HSBC

Car Loans

Car Loans

Borrow Interest rate Repayment period Down payment  
Up to AED 918,000 From 2.49% p.a.1 From 12 to 60 months 20%  

Here's what you get :

  • No mandatory salary transfer to HSBC is required
  • Loan amounts up to AED 918,000 depending on your eligibility
  • Reduced monthly instalments with Balloon repayment option
  • Competitive motor insurance rate for saloons and four-wheel drive
  • Dedicated Sales Specialists at your service
  • Available for all types of saloon, four– wheel drive vehicles and motorcycles
  • Get an HSBC current account with no minimum balance requirement for the duration of your loan

For more information, please contact our call center, on 04-2948000 or visit our branches to speak to our experienced Sales Specialists

Used Cars

You can also get the car you love with our Used Car Loans starting from 3.75% p.a.

HSBC Middle East Finance Company Limited Terms and Conditions apply

The new terms and conditions are applicable for all HSBC Middle East Finance Company Limited agreements signed and concluded after 01 December 2013. For terms and conditions prior to 1st December 2013, you will need to approach an HSBC Middle East Finance Company Limited Branch, in case you wish to have an additional copy.

You can apply if:

  • You are a UAE national or expatriate resident aged between 21 and 65 years
  • You earn a minimum monthly salary of AED 7,500 per month

HSBC Middle East Finance Company Limited Terms and Conditions apply

DESCRIPTION FEE
Application fee 1% of loan amount Minimum AED 500
Maximum AED 2‚500
Early settlement for car loan 1% of remaining balance
Advance payment of instalment 1% of advanced payment

HSBC Middle East Finance Company Limited Terms and Conditions apply

Employed individuals buying new/used vehicles from authorised dealers:

  • Valid Emirates ID
  • Valid passport copy (valid UAE visa for expatriates)
  • Valid UAE driving licence copy
  • Copy of the last three months' salary or income transfer bank statements (a longer period may be required if cheque returns are identified)
  • Proof of income – salary certificate/salary transfer letter if salary is not assigned to HSBC Bank or other banks under narration salary
  • Repayment mechanism – standing instruction plus an undated security cheque from salary-assigned account
  • HSBC Middle East Finance Company Limited application form and agreement fully completed in block letters and signed in the presence of a Sales Specialist

Self-employed individuals buying new/used vehicles from authorised dealers:

  • Valid Emirates ID
  • Valid passport copy (valid UAE visa for expatriates)
  • Valid UAE driving licence copy
  • Copy of the last six months' personal and business bank statements
  • Audited financials for the last two years
  • Repayment mechanism – standing instruction plus an undated security cheque from main operating account
  • HSBC Middle East Finance Company Limited application form and agreement fully completed in block letters and signed in the presence of a Sales Specialist
  • Valid documents in support of business/partnership, ie trade licence copy, memorandum/articles of association, passport copies of owners/partners and additional documents can be requested based on individual requirements.

HSBC Middle East Finance Company Limited Terms and Conditions apply

Give your car the protection it deserves with Zurich Vehicle Insurance. Enjoy a 10% discount on the total premium when you buy online*.

Ready to apply? Have us call you

For a detailed list of fees and charges click here.
Application forms are available at the Download Centre

1 Flat rate – equivalent reducing balance rate of 4.74% p.a.
Terms & conditions, fees & charges, credit / eligibility criteria apply.

*Vehicle Insurance is provided by Zurich Insurance Middle East S.A.L. and subject to their policy terms and conditions. 10% discount is on the total premium and will be automatically applied to online quotes that are bought online. The benefits set out above are current as at the date they appear on our website. However, these may be subject to change at any time at our discretion

Important Information

Important information before accessing or retrieving your instant quote.


Zurich Motor Insurance brought to you by HSBC is delivered by Zurich Insurance Middle East S.A.L., a company registered under Insurance Companies Register Certificate No. 48 and authorized by the UAE Insurance Authority. Please visit www.zurich.ae if you wish to get in touch with them directly by phone, email or letter.


By pressing "Proceed" you will confirm that you have read and acknowledged the above, and will be transferred to Zurich Insurance Middle East S.A.L.'s website to access or retrieve your quote. Any information you share in the following screens will be on the Zurich Insurance website and HSBC hereby disclaims any liability for the use of the Zurich Insurance website and its contents therein.


