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HSBC Basic Current Account

AED 500 cashback or 50,000 Air Miles upon switching and more

Switch to a rewarding experience

Have us call you

Have us call you

Transfer your salary1 and receive up to 50,000 Air Miles OR AED 500 Cash back.


Use our exclusive HSBC Switch Assist service2 to help make the bank switch happen


Other benefits of switching to HSBC include:

  • 10,000 Air Miles AND 0% balance transfer for 12 months on new credit cards3
  • 50% arrangement fee waiver on new Personal Loans
  • Fee-free money transfer to India, Pakistan, Egypt and Philippines4
  • Preferential rates on Term Deposits
  • Enjoy live exchange rates that update every 60 seconds5
How to take out a Personal Loan

Get a Personal Loan at a preferential rate starting from 6.74% p.a. and upgrade to HSBC Advance.


Upgrade now

Terms and conditions apply
Offer valid for employees of CEP companies only.
Minimum monthly salary transfer between AED 10,000 to AED 14,999 is required.

Switch to HSBC Current Account online and enjoy:

  • AED 500 cashback or 50,000 Air Miles as you join
  • 50% waiver on personal loan arrangement fee*
  • Preferential rates on Term Deposits
  • Apply for an HSBC Visa Cashback Credit Card online, use it for as little as AED 1 within the first 30 days, and get a refund of your annual fee of AED 299**

An HSBC Current account is a transactional account offering 24/7 access through online banking, mobile banking and phone banking, allowing you to manage your money with ease.



With your HSBC Current account, you will also enjoy:

  • Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC Switch ATMs per month6
  • HSBC Visa Cashback Credit Card7 that offers you up to 10% cashback on all your spends and much more, including:
    • 10% discount on Expedia hotel bookings, plus 1-year free Expedia + gold membership
    • 7% discount with Agoda at over 180,000 hotels worldwide
    • Free Uber rides worth AED 100
    • Discounted Airport lounge access with LoungeKey
    • Free global Wi-Fi through Boingo

Offer valid from 12 March 2017 to 31 December 2017

Product and Offer Terms and Conditions and fees and charges apply.

Air Miles Terms and Conditions

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1The Offer is applicable for new salary transfers for existing customers and customers who are new to bank subject to eligibility criteria. (For full details please use the Terms and Conditions)

2HSBC Switch Assist service is available in all HSBC branches.

3Applicable when customer applies within 60 days from the issue date of the HSBC Credit Card.

4Transfer Charges to accounts in Egypt in Egyptian Pound (EGP), India in Indian Rupee (INR), Pakistan in Pakistani Rupee (PKR) and Philippines in Philippine Peso (PHP). Correspondent banking charges are waived when 'OUR' is selected for transfer charges to accounts in Egypt in Egyptian Pound (EGP), India in Indian Rupee (INR), Pakistan in Pakistani Rupee (PKR) and Philippines in Philippine Peso (PHP).

5Live foreign exchange rates are now available for online and in branch money transfers. Rates are refreshed every 60 seconds at the branch, 90 seconds in Personal Internet Banking and 120 seconds in Global View and Global Transfers during international weekdays (Monday-Friday). On international weekends (Saturday and Sunday) or when the currency markets are closed, live foreign exchange rates are not available, and the rates will remain unchanged until the next international working day.

Additionally, with an HSBC Current account, you get*: 

  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • Free international Visa debit card accepted at over 25 million outlets worldwide and giving you access to your accounts at over 1 million ATMs around the world
  • High daily cash withdrawal limit of up to AED 8,000 on HSBC UAE ATMs
  • Free cheque-book
  • Six free over-the-counter transactions every month if done using AED
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts
  • Access to 50 cash deposit machines around the UAE for instant credit into your account
  • 53 cheque deposit machines at key locations in the UAE without requiring a card and PIN

*These benefits are applicable whether your transfer your salary to HSBC or not

Fees & Charges 

For all fees & charges, please refer to our latest Schedule of Tariffs


Schedule of Services and Tariffs

Required Documents

Sole Account

You need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

Joint Account

Both you and your joint applicant(s) need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided


We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA).


Click here

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6 For a salary between AED 5,000 and AED 15,000. A salary transfer letter from your employer must be provided and an application must be completed at any branch or customer service unit and approved by us to be able to enjoy these benefits.

7 Minimum monthly salary of AED 5,000 is required for an HSBC Visa Cashback Credit Card. An annual fee of AED 299 applies. HSBC Visa Cashback Credit Card Terms and Conditions apply.

For Personal Banking campaign terms & conditions, please click here.


Entertainer and voucher terms and conditions apply.
Air Miles terms and conditions apply.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Ready to apply?

Start the process using any of the following options


Have us call you

Have us call you

Apply by phone
call us on 800 444 7776


Apply online

For any other query call us:

600 55 4722 within UAE
+97142288007 outside UAE



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This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

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You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBC Current Accounts

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722