location at the Valtrans kiosk, or charged to the Cardholder's Card Account, which will be reflected in the Cardholder's monthly statement. You will be charged for any valet uses during any month as per the charges above, if you have not met the minimum spend criteria required.
  • Please note that this offer is for standard Valet parking only at all locations.

The Privileges 

From five-star hotel stays, relaxing spa days to online shopping, explore the privileges we have in store for you.

Reebonz Online Shopping Privileges

Shop online at Reebonz and receive shopping credits, discounts and more.

Find out more 

As a new Reebonz member, receive USD 90 worth of shopping credits. Plus, get an extra 6% discount all year long when you use your World MasterCard®.

Have you already been shopping at Reebonz?
Just make sure to use the promo code and your HSBC Black World MasterCard® Credit Card to enjoy:

  • Extra 6% off each day
  • Free international shipping (no duties or taxes)

Find out more

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MyUS Premium Shipping Discounts

Shop over 100,000 US retailers and get fast and affordable international shipping.

Find out more 

As an HSBC Black World MasterCard® cardholder, you will receive Premium Membership benefits, plus:

  • 25% off shipping for 1 year
  • A MyUS address to use at checkout with your favorite online stores
  • Free Premium Membership for 1 year ($60 value)
  • Free account setup ($20 value)
  • Free insurance for the first $100 in merchandise value

Find out more

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Starwood Hotels and Resorts Complimentary Hotel Nights*

Ensure your stay is truly rewarding with your HSBC Black World MasterCard® Credit Card.

Find out more 
  • Book 2 nights at participating Starwood Hotels & Resorts properties and get the 3rd night free.
  • Book 3 nights and get the 4th night free.
  • Alternatively, book four nights and get the fifth and sixth nights free.

The offer is applicable at more than 175 properties across Europe, the Middle East and Africa, including:

  • St. Regis
  • Le Méridien
  • Luxury Collection
  • W Hotels
  • Westin
  • Sheraton

Find out more

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Luxury Serviced Apartment Discounts

Now when you travel for extended periods of time, you can feel at home with discounts of up to 15% on your stay at prime luxury serviced apartments, which includes:

  • Over 1,500 one fine stay properties across London, New York, Los Angeles, and Paris
  • Grosvenor House Dubai
  • Over 25 Oakwood properties across eight countries in Asia Pacific, including China, Japan, Thailand and India

Find out more

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Exclusive Spa offers across Fairmont, Raffles and Swissôtel

Book a 90-minute massage treatment and enjoy 30 of these minutes complimentary at over 50 spectacular spas worldwide, at Fairmont Hotels and Resorts, Swissôtel Hotels & Resorts, and Raffles Hotels & Resorts.


Find out more

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The Club 

Play, dine, unwind. Enjoy all the special benefits that come your way with your HSBC Black MasterCard® Credit Card across golf, fitness and relaxation.

Exclusive golfing privileges at The Els Golf Club

Enjoy a complimentary 18-hole round of golf per month and discounted green fee rates

Find out more 
  • Take advantage of this offer by contacting or visiting The Els Golf Club to play one complimentary round of golf (18 holes) per month. All rounds of golf must be pre-booked in accordance with booking window requirements (14 days in advance) and the club must be advised at the time of booking that you are an HSBC Black Credit Card customer to take advantage of the offer. The booking will be secured with the HSBC Black Card.
  • The Els Golf Club will verify the HSBC Black Card to allow you to use the golf facility. Please note that both primary and supplementary cardholders will be able to take advantage of this offer.
  • In case you have utilized the allotted 1 complimentary round of golf per month, you can play subsequent rounds at discounted rates as per the applicable fee which can be found in the Terms and Conditions. These subsequent rounds will be charged directly to you and will be payable via your HSBC Black Credit Card
  • You will not be allowed to book or play your complimentary round, if you fail to show your HSBC Black Credit Card before accessing the golf course.

Call The Els Golf Club on +971 4 425 1000 to book your complimentary 18-hole free round of Golf 14 days in advance of your intended date of play.

