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HSBC Advance

Who could you be tomorrow?

HSBC Advance aims to simplify your banking needs today and help you achieve your financial goals tomorrow.

Start building your financial life with a priority bank account that makes it quick and easy to access your money, along with offers special rates and personalised service.

  • Enjoy everyday benefits

    Get special rates on mortgages, personal loans, investments and more.

  • Get expert advice

    Access a team of Financial Advisors - they'll help you maximise your money with the right investments and opportunities.

  • Protect your family

    Ensure those who matter most are taken care of at home and abroad, for life.

  • Get help when you're overseas

    Access emergency cash instantly at over 8,500 branches worldwide and open an international HSBC Advance account.

HSBC Advance Current Account

Get everything you need from a Current Account, plus a team of dedicated Relationship Managers on hand.

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Details

Here's what you get:

  • A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
  • No minimum balance required
  • A team of Relationship Managers - they'll assist you with your requirements

HSBC Advance Debit Card

  • Get accepted at over 25 million retail outlets worldwide and over 1 million ATMs
  • Withdraw up to AED 10,000 from HSBC ATMs and Switch ATMs in the UAE, daily
  • Link up to two additional accounts to your debit card. So you have access to all your accounts, when you need it

Free benefits

  • Free Life Insurance cover worth AED 35,000 for the account holders
  • Free worldwide Travel Insurance for the account holders
  • Free Internet Banking, Phone Banking and SMS alerts - bank where and when it suits
  • Free cheque books

HSBC Advance Platinum Credit Card

Pick up plenty of travel perks, starting with the Air Miles Rewards Programme and free airport transfers.

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Details

Here's what you get:

Air Miles Rewards Programme. Earn 1 Air Mile for every AED 1 spent on retail purchases to redeem for airline tickets of your choice. Use your Air Miles for shopping vouchers, electronics, entertainment and accommodation, or donations to charity. It's up to you.

Plus:

  • Check your Air Miles balance in your monthly HSBC Advance Credit Card statement
  • Get acceptance at over 1,500 UAE outlets
  • Show your Air Miles Card when you shop and be rewarded by HSBC and the outlet

Use your Advance Credit Card to buy a ticket for AED 4,000 and earn 4,000 miles. And if you book your ticket via Al Rostamani Travel and Holidays, you'll earn an extra 2,000 Air Miles - giving you 6,000 Air Miles.

Go to airmilesme.com or call +971 4 3913401 for more details.

Air travel redemptions. Enjoy exclusive rates on air travel redemptions, and redeem tickets from the airline of your choice operating in the UAE, on any class of travel, at any time.
Simply:

  • Log on to www.airmilesme.com using your Air Miles card number
  • Select 'Choose from our fantastic range of rewards'
  • Choose 'Flights' to see where you can fly next

* Subject to ticket availability. Taxes are paid by the cardholder.

HSBC Traveller with Al Rostamani Travel and Holidays. Enjoy the following privileges at Dubai, Sharjah and Abu Dhabi International Airports:

  • Return airport transfers
  • ‘Meet and Assist' service on departure and arrival
  • Access to all Priority Lounges - regardless of how often you travel or which class you fly

Just spend over AED 2,500 and book you and your travel companion's next trip with your HSBC Advance Credit Card, via Al Rostamani Travel and Holidays.

More travel benefits:

  • Home&Away. Wherever you are in the world, grab exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and at home. Go to www.homeandaway.hsbc.com for more details
  • Complimentary Lounge Access. Regardless of how often you travel or which class you fly, you'll enjoy unlimited access to the Marhaba Lounges at Dubai International Airport
  • Free Valet parking. At selected VALTRANS locations across the Emirates
Valtrans locations Address Complimentary parking Charges in case of excess visits or overtime
Deira City Centre P2, P3, Carrefour Entrance, MAF Tower, MAF Tower Basement (Thurs - Sat only) Standard parking only AED 30 per visit, per day
Mirdif City Centre South entrance Standard parking only AED 30 per visit, per day
Wafi City Main entrance, Pyramids, Fort, Collonade, Carrefour Standard parking only AED 30 per visit, per day
Mall of the Emirates T Parking Standard parking only AED 30 per visit, per day
American Hospital Main entrance Standard parking only AED 30 per visit, per day
Dubai Festival City Main entrance and Marks & Spencer entrance Standard parking only AED 30 per visit, per day
Oasis Centre Main entrance Standard parking only AED 30 per visit per day
Dragon Mart East entrance Standard parking only AED 30 per visit, per day
Ibn Batutta Mall Tunisia Court and China Court Standard parking only AED 30 per visit, per day
Dubai Courts Main entrance Standard parking only 1st hour only AED 20 for the 1st hour
Dubai Public Prosecution Main entrance Standard parking only 1st hour only AED 20 for the 1st hour
Dubai World Trade Centre Main tower Standard parking only 1st hour only AED 40 for the 1st hour
Dubai International Airport (Terminal 1 and Terminal 3) Departures and arrivals Standard parking only (1st hour only AED 60 for the 1st hour

