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HSBC Premier Current Account

Get the account with everything you need. Switch to a rewarding banking experience

  • Instant Account Number
  • 24-hour Account Kit Delivery
  • International debit card
    Free
  • Overdraft
    AED15,000
  • Monthly fee
    Free

Get AED 2,000 Cashback OR 200,000 Air Miles when you switch to an HSBC Premier account either by salary transfer or new funds1


Use our exclusive HSBC Switch Assist service2 to help make your bank switch happen


Other benefits of switching to HSBC include:

  • 10,000 Air Miles AND 0% balance transfer for 12 months on new credit cards3
  • AED 500 cashback on new Personal Loans
  • Fee-free money transfer to India, Pakistan, Egypt and Philippines4
  • AED 2,500 cashback on new Home Loans
  • Preferential rates on Term Deposits
  • Enjoy live exchange rates that update every 60 seconds6

A Premier current account also includes:

  • A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
  • A dedicated Premier Relationship Manager who will help you maximise your money and spot suitable investment opportunities

International debit card

  • Get accepted at over 25 million retail outlets worldwide and over 1 million ATMs
  • Withdraw up to AED12,000 per day from HSBC UAE ATMs and Switch ATMs
  • Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries.
    Go to homeandaway.hsbc.com

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  • Link up to two additional bank accounts to your debit card

Plus:

  • Free Internet Banking, Phone Banking and SMS alerts - bank where and when it suits
  • Free cheque books - and if your cheque book is lost or stolen, use 'Stop Cheque'
  • Overdrafts, autopay and standing instructions

Offer valid from 1st April 2018 until 31st December 2018 (both days inclusive).


Personal Banking General Terms and conditions, All Product and Offer Terms and Conditions, Schedule of Services and Tariffs apply.


Air Miles Terms and Conditions

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apply.

1You must apply for and open a new HSBC Premier, Advance or Personal Banking account within the Campaign Period and your salary switched to that new account within 30 days of opening the new account OR use your existing HSBC account to transfer your salary to such account during the Campaign Period.

2HSBC Switch Assist service is available in all HSBC branches.


3Applicable when customer applies within 60 days from the issue date of the HSBC Credit Card.

4Transfer Charges to accounts in Egypt in Egyptian Pound (EGP), India in Indian Rupee (INR), Pakistan in Pakistani Rupee (PKR) and Philippines in Philippine Peso (PHP). Correspondent banking charges are waived when 'OUR' is selected for transfer charges to accounts in Egypt in Egyptian Pound (EGP), India in Indian Rupee (INR), Pakistan in Pakistani Rupee (PKR) and Philippines in Philippine Peso (PHP).

5Applicable for Premier customers only

6Live foreign exchange rates are now available for online and in branch money transfers. Rates are refreshed every 60 seconds at the branch, 90 seconds in Personal Internet Banking and 120 seconds in Global View and Global Transfers during international weekdays (Monday-Friday). On international weekends (Saturday and Sunday) or when the currency markets are closed, live foreign exchange rates are not available, and the rates will remain unchanged until the next international working day.

Eligibility 

HSBC Premier*

Eligibility Criteria (Does not apply to HSBC Premier International Customers)

a. Maintaining a minimum monthly average balance of AED350,000 in deposits and/or investments
or
b. Monthly net income transfer of AED50,000 or above
or
c. Mortgage drawdown of AED 3,000,000 or above for the first 24 months after which point (a) or (b) applies**


* Current accounts are also available in currencies other than those mentioned above.If you have a Total Relationship Balance of USD 1,000,000 or more, please contact your Premier Relationship Manager to get more details on the exclusive benefits that you can enjoy.

**AED350,000 has to be maintained in deposits and/or investments within 24 months or if the mortgage is fully paid-off before 24 months to avoid charges and discontinued service. You must successfully meet the Premier by Mortgage eligibility criteria in order to take advantage of discounted fees and charges available to Premier customers. If you default on your home loan agreement, this may result in charges or discontinued service

Fees & Charges 

For all fees & charges, please refer to our latest Schedule of Tariffs


Schedule of Services and Tariffs


Required Documents

Sole Account

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • Original income transfer letter from the employer (for income transfer customers)

Joint Account

Both you and your joint applicant(s) need to complete the Current Account opening process by personally visiting any of our Branch or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • Original income transfer letter from the employer (for income transfer customers)


We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA).


Click here

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The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Ready to apply?

  • Instant Account Number
  • 24-hour Account Kit Delivery

Apply now

More than just a current account

Get a personalised service, worldwide privileges and exclusive rewards with your HSBC Premier Current Account.


Find out more



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Please select one of the following options

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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 800 4320

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBCPremier

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 800 4320