HSBC

HSBC Premier Credit Card

Exclusive travel benefits and our best interest rate. Your HSBC Premier Credit Card from MasterCard offers this and a dedicated Premier Relationship Manager to help you make the most of your money.

HSBC Premier Credit Card

  

Your HSBC Premier Chip-enabled Credit Card is embedded with state of the art microchip technology for faster transaction processing and enhanced security. It is recognized in over 32 million establishments worldwide, offering you benefits at home and abroad.

Your HSBC Premier Credit Card offers:

No Annual Fee

Enjoy your HSBC Premier Credit Card without any annual membership fees.

50% Cash Advance

Get up to 50% of your available credit limit as cash advance.

0% Balance Transfer

For the first 6 months enjoy 0% interest on the balance you transfer from another bank to a new HSBC Premier Credit Card account.

HSBC Entertainer Booklet

Get your exclusive selection of 'Buy 1 Get 1 Free' vouchers worth AED 25,000

Valet Parking

At selected VALTRANS locations around Dubai, get up to 4 free visits per month with your HSBC Premier Credit Card.

Our Best Interest Rate of 2.25%

You can benefit from our competitive monthly interest rate of 2.25% on retail purchases.

1 Air Mile for Every AED 1 Spent

Earn Air Miles on retail purchases with our HSBC Premier Air Miles Reward Programme.

Exclusive Premier Travel Privileges

Discounted hotels and access to airport lounges, are just some of the great benefits that come with your HSBC Premier Credit Card.

Unlimited Supplementary Cards

Get an unlimited number of free supplementary credit cards to share among your family and friends.

Cinema Offers

Use your HSBC Premier Credit Card to get discounted tickets at VOX Cinemas and Meydan IMAX in the UAE.


 

Ready to apply? Apply now


Credit Card terms and conditions, and , fees and charges apply.

You must be aged 21 to 65 years old. HSBC Premier Credit Cards are available to you once you have opened an HSBC Premier account with us. If you are an HSBC Premier Customer in another country, then you will automatically be eligible for an HSBC Premier account in the UAE. The HSBC Credit Cards features detailed on this website are subject to change from time to time.

Balance Transfers:

  • A processing fee of AED100 will be applicable when you transfer your money to HSBC from another bank

  • Offer not applicable to existing HSBC Credit Cardholders. This offer is only valid for New to Card Primary Customers

Privileges and rewards:
VALTRANS, VOX Cinema, Meydan IMAX and Air Miles terms and conditions apply in relation to these offers.

Your HSBC Premier Credit Card provides you with exclusive travel benefits and 24 hour international support wherever you are in the world.

 

Lounge access


Exclusive dining, hotel, and entertainment discounts around the world


24 hour worldwide assistance with an emergency Cash Advance if your card is lost or stolen


Valet parking at Dubai International Airport


Redeem Air Miles for flights with any airline


Meet and Assist service with Al Rostamani Travel and Holidays


 

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Ready to apply? Apply now


Credit Card terms and conditions, and , fees and charges apply.

You must be aged 21 to 65 years old. HSBC Premier Credit Cards are available to you once you have opened an HSBC Premier account with us. If you are an HSBC Premier Customer in another country, then you will automatically be eligible for an HSBC Premier account in the UAE. The HSBC Credit Cards features detailed on this website are subject to change from time to time.

Your HSBC Premier Credit Card provides a number of privileges and rewards in and around the United Arab Emirates.

 

Dining, hotels and entertainment discounts across the Emirates


'Buy 1 get one 1 free' HSBC Entertainer booklet worth AED 25,000


Cinema offers at VOX Cinema and Meydan IMAX


Redeem Air Miles for shopping vouchers, electronics, entertainment or donations to charity.


Valet parking


 

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Ready to apply? Apply now


Credit Card terms and conditions, and , fees and charges apply.

You must be aged 21 to 65 years old. HSBC Premier Credit Cards are available to you once you have opened an HSBC Premier account with us. If you are an HSBC Premier Customer in another country, then you will automatically be eligible for an HSBC Premier account in the UAE. The HSBC Credit Cards features detailed on this website are subject to change from time to time.

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Travel Insurance is provided by American Home Assurance Company.
Credit Shield Plus is provided by American Life Insurance Company (Alico).
Purchase Protection & Extended Warranty is provided by MasterCard International in association with American Home Assurance Company.


