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Personal Banking Current Account

Switch to an HSBC account for a world of rewards



Get AED 500 cashback or 50,000 Air Miles when you switch to an HSBC Personal Banking account1


Enjoy exclusive HSBC Switch Assist Service to help make your bank switch happen

An HSBC Current account is a transactional account offering 24/7 access through online banking, mobile banking and phone banking, allowing you to manage your money with ease.

Benefits include:

  • Get annual fee of AED 299 back when you make your first transaction within the first 30 days of issuance of your HSBC Visa Cashback Credit Card2
  • 50% arrangement fee waiver on new Personal Loans3
  • Preferential rates on Term Deposits4

With your HSBC Current account, you will also enjoy:

  • Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC Switch ATMs per month5
  • HSBC Visa Cashback Credit Card6 that offers you up to 10% cashback on all your spends and much more, including:

    • A free HSBC Entertainer App with over 8000 Buy-1-Get-1-Free offers
    • Buy-1-Get-1-Free movie tickets at all VOX Cinemas in the UAE
    • Discounts of up to 30% at over 400 restaurants, with the I Love Dining program

Additionally, with an HSBC Current account, you get*:

  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • Free international Visa debit card accepted at over 25 million outlets worldwide and giving you access to your accounts at over 1 million ATMs around the world
  • High daily cash withdrawal limit of up to AED 8,000 on HSBC UAE ATMs
  • Free cheque-book
  • Six free over-the-counter transactions every month if done using AED
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts
  • Access to 50 cash deposit machines around the UAE for instant credit into your account
  • 53 cheque deposit machines at key locations in the UAE without requiring a card and PIN

*These benefits are applicable whether your transfer your salary to HSBC or not

1Offer for New to Bank and existing customers valid from 23 April 2017 until 31 May 2017 (both dates inclusive).

Product and Campaign Terms and Conditions and fees and charges apply.

Air Miles Terms and Conditions apply

2For the Visa Cashback Credit Card, the Offer of reversing the annual fee of AED 299 is subject to activating the Visa Cashback Credit Card by doing at least 1 transaction of AED 1 (or its foreign currency equivalent) within the first 30 days of issuance of the Visa Cashback Credit Card. Cardholder will be paying the annual fee of AED 299 of the Visa Cashback Credit Card upfront. This annual fee will be credited back into the Visa Cashback Credit Card account within 60 days of the issuance of the Visa Cashback Credit Card subject to you meeting the eligibility criteria. The offer of refunding the annual fee if Visa Cashback Credit Card is for the first year only.

350% Arrangement fee waiver is applicable to new Personal Loans only. The offer is for all customers who meet the eligibility criteria and as per our internal policies.

4Interest rates are subject to change from time to time, but the interest rate applicable to your term deposit at the point the investment is made is fixed for the entire term. For more information about the interest rates applicable for particular deposit amounts, currencies and terms, please contact any branch or call centre.

5For a salary between AED 5,000 and AED 15,000. A salary transfer letter from your employer must be provided and an application must be completed at any branch or customer service unit and approved by us to be able to enjoy these benefits.
6 Minimum monthly salary of AED 5,000 is required for an HSBC Visa Cashback Credit Card. An annual fee of AED 299 applies. HSBC Visa Cashback Credit Card Terms and Conditions apply.
For Personal Banking campaign terms & conditions, please click here.

Entertainer and voucher terms and conditions apply.
Air Miles terms and conditions apply.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

For all fees & charges, please refer to our latest Schedule of Tariffs

For Personal Banking campaign terms & conditions, please click here.

Sole Account

You need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

 

Joint Account

Both you and your joint applicant(s) need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA). Click here to find out more.

For Personal Banking Terms and Conditions click here.

For our latest fees & charges, please click here.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Enjoy convenient banking with an HSBC Current account.

