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Personal Loans

#WhyWait to take the trip of a lifetime

#WhyWait to take the trip of a lifetime

When you’re ready to explore the world, nothing should hold you back. With fast, convenient Personal Loans from HSBC, the only hard decision is where to go first.

Get an HSBC Personal Loan approved within 30 minutes with rates starting from 5.99% p.a.1

Here are some of the benefits:

    • Loan approval in less than 30 minutes2
    • Loan credited into your account before your first salary transfer to HSBC
    • Easy renewal for 12-month Loans
    • Borrow up to AED 750,000 for UAE nationals and AED 500,000 for expatriates
    • No credit life insurance required

Get AED 500 cash back3 on all new Loans and top up on existing Loans

Valid from 1 September until 29 October 2015

Product and Offer Terms and Conditions, fees and charges apply.

1Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount. Your interest rate is based on qualifying criteria; please contact us for details of the rate that will apply to your loan.

2The approval is conditional on the information provided by you and validation of your documentation.

3Applicable on 12, 24, 36, 48 months loan or top ups, subject to a minimum amount of AED100,000.

Some more benefits of a Personal Loan

High Loan amounts

UAE Nationals may be eligible for a maximum loan amount of AED 750,000. For Expats, the eligibility is a maximum of AED 500,000.

12-Month Personal Loan

Every now and then, we all have yearly payments that come knocking on our doors. The HSBC 12-month Personal Loan is designed to help you settle those upcoming yearly payments.

Annual fee free credit card*

You'll automatically receive an annual fee free credit card, with your Personal Loan, so you'll have access to money whether you're on the beach in Rio or at a market in Marrakech.

Personal Loan Top-Up

HSBC offers you the opportunity to Top-Up your existing Personal Loan back to the original amount or higher, for paying your kids school fees, or your annual rent.
Kindly note that Personal loan Top-Up facility is subject to eligibility and will be offered in line with HSBC's current credit policies.

*Terms and conditions, fees & charges, credit / eligibility criteria apply.
1Personal Loan amounts and HSBC Credit Card approvals are granted at the bank's sole discretion.
2Credit criteria, fees and surcharges, terms and conditions apply
3Maximum loan amount of AED 750,000 is eligible for UAE Nationals only. Maximum loan amount for Expats is AED 500,000.
4For 12-month Personal Loan, in certain circumstances, additional documentation might be provided
The benefits set out above are current as at the date they appear on our website. However, these may be subject to change at any time at our discretion.

Personal Loan Calculator

Use our new Personal Loan calculator to check your eligibility and monthly installment.


You can apply for a Personal Loan if:

  • You are a UAE National aged between 21 and 65 years
  • You are an Expatriate resident aged between 21 and 65 years
  • You earn a minimum income of AED7,500

How to apply

  • You can call 800 LOANS (56267) and speak to an HSBC representative
  • We can call you back by clicking the call me button
  • You can visit your nearest HSBC branch to speak to an HSBC representative
Yes, please call me

Learn about applicable Fees & Charges

Learn more about documentation

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.

Find out more about HSBC Personal Loans

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722