 

Ready to apply? Apply now

Credit Card terms and conditions, and , fees and charges apply.

You must be aged 21 to 65 years old. HSBC Premier Credit Cards are available to you once you have opened an HSBC Premier account with us. If you are an HSBC Premier Customer in another country, then you will automatically be eligible for an HSBC Premier account in the UAE. The HSBC Credit Cards features detailed on this website are subject to change from time to time.

Description Charges
Primary card annual fee Free
Supplementary cards (shared limit) Free
Supplementary cards (set-up fee for separate limit) Free
Minimum payment 5% of outstanding balance or AED100 (whichever is higher)
Finance charge on purchases per annum* 27%
Finance charge on cash advances per annum* 27%
Cash advance fee 3% of total amount (Minimum AED100)
Card replacement fee Free
Late payment fee AED200
Over limit fee Free
Copy of sales slip / Credit Card monthly statement Free
Returned cheque fee AED100
Charge for disputing a transaction subsequently found to be genuine Free
Withdrawals from your Currenct / Savings Account through a VISA /PLUS, Master / CIRRUS ATM Abroad AED20 per transaction
Withdrawals from your Currenct / Savings Account at an HSBC ATM Free
Foreign currency processing fee** 2.75%
Foreign Currency Exchange rate The exchange rate is applied by MasterCard / VISA
Credit Shield Plus 0.6% of outstanding balance
Monthly paper statement charges Nil
eStatement charges Free

Transactions conducted at Exchange Houses will be treated as Cash Advance and will be subject to applicable fees and charges as set out above.

* Subject to increase by 1% in case Cardholder is more than one payment overdue. Original Finance Charge rates will be re-instated when Cardholder is not more than one payment overdue. In addition, a Collection Agency Fee will be charged to the Cardholder's Account when the Bank appoints an external Collection Agency to follow up on the outstanding payment.

** A processing fee will be charged for international / foreign currency transactions (i.e. any transaction not in your billing currency). Such transactions will first be converted to your billing currency at the applicable foreign currency exchange rate. The processing fee will be charged as a percentage of the transaction amount , after it has been converted to the billing currency using this applicable rate.



  • Pay your personal Etisalat or DEWA bills, via Phone Banking. Please allow three days for your payment to be debited from your account
  • Quick and easy ways to pay your card bill - via Phone Banking and Internet Banking, in person at your branch or put a cheque in the post. See the table below for more details
Your payment options: How to pay your HSBC Premier Credit Card bill: How long it takes to be credited to your account
Free Autopay Service Call 800 4320  to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. 1 working day
Internet Banking
Transfer money to your credit card account. 1 working day
Cash deposit machines Pay your bill instantly by depositing cash at any of the HSBC Cash
Deposit Machines in the UAE.
ATMs Transfer money from your HSBC Current or Savings account to your HSBC credit card, from any HSBC ATM in the UAE or
worldwide.

Or deposit cash or cheques at any HSBC ATMs in the UAE.
2 working days for cash payments

7 working days for cheque payments
Branches Deposit cash or cheques at any HSBC branch in the UAE. (You may be charged a fee if your cheque is dishonoured).

Each HSBC Branch Teller transaction incurs an AED25 fee. Because you're an Advance customer, you don't have to pay this fee.
1 working day for cash payments


7 working days for cheque payments
Phone Banking Call our Phone Banking Service on 800 4320 to transfer money to your HSBC card account. 1 working day
Mailing your payment
(No cash)
Please write your HSBC Credit Card number on the reverse side of the cheque/draft and attach the bottom tear-off portion of your Card Statement, to ensure prompt credit into your HSBC Card account. Allow sufficient time for payment to be credited to your
account.
Direct Debit Please visit any of our HSBC Branch or Customer Service Centers to register for the Direct Debit Authority for payments towards your HSBC Credit Card. 2 working days


 

Ready to apply? Apply now


Credit Card terms and conditions, and , fees and charges apply.

