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HSBC Basic Current Account

Get AED 500 Cashback with a new HSBC Personal Banking account either by salary transfer or new funds1

  • Instant Account Number
  • 24-hour Account Kit Delivery

Get up to AED 6,000 cashback when you switch to an HSBC Personal Banking Account and apply for the below products*


  • Up to AED 500 cashback2 on opening a new HSBC Personal Banking account
  • Up to AED 1,000 cashback on personal loans3
  • AED 1,000 cashback on auto loans4
  • Up to AED 1,000 cash back on Cashback Credit Card5
  • AED 2,500 cashback on home loans6

*Upon application, subject to eligibility criteria and relevant approvals within the defined offer period.



An HSBC Current account is a transactional account offering 24/7 access through online banking, mobile banking and phone banking, allowing you to manage your money with ease.


With an HSBC Current Account, you can enjoy:

  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC Switch ATMs per month6
  • Fee free Platinum Select Credit Card
  • No minimum balance fee if salary transfer of AED 5,000 or more
  • High daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • Free cheque-book
  • A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
  • Utility bill payments through online and mobile banking
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts to manage your money
  • Fee-free money transfers to India, Pakistan, Egypt and Philippines2

The HSBC Platinum Select Credit Card

Your HSBC Platinum Select Credit Card includes hundreds of exciting offers on entertainment and dining with no annual fee, and a minimum monthly salary requirement of AED 5,000.

Key benefits include:

  • HSBC Entertainer Mobile App
    Free download of our HSBC Entertainer mobile app with over 8,000 'Buy 1 Get 1 Free' offers across 15 countries
  • Cinema Offers in the UAE
    Enjoy 'Buy 1 Get 1 Free' movie tickets at VOX Cinemas
  • Air Miles Rewards Programme
    Earn 1 Air Mile for every AED 4 spent on retail purchases with your HSBC Platinum Select Credit Card
  • 0% Balance Transfer
    For the first 6 months enjoy 0% interest on the balance you transfer from another bank to a new HSBC Platinum Select Credit Card
  • 50% Cash Advance
    Get up to 50% of your available credit limit as cash advance

For more exciting offers on the HSBC Platinum Select Credit Card click here

The HSBC Visa Cashback Credit Card

You can also get access to the HSBC Visa Cashback Credit Card7, that offers you up to 10% cashback on all your spends and much more, including:

  • Up to 10% cashback on your spends
  • No minimum spends
  • No maximum limits on total cashback8 earned
  • Automatic credit of cashback every month

Extended offer; Make a transaction for as little as AED 1 and get your first year annual fee back. Please refer to the latest Schedule of Services and Tariffs for complete details*.

For more information on the HSBC Visa Cashback Credit Card click here

Fees & Charges 

For all fees & charges, please refer to our latest Schedule of Tariffs


Schedule of Services and Tariffs

Required Documents

Sole Account

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

Joint Account

Both you and your joint applicant(s) need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided


We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA).


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Offer valid from 7 January 2018 until 31 March 2018 (both days inclusive).


Personal Banking General Terms and conditions, All Product and Offer Terms and Conditions, Schedule of Services and Tariffs apply.


Visit www.hsbc.ae/account for full details.

1You must apply for and open a new HSBC Personal Banking account within the offer period and your salary switched to that new account within 30 days of opening the new account OR use your existing HSBC account to transfer your salary to such account during the offer period. You must have an existing salary transfer banking relationship or deposit based relationship in the UAE with another bank and your salary or deposit must be new to HSBC.

2You have the option to choose between AED 500 Cashback or 50,000 Air Miles upon switching to an HSBC Account.

3A minimum personal loan amount of AED 100,000 is required to be eligible for the Personal Loan offer. Top up Personal Loans are excluded from this offer. The loan application should be made within the Campaign Period and loan amount should be disbursed before 15th April 2018.

4A minimum amount of AED 100,000 is required to be eligible for the Auto Loan offer. The Auto Loan application must be submitted by 28th February 2018 and approved by 15th March 2018 to be eligible for the offer.

5Minimum loan amount for Re–sale, Balance Transfer, Equity release loans, Primary sale and Last Stage Payment finances is AED 350,000. Minimum loan amount for Top up loan is AED 50,000. You must apply for the loan and receive a Final Offer letter during the offer Period i.e. by 31st March, 2018. For a salary between AED 5,000 and AED 15,000. A salary transfer letter from your employer must be provided and an application must be completed at any branch or customer service unit and approved by us to be able to enjoy these benefits. Minimum monthly salary of AED 5,000 is required for an HSBC Visa Cashback Credit Card. HSBC Visa Cashback Credit Card Terms and Conditions apply.

6You will receive a cashback of AED 1,000 on spends of AED 40,000 or more within 60 days of the card opening. Minimum monthly salary of AED 5,000 is required for an HSBC Visa Cashback Credit Card. Card annual fee applies. However, make a transaction for as little as AED 1 and get your first year annual fee back. Please refer to the latest Schedule of Services and Tariffs available on our website for complete details. However, make a transaction for as little as AED 1 and get your annual fee back. HSBC Visa Cashback Credit Card Terms and Conditions, Schedule of Services and Tariffs apply.

7Subject to meeting eligibility criteria. HSBC representative will call you within 60 minutes of approval in principle to schedule a face-to-face meeting at your convenience in order to verify your identity. Once verified, the account will be activated and the account kit will be delivered within 24 hours. The above Terms are only key highlights. For full Terms & Conditions regarding all offers, please click here.

Ready to apply?

  • Instant Account Number
  • 24-hour Account Kit Delivery

Apply now



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You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBC Current Accounts

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722