HSBC Platinum Credit Card
Low annual fee. Plenty of perks.
Make the most of our latest offer*:
- 0% balance transfer for 6 months when you transfer your credit card balance from another bank. Processing fee of AED 100
- Salary starting from AED 15,000 per month
More great benefits*:
- Enjoy 0% interest with HSBC 0% Flexi Installment Plan on monthly installments and get great offers and discounts at Red Flag outlets
- Up to 2 Supplementary credit cards - to share amongst your family, at no charge, if your limit is shared
- Access your account anywhere with Triple Access, you can transfer money and pay your bills, across all your HSBC Credit Cards, Current and Savings accounts
Air Miles Rewards Programme
Earn 1 Air Mile for every AED 1 spent on retail purchases to redeem for airline tickets of your choice. Use your Air Miles for shopping vouchers, electronics, entertainment and accommodation, or donations to charity. It's up to you.
Details
Plus:
- Get Air Miles twice at over 1,500 outlets in the UAE, by showing your Air Miles card when you shop with your HSBC credit card
Use your Platinum Credit Card to buy a return ticket for AED 4,000 and you'll earn 4,000 miles. If you book your ticket via Al Rostamani Travel and Holidays, you'll earn an extra 2,000 Air Miles - boosting your balance to 6,000 Air Miles.
Go to airmilesme.com or call +971 4 3913401 for more details.
Air Miles collected on your HSBC Platinum Card will be featured on your card statement and are transferred to your Air Miles account every month.
Air travel redemptions
Enjoy exclusive rates on air travel redemptions, and redeem tickets from the airline of your choice operating in the UAE, on any class of travel, at any time.
Simply:
- Return airport transfers
- 'Meet and Assist' service on departure and arrival
- Access to designated airport lounges - regardless of how often you travel or which class you fly
Just spend over AED 2,500 and book you and your travel companion's next trip with your HSBC Platinum Card, via Al Rostamani Travel and Holidays.
To book call 800 4077.
Conditions Apply *
HSBC Traveller
HSBC Traveller with Al Rostamani Travel and Holidays. Enjoy the following privileges at Dubai, Sharjah, and Abu Dhabi International Airports:
Details
- Return airport transfers
- Meet and Assist' service on departure and arrival
- Access to all designated airport lounges - regardless of how often you travel or which class you fly
Just spend over AED 2,500 and book you and your travel companion's next trip with your HSBC Platinum Credit Card, via Al Rostamani Travel and Holidays.*
To book call 800 4077

Home&Away
Wherever you are in the world, grab exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and at home.
Details
Go to homeandaway.hsbc.com for more details.
Free Valet parking
At selected VALTRANS locations around Dubai - see the table below for more details.
Details
| Valtrans locations | Address | Complimentary parking | Charges due to excess visits or overtime |
|---|---|---|---|
| Wafi City | Main entrance, Pyramids, Fort, Collonade, Carrefour | Standard parking only | AED 30 per visit |
| American Hospital | Main entrance | Standard parking only | AED 30 per visit |
| Oasis Centre | Main entrance | Standard parking only | AED 30 per visit |
| Dragon Mart | East entrance | Standard parking only | AED 30 per visit |
| Ibn Batutta Mall | Tunisia Court and China Court |
Standard parking only | AED 30 per visit |
| Dubai Courts | Main entrance | Limited Time (1st hour only) |
AED 20 per hour |
| Dubai World Trade Centre | Main tower | Limited Time (1st hour only) |
AED 40 per hour |
| Dubai International Airport (Terminal 1 and Terminal 3) | Departures and arrivals | Limited Time (1st hour only) |
AED 60 per hour |
Here's how to enjoy free valet parking:
- Show your HSBC Advance Platinum Card to the VALTRANS personnel
- Write down your name on the registration form
- Write down the last 4 digits on your card
For standard complimentary parking, a single visit starts when you hand over your keys to the valet desk and ends when the desk closes. You get up to 4 free visits per month - any further visits will be charged to your HSBC Platinum Credit Card.
Conditions apply **
Purchase Protection***.
Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD 20,000 annually.
Extended Warranty***.
Kicks in automatically when your Manufacturer's Warranty has expired. It duplicates the original warranty of up to 1 year.
Optional benefits:
HSBC Credit Shield Plus****.
Waives the outstanding balance on your Credit Card, should you pass away or suffer from permanent total disability. It also waives your minimum monthly payment in the event of Involuntary Loss of Employment, or Temporary Total Disability for self-employed cardholders.
To get covered, 0.65% will be taken from your monthly outstanding balance per policy and will reflect in you monthly statement.
Travel Protect*****.
Protect your family against medical expenses for accidents or sickness, Emergency Medical Evacuation, flight delays, baggage delays, baggage loss, and death repatriation. Just book you and your family's airfare with your HSBC Platinum Credit Card to get this annual multi-trip policy.
To get covered, it costs just AED 205 per year. Please allow 3 weeks from the date of receipt of application for processing and receipt of certificate of insurance.
Secure Wallet*****.
Get up to USD 2,000 back on any on fraudulent transactions that took place on your card within 48 hours, due to loss or theft. We'll also replace any ID and keys that may have been lost or stolen, at the same time.