The Els Golf Club terms and conditions apply. Click here to view the terms and conditions.


Enjoy Teeing off at the Saadiyat Beach Golf Club in Abu Dhabi

Find out more 
  • One Complimentary 18-hole round of golf per month (including weekends)
  • Discounted green fee rates
  • Saadiyat Beach Golf Club will verify the HSBC Black Card to allow you to use the golf facility. Please note that both primary and supplementary cardholders will be able to take advantage of this offer.
  • In case you have utilized the allotted 1 complimentary round of golf per month, you can play subsequent rounds at discounted rates as per the applicable fee which can be found in the Terms and Conditions. These subsequent rounds will be charged directly to you and will be payable via your HSBC Black Credit Card
  • You will not be allowed to book or play your complimentary round, if you fail to show your HSBC Black Credit Card before accessing the golf course

Call Saadiyat Beach Golf Club on +971 2 557 8000 to book your complimentary 18-hole free round of Golf 7 days in advance of your intended date of play

Saadiyat Beach Golf Club terms and conditions apply. Click here to view the terms and conditions.

The Table 

Flavour, aroma, zest. See how your HSBC Black MasterCard® Credit Card is made to cater to your culinary curiosity.

Dining discounts

Discover a truly unique collection of dining experiences from MasterCard® Priceless Cities. You and your guest can enjoy a complimentary MAIN COURSE when a MAIN COURSE of equal or greater value is purchased at participating restaurants. Visit www.priceless.com to find out more.


Find out more

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'I Love Dining'. The recipe for good times

'I Love Dining is an exclusive dining programme for HSBC customers. Get up to 25% discount at over 200 restaurants when you pay using your HSBC Black World MasterCard Credit Card.

Find out more



Over 8,000 'Buy 1 get 1 Free' offers with the HSBC Entertainer App

Find out more 

With the HSBC Entertainer on mobile, you’ll never miss out on an offer. So whether you feel like having Mexican food for lunch, disconnecting from work with a scuba dive or unwinding with a massage at a 5-star hotel, you can now get the nearest offers straight off your phone.

Exclusive to HSBC Credit Card customers, the HSBC Entertainer mobile app is free and gives you the following benefits:

  • Instant access to over 8,000 "Buy 1 Get 1 Free" offers
  • Offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
  • Offers for your whole family covering dining, entertainment, hotel accommodation and wellness
  • Helps you easily locate offers near you or in specific areas such as malls and hotels

Find out more


HSBC Entertainer app terms and conditions apply.

The Convenience 

Easy access to your accounts, supplementary card benefits, enhanced security. See how life becomes easier with the HSBC Black MasterCard® Credit Card in your wallet.

  • Get unlimited number of free supplementary Credit Cards for your family and friends
  • Convenient and easy payment options through online banking, Mobile Banking, ATMs, Cash Deposit Machines, Phone Banking and the HSBC branch network
  • State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud
  • Online banking lets you set up standing instructions, transfer money and view monthly card statements
  • Use our Mobile Banking app to view your accounts and stay updated on Credit Card offers to never miss out again. Search for 'HSBC Mobile Banking' in your app store


Competitive interest rates, easy payment plans, balance transfer options. Managing your finances is easy with the HSBC Black MasterCard® Credit Card.

  • Benefit from competitive monthly interest rates on retail purchases
  • Pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan
  • Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding
  • balance in full
  • Transfer your balance from any other credit card in the UAE to your HSBC Black Credit Card at an interest rate as low as 0% for the first 6 months

A processing fee is applicable when you transfer your credit card balance to HSBC from another bank. Please refer to the Schedule of Services and Tariffs for further details. Balance Transfer Terms and Conditions apply.

Flexi Instalment Terms and conditions apply.

