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Personal Loans

Personal Loan approvals online in 10 minutes

#StartsToday

At HSBC we believe in your dreams, be it a special vacation, your perfect wedding or even the best education for your children. With our Personal Loan approval online within 10 minutes 1, it won't be long before you make all of those dreams come to life. Realizing your ambitions #StartsToday.

  • Easy online Personal Loan approvals in 10 minutes 1
  • Rates starting from 5.99% p.a. 2
  • No credit life insurance required
  • Loans available for a minimum period of 12 months and a maximum period of 48 months

DECISION IN PRINCIPLE*

At HSBC, you can now apply for a Personal Loan online and get an approval within 10 minutes.

    • Certainty of your loan amount – Using our Personal Loan Calculator you can find out:
      • Monthly instalment for the loan amount you require
      • Other loan amount options that you may be eligible for
    • Easy and convenient - Apply online anytime and from anywhere, including from the comfort of your home.
    • Save time and effort - No paper forms and no need to visit a branch or meet with one of our Personal Loan advisers.

Get an approval within 10 minutes.1 Apply Online Now


1Valid for HSBC customers only. Loan approval is in principle and subject to satisfactory documentation submitted and credit bureau check.

PERSONAL LOAN CALCULATOR

The HSBC Personal Loan calculator is the easiest way to check your eligibility and monthly instalments.

In just a few simple steps, you can arrive at the exact loan amounts you might be eligible for and also check the monthly instalments for various repayment periods.

Representative example of calculator output

Total loan amount Repayment time Monthly instalment
AED 100,000 48 months AED 2,476*

*Example calculated for an HSBC Premier customer

Go ahead Calculate now


Product Terms and Conditions, fees and charges apply.

1Valid for HSBC customers only. Loan approval is in principle and subject to satisfactory documentation submitted and credit bureau check.

2Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount. Your interest rate is based on qualifying criteria; please contact us for details of the rate that will apply to your loan. An arrangement fee of 1% of the total loan amount will apply (minimum AED 500 and maximum AED 2,500)


Some more benefits of a Personal Loan

Easy and convenient

Apply online anytime and from anywhere, including from the comfort of your home.

High Loan amounts

UAE Nationals may be eligible for a maximum loan amount of AED 750,000. For Expats, the eligibility is a maximum of AED 600,000.

12-Month Personal Loan

Every now and then, we all have yearly payments that come knocking on our doors. The HSBC 12-month Personal Loan is designed to help you settle those upcoming yearly payments.

Personal Loan Top-Up

HSBC offers you the opportunity to Top-Up your existing Personal Loan back to the original amount or higher, for paying your kids school fees, or your annual rent.
Kindly note that Personal loan Top-Up facility is subject to eligibility and will be offered in line with HSBC's current credit policies.

Ready to apply? Apply Online Now

Product Terms and Conditions, fees and charges apply.

1Valid for HSBC customers only. Loan approval is in principle and subject to satisfactory documentation submitted and credit bureau check.

2Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount. Your interest rate is based on qualifying criteria; please contact us for details of the rate that will apply to your loan. An arrangement fee of 1% of the total loan amount will apply (minimum AED 500 and maximum AED 2,500)

Eligibility


You can apply for a Personal Loan if:

  • You are a UAE National aged between 21 and 65 years
  • You are an Expatriate resident aged between 21 and 65 years
  • You earn a minimum income of AED7,500

Learn about applicable Fees & Charges

Learn more about documentation


Ready to apply? Apply Online Now





Arabic
Personal Loan approvals online in 10 minutes

Personal Loans

Overview

#StartsToday

At HSBC we believe in your dreams, be it a special vacation, your perfect wedding or even the best education for your children. With our Personal Loan approval online within 10 minutes1, it won't be long before you make all of those dreams come to life. Realizing your ambitions #StartsToday.

  • Easy online Personal Loan approvals in 10 minutes 1
  • Rates starting from 5.99% p.a. 2
  • No credit life insurance required
  • Loans available for a minimum period of 12 months and a maximum period of 48 months

DECISION IN PRINCIPLE*

At HSBC, you can now apply for a Personal Loan online and get an approval within 10 minutes.

  • Certainty of your loan amount – Using our Personal Loan Calculator you can find out:
      • Monthly instalment for the loan amount you require
      • Other loan amount options that you may be eligible for
  • Easy and convenient - Apply online anytime and from anywhere, including from the comfort of your home.
  • Save time and effort - No paper forms and no need to visit a branch or meet with one of our Personal Loan advisers.

Get an approval within 10 minutes.1

Apply Online now

 

1Valid for HSBC customers only. Loan approval is in principle and subject to satisfactory documentation submitted and credit bureau check.

PERSONAL LOAN CALCULATOR

The HSBC Personal Loan calculator is the easiest way to check your eligibility and monthly instalments.

In just a few simple steps, you can arrive at the exact loan amounts you might be eligible for and also check the monthly instalments for various repayment periods.

Representative example of calculator output

Total loan amount Repayment time Monthly instalment
AED 100,000 48 months AED 2,476*




*Example calculated for an HSBC Premier customer

Go ahead

Calculate now


 

Product Terms and Conditions, fees and charges apply.

1Valid for HSBC customers only. Loan approval is in principle and subject to satisfactory documentation submitted and credit bureau check.

2Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount. Your interest rate is based on qualifying criteria; please contact us for details of the rate that will apply to your loan. An arrangement fee of 1% of the total loan amount will apply (minimum AED 500 and maximum AED 2,500)


Benefits

Some more benefits of a Personal Loan

  • Easy and convenient
    Apply online anytime and from anywhere, including from the comfort of your home.
  • High Loan amounts
    UAE Nationals may be eligible for a maximum loan amount of AED 750,000. For Expats, the eligibility is a maximum of AED 600,000.
  • 12-Month Personal Loan
    Every now and then, we all have yearly payments that come knocking on our doors. The HSBC 12-month Personal Loan is designed to help you settle those upcoming yearly payments.
  • Personal Loan Top-Up
    HSBC offers you the opportunity to Top-Up your existing Personal Loan back to the original amount or higher, for paying your kids school fees, or your annual rent.
    Kindly note that Personal loan Top-Up facility is subject to eligibility and will be offered in line with HSBC's current credit policies.

 

 

Product Terms and Conditions, fees and charges apply.

1Valid for HSBC customers only. Loan approval is in principle and subject to satisfactory documentation submitted and credit bureau check.

2Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount. Your interest rate is based on qualifying criteria; please contact us for details of the rate that will apply to your loan.

Eligibility

Eligibility

You can apply for a Personal Loan if:

  • You are a UAE National aged between 21 and 65 years
  • You are an Expatriate resident aged between 21 and 65 years
  • You earn a minimum income of AED 7,500

 

 

Learn about applicable Fees & Charges
Learn more about documentation

 

Ready to apply

Apply online to calculate your eligibility and get a response within 10 minutes1.
 

Apply Online now

 

 

Or Call us on

800 444 7771

and get a decision* over the phone1


Would you like us to call you back?
 

Request a call back


 

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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

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This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

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This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

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You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

Proceed

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

Proceed

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

Proceed

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.

Find out more about HSBC Personal Loans

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722