 

Here's how to enjoy free valet parking:

  • Show your HSBC Advance Credit Card to the VALTRANS personnel
  • Write down your name on the registration form
  • Write down the last 4 digits on your card

For standard complimentary parking, a single visit starts when you hand over your keys to the valet desk, and ends when the desk closes. You get up to 4 free visits per month - any further visits will be charged to your HSBC Advance Platinum Credit Card.

Comprehensive cover, for very little:

  • Purchase Protection*. Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD $20,000 annually
  • Extended Warranty*. Kicks in automatically when your Manufacturer's Warranty has expired. It duplicates the original warranty of up to 1 year
  • HSBC Credit Shield Plus**. Waives the outstanding balance on your credit card, should you pass away or suffer from permanent total disability. It also waives your minimum monthly instalment in the event of Involuntary Loss of Employment, or Temporary Total Disability for self-employed cardholders

You can enjoy the benefits of this cover for just 0.65% will be taken from your monthly out-standing balance.

Plus:

  • No annual fee
  • Up to 56 days interest free credit on purchases - when you settle your monthly outstanding balance in full
  • Competitive 2.79% monthly interest rate - on retail purchases
  • 50% cash advance - of your available credit limit, if you need. This incurs a low monthly interest rate of 3.00%

HSBC Advance Savings Account

Earn interest every month on your balance and get a free debit card that's accepted all over the world.

Learn more

Details

Here's what you get:

  • International debit card. Access your account at over 25 million retail outlets worldwide and over 1 million ATMs globally.
  • Interest is calculated on the minimum balance during a calendar month and credited to the ac-count half yearly.
  • Daily ATM cash withdrawal limit of up to AED 10,000. From HSBC UAE ATMs and up to AED 10,000 from Switch ATMs in the UAE.

Plus:

  • Free Internet Banking and a dedicated Phone Banking. Bank when and wherever you want.

    Call 800 4420 (within UAE) or +971 4 3254573 (outside UAE)

Sole Account

You need to complete the Account opening process by personally visiting any of our Branch or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/employment letter (for GCC National customers only)
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • Salary certificate (for customers working in government/public sector companies)
  • Salary Transfer Letter (for customers working in private sector companies). Only one applicant is required to provide the Salary Certificate/transfer letter but it is mandatory that all the joint applicants are UAE residents

Joint Account

Both you and your joint applicant(s) need to complete the Account opening process by personally visiting any of our Branch or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/employment letter (for GCC National customers only)
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • Salary certificate (for customers working in government/public sector companies)
  • Salary Transfer Letter (for customers working in private sector companies). Only one applicant is required to provide the Salary Certificate/transfer letter but it is mandatory that all the joint applicants are UAE residents


Do more with your Money

Ready to apply? Apply now

* Subject to scheduled maintenance periods

**General: Any foreign currency debit card payments (including cash withdrawals) are converted to Sterling by VISA or MasterCard (as appropriate) using wholesale market rates applying on the day the conversion is made. These transactions are subject to our foreign exchange charge of 2.75%. We will deduct the payment from your account once we receive details of the payment from the card scheme, at the latest the next working day. Details of the current wholesale market rates can be obtained by calling us on the usual telephone numbers

Cash Machines: There is an ATM transaction fee currently 2% (minimum £1.75, maximum £5.00) for withdrawing cash at cash machines

Shops and retailers: There is no transaction fee for using your debit card to pay for goods and services overseas.

How to apply

Are you already a HSBC Advance customer?

To apply for this product you must open an Advance Current Account

Or call: 08457 707070

What if I'm not eligible

Find out about HSBC Advance
Or call: 08457 707070