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Term Deposit

Term Deposit

Grow your money

An HSBC Term Deposit account is suitable for customers who do not need immediate access to their money and who would like to earn a higher rate of interest than a savings account.

With an HSBC Term Deposit account, you get:

Competitive interest rates

Interest rate up to 1.20% p.a.* over the term of the deposit, payable upon maturity

New term deposit rates, effective 25 April, 2016

For HSBC Premier Customers:

Full Balance of the Term Deposit Interest Rates applicable from 25 April, 2016*
1 Month 2 Months 3 Months 4 Months 6 Months 9 Months 12 Months
Less than AED 150,000 0.05% 0.15% 0.22% 0.52% 0.62% 0.80% 0.95%
From AED 150,000 and less than AED 750,000 0.08% 0.18% 0.25% 0.55% 0.65% 0.90% 1.05%
AED 750,000 and above 0.10% 0.20% 0.30% 0.60% 0.70% 0.95% 1.20%


For HSBC Advance & Personal Banking Customers:

Full Balance of the Term Deposit Interest Rates applicable from 25 April, 2016*
1 Month 2 Months 3 Months 4 Months 6 Months 9 Months 12 Months
Less than AED 150,000 0.03% 0.13% 0.20% 0.50% 0.60% 0.78% 0.93%
From AED 150,000 and less than AED 750,000 0.06% 0.16% 0.23% 0.53% 0.63% 0.88% 1.03%
AED 750,000 and above 0.08% 0.18% 0.28% 0.58% 0.68% 0.93% 1.18%

*Interest rates are subject to change from time to time at the sole discretion of HSBC Bank Middle East Limited. The interest rate applicable to your existing term deposit will remain unchanged for the entire term of the deposit. For more information about the interest rates applicable for particular deposit amounts, currencies and terms, please contact one of our Premier Relationship Managers or any branch or call centre.

Choice of currencies

Your Term Deposit account is available in AED, USD or GBP

Low minimum deposit requirement

AED 10,000 or USD/GBP 5,000


Choice of terms

1,2,3,4,6,9 and 12 months

Opportunity to maximise returns

Choose to reinvest both principal and interest on maturity

24/7 banking to suit your needs

Free online banking, Phone Banking, Mobile Banking and text message alerts

*Interest rates are subject to change from time to time, but the interest rate applicable to your term deposit at the point the investment is made is fixed for the entire term. For more information about the interest rates applicable for particular deposit amounts, currencies and terms, please contact one of our Premier Relationship Managers or any branch or call centre.

If you decide to break your Term Deposit before the end of the term, fees and charges may apply and, in addition, you may lose some of all of your interest on your Term Deposit.


Withdrawal of Term Deposits before the end of the term will result in the following:

Withdrawals made within the first 30 days – no interest will be paid If withdrawals are made after 30 days – historical interest rate for the tenure of deposit held minus 1% will be paid. If this results in the interest rate being 0% or lower, only the principal amount will be repaid.

If you decide to break your Term Deposit before the end of the term, fees and charges may apply and, in addition, you may lose some of all of your interest on your Term Deposit.


If you decide to break your Term Deposit before the end of the term, fees and charges may apply and, in addition, you may lose some of all of your interest on your Term Deposit.

For Personal Banking Terms and Conditions click here

For our Schedule of Tariffs and Charges click here

You need to complete our account opening process by visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of a utility bill/ rental/ lease agreement/ employment letter (for all customers)
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)

You must have an HSBC Current or Savings account for the duration of any Term Deposit. For joint deposits, all account holders must hold an HSBC Current or Savings account either jointly or separately in their sole names.

Open an HSBC fixed term deposit account and watch your money grow.

Ready to apply? Have us call you or Apply now

For Personal Banking Terms and Conditions click here

Arabic
Term Deposit

Term Deposit

Overview

Grow your money

An HSBC Term Deposit account is suitable for customers who do not need immediate access to their money and who would like to earn a higher rate of interest than a savings account.

