Personal Loans Calculator


How much can I borrow?

  1. Step 1. About youPlease fill in your personal details
  2. Step 2. Loan details & resultsYour finance & Loan details

About you

All fields are mandatory

You must be a UAE national or an expatriate resident aged between 21 and 65 years earning a minimum monthly income of AED 7,500.

As UAE national you may qualify to borrow up to AED 750,000 and as an expatriate you may qualify to borrow up to AED 500,000. Please provide as much information as possible.

Do you know how much you want to borrow?

Please choose your answer

Do you want to apply for
Borrow amount
What is your nationality status

Please choose your nationality status

Employer name
Are you an HSBC customer?

Please choose your customer type

If so, which of the following applies to you?
Are you currently transferring your salary to HSBC?

Please choose your customer type

Are you willing to Transfer your salary to HSBC

Please choose your customer type


Your finances

Please enter the following information for us to accurately calculate your personal loan eligibility.
(Note: Maximum limits and total monthly payments should be entered for all cards, loans & overdrafts held with HSBC and with any other bank)

Salary
Do you have a Credit Card?

Please choose your credit card

Credit card payment
Do you have an Overdraft?

Please choose your overdraft

Overdraft payment
Do you have a Car Loan?

Please choose your car loan

Car loan payment
Do you have a mortgage?

Please choose your mortgage

Mortgage payment
Do you have any other loans or monthly payments due (NOT including your HSBC Loans)?

Please choose your other loan

Other loan payment

Loan details

Change the loan amount and tenure to see different options available to you


All fields are mandatory

Borrow amount
AED

Please choose the months

For how many months?

Please choose the months

Sorry, we can't offer you the requested loan amount

Unfortunately, based on the information you have supplied, you are not eligible for an HSBC Personal Loan

Congratulations, you are eligible for the following loan amount

Loan amount Repayment period Interest rate (representative) Monthly Instalment
AED 50,000 48 months 5.99% 400 AED

You are also eligible for the following personal loan amounts

However, we can offer you following maximum loan amount at the given repayment period

Loan amount Repayment period Interest rate (representative) Monthly Instalment
50,000 AED 48 months 5.99% 400 AED
50,000 AED 48 months 5.99% 400 AED
50,000 AED 48 months 5.99% 400 AED
50,000 AED 48 months 5.99% 400 AED

The example in the Personal Loan eligibility calculator is not a quotation and it is for illustrative purposes only. A full quotation will be provided when you apply and amounts may vary. The Personal Loan calculation is designed to give you an indication and should be used as a guide only.

Benefits of HSBC Personal loans

  • Competitive interest rates starting from 5.99% p.a*

  • Loan approval in less than 30 minutes#

  • Flexible repayments from 12 to 48 months

*Based on reducing balance which is the interest calculated on a monthly basis on the remaining principal amount.

#The approval is conditional based on the information provided and the validation of the documentation

Our Personal Loan team is available from Sunday to Thursday, 9.00am to 4.30pm. If your request is submitted outside of these times, we will aim to call you back on next working day.

Terms and conditions and Fees & Charges apply.