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HSBC Basic Current Account

HSBC Current Account allows you to manage your money with ease, offering you exciting benefits along the way.

  • Instant Account Number
  • 24-hour Account Kit Delivery

An HSBC Current account is a transactional account offering 24/7 access through online banking, mobile banking and phone banking, allowing you to manage your money with ease.


With an HSBC Current Account, you can enjoy:

  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC Switch ATMs per month1
  • Fee free Platinum Select Credit Card
  • No minimum balance fee if salary transfer of AED 5,000 or more
  • High daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • Free cheque-book
  • A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
  • Utility bill payments through online and mobile banking
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts to manage your money
  • Fee-free money transfers to India, Pakistan, Egypt and Philippines2

Additionally, you can also switch to a rewarding banking experience.

Use our exclusive HSBC Switch Assist service3 to help make the bank switch happen

Switch to an HSBC Current Account online and receive AED 500 cashback or 50,000 Air Miles.

  • 10,000 Air Miles and 0% balance transfer for 12 months on new credit cards4
  • 50% arrangement fee waiver on new Personal Loans
  • Preferential rates on Term Deposits
  • Enjoy live exchange rates that update every 60 seconds5

The HSBC Platinum Select Credit Card

Your HSBC Platinum Select Credit Card includes hundreds of exciting offers on entertainment and dining with no annual fee, and a minimum monthly salary requirement of AED 5,000.

Key benefits include:

  • HSBC Entertainer Mobile App
    Free download of our HSBC Entertainer mobile app with over 8,000 'Buy 1 Get 1 Free' offers across 15 countries
  • Cinema Offers in the UAE
    Enjoy 'Buy 1 Get 1 Free' movie tickets at VOX Cinemas
  • Air Miles Rewards Programme
    Earn 1 Air Mile for every AED 4 spent on retail purchases with your HSBC Platinum Select Credit Card
  • 0% Balance Transfer
    For the first 6 months enjoy 0% interest on the balance you transfer from another bank to a new HSBC Platinum Select Credit Card
  • 50% Cash Advance
    Get up to 50% of your available credit limit as cash advance

For more exciting offers on the HSBC Platinum Select Credit Card click here

The HSBC Visa Cashback Credit Card

You can also get access to the HSBC Visa Cashback Credit Card6, that offers you up to 10% cashback on all your spends and much more, including:

  • Up to 10% cashback on your spends
  • No minimum spends
  • No maximum limits on total cashback7 earned
  • Automatic credit of cashback every month

Extended offer; Make a transaction for as little as AED 1 on a new card and get your 1st year's annual fee of AED 299 back.*

For more information on the HSBC Visa Cashback Credit Card click here

Fees & Charges 

For all fees & charges, please refer to our latest Schedule of Tariffs


Schedule of Services and Tariffs

Required Documents

Sole Account

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

Joint Account

Both you and your joint applicant(s) need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided


We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA).


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1 For a salary between AED 5,000 and AED 15,000. A salary transfer letter from your employer must be provided and an application must be completed at any branch or customer service unit and approved by us to be able to enjoy these benefits.

2Transfer Charges to accounts in Egypt in Egyptian Pound (EGP), India in Indian Rupee (INR), Pakistan in Pakistani Rupee (PKR) and Philippines in Philippine Peso (PHP).
Correspondent banking charges are waived when 'OUR' is selected for transfer charges to accounts in Egypt in Egyptian Pound (EGP), India in Indian Rupee (INR), Pakistan in Pakistani Rupee (PKR) and Philippines in Philippine Peso (PHP).

3HSBC Switch Assist service is available in all HSBC branches. Offer valid from 12 March 2017 to 31 December 2017.

Product and Offer Terms and Conditions and fees and charges apply.

Air Miles Terms and Conditions

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The Offer is applicable for new salary transfers for existing customers and customers who are new to bank subject to eligibility criteria. (For full details please use the Terms and Conditions)

4Applicable when customer applies within 60 days from the issue date of the HSBC Credit Card.

5 Live foreign exchange rates are now available for online and in branch money transfers. Rates are refreshed every 60 seconds at the branch, 90 seconds in Personal Internet Banking and 120 seconds in Global View and Global Transfers during international weekdays (Monday-Friday). On international weekends (Saturday and Sunday) or when the currency markets are closed, live foreign exchange rates are not available, and the rates will remain unchanged until the next international working day.

6Minimum monthly salary of AED 5,000 is required for an HSBC Visa Cashback Credit Card. An annual fee of AED 299 applies. HSBC Visa Cashback Credit Card Terms and Conditions apply.

7Maximum Cashback is capped at AED 100 for fuel spends and AED 200 for hypermarket spends per statement cycle.

Ready to apply?

  • Instant Account Number
  • 24-hour Account Kit Delivery

Apply now



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You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBC Current Accounts

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722