To get covered, it costs just AED 55 per year, per card. Please allow 3 weeks from the date of receipt of application for processing and receipt of certificate of insurance.
- Pay your personal bills, via Phone Banking and Internet Banking. Please allow three days for your payment to be credited to your card
- Quick and easy ways to pay your card bill - via Phone Banking and Internet Banking, in person at your branch or put a cheque in the post. See the table below for more details
| Your payment options: | How to pay your bill: | How long it takes to credit your account: |
|---|---|---|
| Free Autopay Service | Call 600 55 4722 to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking | Transfer money to your Credit Card. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in the UAE. | 1 working day |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in the UAE or worldwide. Or deposit cash or cheques at any HSBC ATMs in the UAE. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in the UAE. (You may be charged a fee if your cheque is dishonoured). Each HSBC Branch Teller transaction incurs an AED 25 fee. If you're a HSBC Premier or an HSBC Advance customer, you don't have to pay this fee. |
1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 600 55 4722 to transfer money to your HSBC Credit Card. | 1 working day |
| Money Exchange | Pay your bill in cash, free of charge at any of the UAE Exchange or Al Ansari Exchange, Al Fardan Exchange, Wall Street Exchange houses and Al Ghurair Exchange Centre in the UAE. (Maximum AED 20,000 per day). |
2 working days |
| Service Stations | Pay your bill in cash at any EPPCO/ENOC service stations across the UAE. | 2 working days |
| Mailing your payment (No cash) |
Please write your HSBC Credit Card number on the reverse side of the cheque/draft and attach the bottom tear-off portion of your card statement, to ensure prompt credit into your HSBC card account. | Allow sufficient time for payment to be credited to your account. |
Effective July 2009, HSBC Classic Credit Cards are no longer offered to Customers. Fees outlined below for all these Cards are applicable to existing cardholders only.
| Description | VISA Platinum | VISA/ MasterCard Gold | VISA/ MasterCard Classic/Standard |
|---|---|---|---|
| Primary card annual fee | AED 600 | AED 400 | AED 150 |
| Supplementary cards (shared limit) | 2 Free | 2 Free | 2 Free |
| Supplementary cards (set-up fee for separate limit) | AED 100 | AED 75 | AED 50 |
| Minimum payment | 5% of Outstanding Balance or AED 100 (whichever is higher) | 5% of Outstanding Balance or AED 100 (whichever is higher) | 5% of Outstanding Balance or AED 100 (whichever is higher) |
| Finance charge on purchases per annum* | 35.88% | 35.88% | 35.88% |
| Finance charge on cash advances per annum* | 36% | 36% | 36% |
| Cash advance fee | 3% of total amount (Minimum AED 100) | 3% of total amount (Minimum AED 100) | 3% of total amount (Minimum AED 100) |
| Card replacement fee | Free | Free | AED 100 |
| Late payment fee | AED 150 | AED 150 | AED 150 |
| Over limit fee | AED 150 | AED 150 | AED 150 |
| Copy of sales slip / Credit Card statement | AED 25 | AED 25 | AED 25 |
| Returned cheque fee | AED 100 | AED 100 | AED 100 |
| Charge for disputing a transaction subsequently found to be genuine | AED 100 | AED 100 | AED 100 |
| Access to HSBC Current/Savings Account through VISA/Plus, Master/Cirrus or UAE Switch ATMs | AED 20 per transaction | AED 20 per transaction | AED 20 per transaction |
| Access to HSBC Current/Savings Account through HSBC ATMs | Inside the UAE: Free Outside the UAE. AED 10 per transaction | Inside the UAE: Free Outside the UAE. AED 10 per transaction | Inside the UAE: Free Outside the UAE. AED 10 per transaction |
| Foreign currency transactions (Card transactions not in your billing currency will be converted at a wholesale market rate attracting a processing fee) | 2.60% | 2.80% | 2.80% |
| Credit Shield Plus | 0.65% of Outstanding Balance | 0.65% of Outstanding Balance | 0.65% of Outstanding Balance |
| Paper statement charges | AED 10 per statement | AED 10 per statement | AED 10 per statement |
Transactions conducted at Exchange Houses will be treated as Cash Advance and will be subject to applicable fees and charges as set out above.
* Subject to increase by 1% in case Cardholder is more than one payment overdue. Original Finance Charge rates will be re-instated when Cardholder is not more than one payment overdue. In addition, a Collection Agency Fee will be charged to the Cardholder's Account when the Bank appoints an external Collection Agency to follow up on the outstanding payment.
Primary applicant
You need to complete the credit card application process by personally visiting any HSBC UAE Branches or Customer Service Centers, with the following documents:
- Original passport
- Valid residence visa (for non-GCC national customers only)
- Proof of UAE residence in the from of either a utility bill/rental agreement/employment letter (for GCC national customers only)
- Security Cheque to be signed by customer for credit card (not applicable if customer is Premier by deposit)
- Original Salary certificate issued in the last three months
or
- Last two months payslips in original
or
- Last two months bank statements in original where your salary has been credited
Supplementary applicant
If you have applied for a supplementary card, you will also need to submit the following documents:
- Copy of passport
- Valid residence visa only for separate limit supplementary card (for non-GCC national customers only)
If you've been wanting to surprise your family, now is the time to apply.