With an HSBC Term Deposit account, you get:
Competitive interest rates

Interest rate up to 1.20% p.a.* over the term of the deposit, payable upon maturity

New term deposit rates, effective 25 April, 2016

For HSBC Premier Customers:

Interest Rates applicable from 25 April, 2016*
Full Balance of the Term Deposit
Less than AED 150,000
1 Month 0.05%
2 Months 0.15%
3 Months 0.22%
4 Months 0.52%
6 Months 0.62%
9 Months 0.80%
12 Months 0.95%
From AED 150,000 and less than AED 750,000
1 Month 0.08%
2 Months 0.18%
3 Months 0.25%
4 Months 0.55%
6 Months 0.65%
9 Months 0.90%
12 Months 1.05%
AED 750,000 and above
1 Month 0.10%
2 Months 0.20%
3 Months 0.30%
4 Months 0.60%
6 Months 0.70%
9 Months 0.95%
12 Months 1.20%

 

For HSBC Advance & Personal Banking Customers:

Interest Rates applicable from 25 April, 2016*
Full Balance of your Term Deposit
Less than AED 150,000
1 Month 0.03%
2 Months 0.13%
3 Months 0.20%
4 Months 0.50%
6 Months 0.60%
9 Months 0.78%
12 Months 0.93%
From AED 150,000 and less than AED 750,000
1 Month 0.06%
2 Months 0.16%
3 Months 0.23%
4 Months 0.53%
6 Months 0.63%
9 Months 0.88%
12 Months 1.03%
AED 750,000 and above
1 Month 0.08%
2 Months 0.18%
3 Months 0.28%
4 Months 0.58%
6 Months 0.68%
9 Months 0.93%
12 Months 1.18%

*Interest rates are subject to change from time to time at the sole discretion of HSBC Bank Middle East Limited. The interest rate applicable to your existing term deposit will remain unchanged for the entire term of the deposit. For more information about the interest rates applicable for particular deposit amounts, currencies and terms, please contact one of our Premier Relationship Managers or any branch or call centre.

 

Choice of currencies
Your Term Deposit account is available in AED, USD or GBP

Low minimum deposit requirement
AED 10,000 or USD/GBP 5,000

Choice of terms
1,2,3,4,6,9 and 12 months

Opportunity to maximise returns
Choose to reinvest both principal and interest on maturity

24/7 banking to suit your needs
Free online banking, Phone Banking, Mobile Banking and text message alerts

 

*Interest rates are subject to change from time to time, but the interest rate applicable to your term deposit at the point the investment is made is fixed for the entire term. For more information about the interest rates applicable for particular deposit amounts, currencies and terms, please contact one of our Premier Relationship Managers or any branch or call centre.

If you decide to break your Term Deposit before the end of the term, fees and charges may apply and, in addition, you may lose some of all of your interest on your Term Deposit.

 

Open an HSBC fixed term deposit account and watch your money grow.

Fees & Charges

Withdrawal of Term Deposits before the end of the term will result in the following:

Withdrawals made within the first 30 days – no interest will be paid. If withdrawals are made after 30 days – historical interest rate for the tenure of deposit held minus 1% will be paid. If this results in the interest rate being 0% or lower, only the principal amount will be repaid.

If you decide to break your Term Deposit before the end of the term, fees and charges may apply and, in addition, you may lose some of all of your interest on your Term Deposit.

 

If you decide to break your Term Deposit before the end of the term, fees and charges may apply and, in addition, you may lose some of all of your interest on your Term Deposit.

For Personal Banking Terms and Conditions click here

For our Schedule of Tariffs and Charges click here

 

Open an HSBC fixed term deposit account and watch your money grow.

Required Documents

You need to complete our account opening process by visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of a utility bill/ rental/ lease agreement/ employment letter (for all customers)
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)

You must have an HSBC Current or Savings account for the duration of any Term Deposit. For joint deposits, all account holders must hold an HSBC Current or Savings account either jointly or separately in their sole names.

 

 

Open an HSBC fixed term deposit account and watch your money grow.

 

Ready to apply?

Start the process using any of the following options
 

Have us call you  or  Apply online

Apply by phone
please call us on

800 444 7776


For any other query call us:

600 55 4722
(within the UAE) or

+971 4 228 8007
(outside the UAE)

 

For Personal Banking Terms and Conditions click here

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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

Proceed

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

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How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBC Term Deposit

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722