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Secured Overdrafts

HSBC Overdrafts

Secured overdraft is a facility that's based on any investments or deposits you have with us. It's like breaking your time deposit or investment, without losing out on the interest or returns.

Here's what you get:

  • Borrow upwards from a minimum of AED 25,000
  • Available in UAE dirhams, USD & GBP
  • Attractive Interest Rates


  • Free debit card and a cheque book – your overdraft is set up on your HSBC Current Account.
  • Available from 3 months to 1 year.
  • Renewable every year.
  • Valid Emirates ID required
  • You're at least 21 years of age.
  • You have an HSBC Current account
  • You have an HSBC Term-Deposit or an HSBC Investment in the UAE.
Asset Link
Renewal fee Free

Get immediate access to funds, for whatever you need, when you need it

Ready to apply? Have us call you

Terms & Conditions apply

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.

Find out more about Secured Overdrafts

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722