Ready to apply? Have us call you or Apply now


You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

Arabic

Personal Banking Current Account

Switch to an HSBC account for a world of rewards


Get AED 500 cashback or 50,000 Air Miles when you switch to an HSBC Personal Banking account1


Enjoy exclusive HSBC Switch Assist Service to help make your bank switch happen

Overview

An HSBC Current account is a transactional account offering 24/7 access through online banking, mobile banking and phone banking, allowing you to manage your money with ease.

Benefits include:

  • Get annual fee of AED 299 back when you make your first transaction within the first 30 days of issuance of your HSBC Visa Cashback Credit Card2
  • 50% arrangement fee waiver on new Personal Loans3
  • Preferential rates on Term Deposits4

With your HSBC Current account, you will also enjoy :

  • Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC Switch ATMs per month5
  • HSBC Visa Cashback Credit Card6 that offers you up to 10% cashback on all your spends and much more, including:
    - A free HSBC Entertainer App with over 8000 Buy-1-Get-1-Free offers
    - Buy-1-Get-1-Free movie tickets at all VOX Cinemas in the UAE
    - Discounts of up to 30% at over 400 restaurants, with the I Love Dining program

 

Additionally, with an HSBC Current account, you get*:

  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • Free international Visa debit card accepted at over 25 million outlets worldwide and giving you access to your accounts at over 1 million ATMs around the world
  • High daily cash withdrawal limit of up to AED 8,000 on HSBC UAE ATMs
  • Free cheque-book
  • Six free over-the-counter transactions every month if done using AED
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts
  • Access to 50 cash deposit machines around the UAE for instant credit into your account
  • 53 cheque deposit machines at key locations in the UAE without requiring a card and PIN

*These benefits are applicable whether your transfer your salary to HSBC or not

 

Enjoy convenient banking with an HSBC Current account.

 

1Offer for New to Bank and existing customers valid from 23 April 2017 until 31 May 2017 (both dates inclusive).

Product and Campaign Terms and Conditions and fees and charges apply.

Air Miles Terms and Conditions apply

2For the Visa Cashback Credit Card, the Offer of reversing the annual fee of AED 299 is subject to activating the Visa Cashback Credit Card by doing at least 1 transaction of AED 1 (or its foreign currency equivalent) within the first 30 days of issuance of the Visa Cashback Credit Card. Cardholder will be paying the annual fee of AED 299 of the Visa Cashback Credit Card upfront. This annual fee will be credited back into the Visa Cashback Credit Card account within 60 days of the issuance of the Visa Cashback Credit Card subject to you meeting the eligibility criteria. The offer of refunding the annual fee if Visa Cashback Credit Card is for the first year only.

350% Arrangement fee waiver is applicable to new Personal Loans only. The offer is for all customers who meet the eligibility criteria and as per our internal policies.

4Interest rates are subject to change from time to time, but the interest rate applicable to your term deposit at the point the investment is made is fixed for the entire term. For more information about the interest rates applicable for particular deposit amounts, currencies and terms, please contact any branch or call centre.

5 For a salary between AED 5,000 and AED 15,000. A salary transfer letter from your employer must be provided and an application must be completed at any branch or customer service unit and approved by us to be able to enjoy these benefits.

6 Minimum monthly salary of AED 5,000 is required for an HSBC Visa Cashback Credit Card. An annual fee of AED 299 applies. HSBC Visa Cashback Credit Card Terms and Conditions apply.
Air Miles terms and conditions apply.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Fees & Charges

For all fees & charges, please refer to our latest Schedule of Tariffs

For Personal Banking campaign terms & conditions, please click here.

Required Documents

Sole Account

You need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

 

Joint Account

Both you and your joint applicant(s) need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

 

 

We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA). Click here to find out more.

For Personal Banking Terms and Conditions click here.

For our latest fees & charges, please click here.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

 

Ready to apply?

Start the process using any of the following options
 

Have us call you  or  Apply online

Apply by phone
please call us on

800 444 7776


For any other query call us:

600 55 4722
(within the UAE) or

+971 4 228 8007
(outside the UAE)

HSBC Switch Assist service

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBC Current Accounts

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722