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HSBC Gold Credit Card

Your HSBC Gold Chip-enabled Credit Card is embedded with state of the art microchip technology for faster transaction processing and enhanced security. It is recognized in over 32 million establishments worldwide, offering you benefits at home and abroad.

Your HSBC Gold Credit Card offers:

  • No Annual Fee for First 12 Months
    And AED 400 thereafter if the minimum spend of AED 5,000 is not met
  • 40% Cash Advance
    Get up to 40% of your available credit limit as cash advance
  • HSBC Entertainer Mobile App
    Free download of our 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 15 countries.
  • 0% Flexi Installment Plan (FIP)
    You can make purchases using your HSBC Gold Credit Card and pay in easy monthly installments at 0% interest
  • Competitive Interest Rate
    You can benefit from a competitive monthly interest rate of 2.99% on retail purchases
  • Air Miles Rewards Programme
    Earn 1.5 Air Mile for every AED 2 spent on retail with your HSBC Advance Credit Card
  • Minimum Monthly Payment
    Pay as low as a minimum of 5% of your monthly outstanding balance or AED 100 (whichever is higher)
  • Unlimited Supplementary Cards
    Get an unlimited number of free supplementary credit cards to share among your family and friends

Privileges & Rewards 

Your HSBC Gold Credit Card provides a number of privileges and rewards, whether you are at home or abroad.

  • Redeem Air Miles for flights with any airline
  • Dining, travel, and entertainment discounts
  • HSBC Entertainer app with over 8,000
    'Buy 1 Get 1 Free' offers across 15 countries
Air Miles Rewards Programme 

Collecting your Air Miles
Earn 1.5 Air Mile for every AED 2 spent on your HSBC Gold Credit Card on retail purchases. Air Miles collected on your HSBC Gold Credit Card will be featured on your card monthly statement and are transferred to your Air Miles account every month.

Doubling your Air Miles
Simply use your Air Miles key tag or virtual card along with your HSBC Credit Card together at any of the Air Miles partner stores to collect TWICE the Air Miles

Spending your Air Miles
Redeem your Air Miles from a range of Air Miles Rewards including airline tickets, hotel stays and e-vouchers which can be used against the purchase of electronics, groceries, jewellery, fashion and much more. You can also redeem your Air Miles against weekly offers and competitions featured on the Air Miles ME mobile app. It's your reward and your choice.


Find out more

Air Miles terms and conditions apply

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For more details regarding Air Miles, Please visit

www.airmilesme.com

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or call +971 4 3913400
Free HSBC Entertainer mobile app 

With the HSBC Entertainer on mobile, you'll never miss out on an offer. So whether you feel like having Mexican food for lunch, disconnecting from work with a scuba dive or unwinding with a massage at a 5-star hotel, you can now get the nearest offers straight off your phone.

Exclusive to HSBC Credit Card customers, the HSBC Entertainer mobile app is free and gives you the following benefits:

  • Instant access to over 8,000 'Buy 1 Get 1 Free' offers
  • Offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
  • Offers for your whole family covering dining, entertainment, hotel accommodation and wellness
  • Helps you easily locate offers near you or in specific areas such as malls and hotels

HSBC Entertainer app terms and conditions apply.


Find out more
Special offers at home 

In addition to your HSBC Entertainer booklet we also partner with local businesses to bring you a number of great local discounted offers and flexible installment plans.


View all our local special offers
Special offers abroad 

Wherever you are in the world get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries.

Terms and conditions apply

Protection 

Credit Shield Plus 

Credit Shield Plus (CSP) is an optional insurance cover that you can apply for if you have an HSBC Credit Card issued by HSBC Bank Middle East Limited in the UAE (HSBC).
It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

  • Loss of life
  • Permanent Total Disability
  • Critical Illness
  • Involuntary Loss of Employment (for salaried cardholders only)
  • Temporary Total Disability (for self-employed cardholders only)

You can apply for CSP provided:

  • you are a primary credit cardholder of an HSBC Credit Card issued in the United Arab Emirates;
  • you hold the card as an individual and not as a representative of a corporation;
  • you are between the age of 18 and 64; and
  • you hold a valid residency visa issued in the United Arab Emirates

Premium

The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC Credit Card. If you do not have an outstanding balance on your HSBC Credit Card statement date, then there would be no charge for CSP that month.

Please refer to the Terms and Conditions for more details

Credit Shield Plus is provided by American Life Insurance Company (MetLife).

Fees, Charges & Payments 

To view the most recent Schedule of Services and Tariffs, please click below:


Schedule of Services and Tariffs



The HSBC Credit Cards features detailed on this website are subject to change from time to time.


Credit Card terms and conditions, and , fees & charges apply.

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You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

Arabic


You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBC Gold Credit Card

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722