Important Information

Important information before accessing or retrieving your instant quote.


Zurich Motor Insurance brought to you by HSBC is delivered by Zurich Insurance Middle East S.A.L., a company registered under Insurance Companies Register Certificate No. 48 and authorized by the UAE Insurance Authority. Please visit www.zurich.ae if you wish to get in touch with them directly by phone, email or letter.


By pressing "Proceed" you will confirm that you have read and acknowledged the above, and will be transferred to Zurich Insurance Middle East S.A.L.'s website to access or retrieve your quote. Any information you share in the following screens will be on the Zurich Insurance website and HSBC hereby disclaims any liability for the use of the Zurich Insurance website and its contents therein.


Important Information

Important information before accessing or retrieving your instant quote.


Zurich Motor Insurance brought to you by HSBC is delivered by Zurich Insurance Middle East S.A.L., a company registered under Insurance Companies Register Certificate No. 48 and authorized by the UAE Insurance Authority. Please visit www.zurich.ae if you wish to get in touch with them directly by phone, email or letter.


By pressing "Proceed" you will confirm that you have read and acknowledged the above, and will be transferred to Zurich Insurance Middle East S.A.L.'s website to access or retrieve your quote. Any information you share in the following screens will be on the Zurich Insurance website and HSBC hereby disclaims any liability for the use of the Zurich Insurance website and its contents therein.


Important Information

Important information before accessing or retrieving your instant quote.


Zurich Motor Insurance brought to you by HSBC is delivered by Zurich Insurance Middle East S.A.L., a company registered under Insurance Companies Register Certificate No. 48 and authorized by the UAE Insurance Authority. Please visit www.zurich.ae if you wish to get in touch with them directly by phone, email or letter.


By pressing "Proceed" you will confirm that you have read and acknowledged the above, and will be transferred to Zurich Insurance Middle East S.A.L.'s website to access or retrieve your quote. Any information you share in the following screens will be on the Zurich Insurance website and HSBC hereby disclaims any liability for the use of the Zurich Insurance website and its contents therein.


Important Information

Important information before accessing or retrieving your instant quote.


Zurich Motor Insurance brought to you by HSBC is delivered by Zurich Insurance Middle East S.A.L., a company registered under Insurance Companies Register Certificate No. 48 and authorized by the UAE Insurance Authority. Please visit www.zurich.ae if you wish to get in touch with them directly by phone, email or letter.


By pressing "Proceed" you will confirm that you have read and acknowledged the above, and will be transferred to Zurich Insurance Middle East S.A.L.'s website to access or retrieve your quote. Any information you share in the following screens will be on the Zurich Insurance website and HSBC hereby disclaims any liability for the use of the Zurich Insurance website and its contents therein.


Important Information

Important information before accessing or retrieving your instant quote.


Zurich Motor Insurance brought to you by HSBC is delivered by Zurich Insurance Middle East S.A.L., a company registered under Insurance Companies Register Certificate No. 48 and authorized by the UAE Insurance Authority. Please visit www.zurich.ae if you wish to get in touch with them directly by phone, email or letter.


By pressing "Proceed" you will confirm that you have read and acknowledged the above, and will be transferred to Zurich Insurance Middle East S.A.L.'s website to access or retrieve your quote. Any information you share in the following screens will be on the Zurich Insurance website and HSBC hereby disclaims any liability for the use of the Zurich Insurance website and its contents therein.


Important Information

Important information before accessing or retrieving your instant quote.


Zurich Motor Insurance brought to you by HSBC is delivered by Zurich Insurance Middle East S.A.L., a company registered under Insurance Companies Register Certificate No. 48 and authorized by the UAE Insurance Authority. Please visit www.zurich.ae if you wish to get in touch with them directly by phone, email or letter.


By pressing "Proceed" you will confirm that you have read and acknowledged the above, and will be transferred to Zurich Insurance Middle East S.A.L.'s website to access or retrieve your quote. Any information you share in the following screens will be on the Zurich Insurance website and HSBC hereby disclaims any liability for the use of the Zurich Insurance website and its contents therein.


How to apply

Are you already an HSBC UAE customer?

Or call: 04 294 8000

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.

Find out more about HSBC Vehicle Loans

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 04 294 8000