*Terms and conditions apply

1. Excludes taxes and surcharges.
2. Confirmation of value added services to be availed needs to be provided 48 hours prior to time of departure, and is not available if tickets are purchased by redeeming Air Miles or on budget airlines.
3. Changes made to a confirmed service will remain subject to availability.
4. These benefits are also available to one travel companion per Cardholder provided his/her tickets are booked using the HSBC Credit Card through Al Rostamani Travel and Holidays.
5. Airport transfers for residents in Dubai and Sharjah are limited to Dubai or Sharjah Airports only.
6. Airport transfers for residents in Abu Dhabi is Abu Dhabi Airport only.
7. The time period between two subsequent monthly Card statements.
8. Valid on spend of over AED2,500 (excluding taxes and surcharge). Available free of charge to one travel companion per cardholder provided his/her tickets are booked using the HSBC Credit Card through Al Rostamani Travel and Holidays.

Special Offer Terms and Conditions:
- One time Processing Fee of AED100 will be applicable for each Balance Transfer
- Offer not applicable to existing HSBC Credit Cardholders. This offer is only valid for New to Card Primary Customers
- Offer not valid for HSBC Amanah Credit Cards
- Credit criteria, eligibility criteria, terms and conditions apply
- Offer valid only for HSBC Premier, HSBC Advance, HSBC Platinum and HSBC Gold cards

**Standard Complimentary Parking Validity:
For all VALTRANS locations with standard complimentary parking validity, the maximum time period that a single visit can constitute of is the period from the time the Cardholder hands over the keys at the valet desk to the end of valet operational hours on the same day.

Limited Time Complimentary Parking Validity:
For all VALTRANS locations with limited time complimentary parking validity, the maximum time period that a single visit can constitute is set out in the table above.

Important! In case the Cardholder's vehicle is parked at a VALTRANS location for a time period exceeding the limited time complimentary parking validity, the Cardholder will be liable to pay the charges for excess usage/overtime as set out in the table above. These charges may either be payable in cash on location at the VALTRANS kiosk or charged to the Cardholder's Card Account which will be reflected in the Cardholder's monthly statement.

*Credit Shield Plus is provided by American Life Insurance Company (Alico)
***Purchase Protection & Extended Warranty is provided by MasterCard International in association with American Home Assurance Company
****Travel Insurance is provided by American Home Assurance Company

 

Eligibility

To get an HSBC Premier Credit Card you must also open an HSBC Premier account. You can apply for your Credit Card during the same account opening process. To view the eligibility criteria click here.

How to apply

Follow these simple steps and your application could be approved in less than 30 minutes. We recommend you read our Personal Banking Terms and Conditions before you apply.

  • Request a call back
    The online form will take a few minutes to complete.
  • Wait for your call back
    Make sure you have your phone to hand.
  • Find out in less than 30 minutes if your application has been approved
    We'll ask you a few questions and give you an answer over the phone.
  • Arrange a time and location for us to collect the required documents
    If approved we will arrange a convenient appointment to complete the process.
Apply now

Our Credit Card team is available from Sunday to Thursday, 8.30am to 4.30pm. Outside of these times we will aim to call you back within 24 hours.

Required documents

To complete your application you will need to provide the documents detailed below - The approval given will be conditional and is subject to the information provided in these documents.

  • Signed application form
  • Valid Emirates ID
  • Original passport
  • Valid residence visa (for non-GCC national customers only)
  • Proof of UAE residence
  • Signed security cheque
  • The last two months of original bank statements from the account where your salary is credited
  • Original Salary Transfer Letter from your employer,
           or
           Original Salary Certificate issued in the last one month,
           or
           2 salary credits into an HSBC account

Proof of UAE residence - acceptable documents

To prove you are an UAE resident we will need to see a utility bill, rental agreement/title deeds or employment letter (for GCC national customers only) dated within the last two months.




 

Ready to apply? Apply now



Important Information


This promotion is offered by MasterCard and not HSBC Bank Middle East Limited or any other HSBC group entity ("HSBC"). HSBC does not accept any responsibility and makes no representations about this promotion. When activating this link you leave www.hsbc.ae website and HSBC has not carried out any checks on the websites of third parties, nor is it liable in any way for their content or terms and conditions.



Important Information

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


Important Information

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


Important Information

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


Important Information

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.


Important Information

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.


Important Information

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


Important Information

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


Important Information

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.


Important Information

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


Important Information

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


Important Information

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.


How to apply

Are you already an HSBC UAE customer?

Or call: 800 4320

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBC Premier Credit Card

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 800 4320