Supplementary Card 

Your HSBC Black Supplementary Credit Card offers a number of exciting benefits you can share with among your family and friends. The key benefits are:

  • No Annual Fees
    Enjoy unlimited supplementary cards with no annual fees
  • Eligibility
    To be eligible for a supplementary card, the minimum age is 16 years, subject to bank policy
  • HSBC Entertainer Mobile App
    Free download of our ’Buy 1 Get 1 Free’ mobile app with over 8,000 offers across 15 countries
  • Air Miles
    Earn 1 Air Mile for every AED 1 spent on retail purchases and 1.5 Air Miles for every AED 1 spent in foreign currency with our Air Miles Reward Programme
  • 'I Love Dining'. The recipe for good times
    'I Love Dining is an exclusive dining programme for HSBC customers. Get up to 25% discount at over 200 restaurants when you pay using your HSBC Black World MasterCard Credit Card.
  • Unlimited Lounge Access
    Supplementary card holders can enjoy unlimited free access at over 750 premium airport lounges worldwide, upon presentation of your HSBC Black World Mastercard® Credit Card.
  • Complimentary Valet Parking
    Supplementary card holders can enjoy complimentary valet parking at select locations across Dubai and Abu Dhabi
  • Cinema Offers
    Buy One Get One Free at Vox Cinemas

Fees, Charges & Payments 

To view the most recent Schedule of Services and Tariffs, please click below:


Schedule of Services and Tariffs

Eligibility & How to apply

Eligibility

To get an HSBC Black Credit Card you must also open an HSBC Premier account. You can apply for your Credit Card during the same account opening process. To view the eligibility criteria click here.

How to apply

Follow these simple steps and your application could be approved in less than 30 minutes. We recommend you read our HSBC Credit Card Agreement Terms, the HSBC Black Credit Card Terms and Conditions and the Schedule of Services and Tariffs before you apply.

  • Request a call back
    The online form will take a few minutes to complete
  • Wait for your call back
    Make sure you have your phone to hand
  • Find out in less than 30 minutes if your application has been approved
    We'll ask you a few questions and give you an answer over the phone
  • Arrange a time and location for us to collect the required documents
    If approved we will arrange a convenient appointment to complete the process

Our Credit Card team is available from Sunday to Thursday, 9:00am to 4.30pm. Outside of these times we will aim to call you back on the next working day.

Required documents

To complete your application you will need to provide the documents detailed below - The approval given will be conditional and is subject to the information provided in these documents.

  • Signed application form
  • Valid Emirates ID
  • Original passport
  • Valid residence visa (for non-GCC national customers only)
  • Proof of UAE residence
  • Signed security cheque
  • The last two months of original bank statements from the account where your income is credited
  • Original income Transfer Letter from your employer,
    or
    Original income Certificate issued in the last one month,
    or
    2 income credits into an HSBC account

Proof of UAE residence - acceptable documents

To prove you are an UAE resident we will need to see a utility bill, rental agreement/title deeds or employment letter (for GCC national customers only) dated within the last two months.



To get an HSBC Black Credit Card you must be aged 21 to 70 years old and hold an HSBC Premier Account with us. If you are an HSBC Premier Customer in another country, then you will automatically be eligible for an HSBC Premier account in the UAE.

HSBC Credit Card Agreement Terms and HSBC Black World Mastercard Credit Card Terms and Conditions, fees and charges apply. An annual fee of AED 2,000 applies.

Mastercard®, Entertainer, VOX Cinemas, Air Miles, The Els Golf Club, Saadiyat Beach Golf Club and all other benefit Terms and Conditions apply.

Your 250,000 bonus Air Miles will be credited to your Air Miles account once the annual fee has been received. Bonus Air Miles offer applied for the first year only.

The benefits and features set out are current as at the date they appear in our document. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Apply now

Our representative will call you back within 60 minutes


Have us call you

Have us call you

Apply by phone
please call us on

800 444 7772

For any other query call us:

800 4320 within UAE
+97143254573 outside UAE

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Refer a Friend

Refer a Friend

Receive AED 1,000 for every friend you refer who becomes a new HSBC Premier Customer

I Love Dining Programme

I Love Dining Programme

Exclusive dining privileges at over 400 restaurants in UAE

Using your cards abroad

Using your cards abroad

Some simple tips to make sure you worry less and enjoy more



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