HSBCHSBC The world's local bank

HSBC Premier

HSBC Premier gives you the support you need when travelling abroad. However far you go, a world of extraordinary privileges and rewards will always be waiting for you.

Choose a premium bank account that's packed with worldwide privileges for wherever you're currently calling 'home'.


  • Enjoy expert advice

    Enjoy expert advice

    Grow your wealth with the help of a dedicated Premier Relationship Manager and financial planning specialists.

  • Enjoy exclusive everyday benefits

    Enjoy exclusive everyday benefits

    Expect pre-approved, preferential lending rates on loans and overdrafts. Plus a HSBC Premier MasterCard Credit Card with worldwide privileges and travel insurance.

  • Protect your children

    Protect your children

    Protect your children financially if they're living abroad - with emergency cash, travel insurance and a preferential saving account.

  • Get help wherever home is

    Get help wherever home is

    Transfer cash into your global HSBC accounts for free and get emergency cash instantly, plus open an international premium banking or offshore account.

  • Free Global View and Global Transfers

    Access all your global HSBC Premier accounts at one place, with a single log-in online. Better still, you can transfer funds between them, for free.

    Learn more
    View demo

    Terms and Conditions
    English
    Arabic

  • Premier Benefit Calculator - Tailored Banking Services

    Now get unparalleled privileges reserved for a select few with HSBC Premier. Our calculator will highlight how HSBC Premier can help you achieve your financial goals, with world class banking and lifestyle benefits.

    Just answer a few quick questions, and see the benefits you can get with HSBC Premier.

    Learn more

  • HSBC Premier Current Accounts

    Get an account that travels with you. Available in multiple currencies, it comes with an international debit card, a dedicated Premier Relationship Manager to help you manage your money and take advantage of investment opportunities, and 24/7 Internet banking with Global View so you can manage all your accounts with just one login.

    Learn more

  • HSBC Premier MasterCard Credit Card

    Whether you're at home or travelling, your HSBC Premier card is part of your seamless banking experience, providing you with a complete range of exclusive benefits and rewards - all with no annual fee and low interest rates.

    Learn more

  • Children's Online Savings Account

    Teach the next generation the value of money with this special account, and give your children the freedom to manage their money with your guidance. Set limits and monitor how much they are saving and spending.

    Want to apply? Speak to your Premier Relationship Manager or call us on 800 4320.

  • Term Deposits

    Earn more with term deposit accounts in a variety of major currencies at preferential interest rates.

    Learn more

  • Loans and Mortgages

    Take advantage of our best rates on a variety of loans.

    Personal loans
    Vehicle loans
    Home loans

  • Stay connected to your home country

    Our cross-border banking services for expats can help you maintain close ties with your home country. Our services include sending remittances or even buying a house back home.

    Bangladesh
    India
    Pakistan
    Lebanon

  • Home Insurance

    As a Premier * customer you will get:

    Extra coverage worth AED115,500 in premiums which includes the following benefits:

    • Tracing leak cover up to AED5,000
    • Lock replacement cover up to AED5,000
    • Title deeds cover up to AED5,000
    • Tenant's liability cover up to AED200,000
    • Optional Garden cover up to AED10,000

    Learn more

    * All insurance benefits are provided by Zurich Insurance and subject to change.
    Insurance is provided by Zurich Insurance Middle East S.A.L. All Insurance benefits are provided by Zurich Insurance Middle East S.A.L and subject to policy terms & conditions. This is general information only and is neither an offer to sell, purchase or subscribe to any Insurance product nor a solicitation of such an offer.

  • Motor Insurance

    As a Premier * customer you will get:

    • New Car replacement up to 18 months old **
    • Personal Accident cover for Driver & Spouse***
    • Personal Accident cover for Passengers***

    Learn more

    * All insurance benefits are provided by Zurich Insurance and subject to change.
    Insurance is provided by Zurich Insurance Middle East S.A.L. All Insurance benefits are provided by Zurich Insurance Middle East S.A.L and subject to policy terms & conditions. This is general information only and is neither an offer to sell, purchase or subscribe to any Insurance product nor a solicitation of such an offer.

    ** If you have a new car up to 18 months old as a Premier customer and you are involved in an accident where your car ends up written off, Zurich will provide you with a brand new one if you purchase Zurich Motor Insurance through HSBC.

    *** Zurich will provide you with personal accident cover if you and/or your spouse or the passengers (as applicable) in your vehicle are seriously injured and unable to work.

Get global expertise

Grow your wealth with the best brains in international investments. With HSBC Premier Banking, you've got dedicated Premier Relationship Managers and a team of Financial Planners on hand.

Details

HSBC Premier Relationship Managers

Start planning today, to get what you want in the future. Our experienced Premier Relationship Managers will get to know you, your ambitions and your attitude to risk. Supported by a team of local and global specialists, they'll put a plan together to help you reach your goals - which will be reviewed twice a year.

Financial Planning specialists

Speak with an HSBC Premier Financial Planner if you want to discuss more complex investment decisions. They're just a phone call away.

Investment opportunities

Choosing HSBC Premier means choosing the best of investment opportunities from around the world. Watch your funds flourish with HSBC Financial Planning Manager, with investment recommendations based on your goals and risk tolerance. With HSBC Premier, you'll get access to a wide range of global investment opportunities including capital-protected investments, mutual funds, specialized investment funds, wrapper bonds and structured deposits and notes. There really is no end to the choices you can make. Naturally, we offer HSBC investments together with carefully chosen solutions from the world's leading names in wealth management.

Market news and opinion

Get timely market information and opinion from your team - to help you stay on top of markets, trends and performance news.

Enjoy exclusive everyday banking

Be first in line for preferential lending rates on loans, overdrafts, and mortgages. In addition to all the other HSBC current and savings account services you expect.

Details

Priority Banking

Save time in branch with Premier service areas and tellers, and a dedicated Premier Relationship Manager happy to help. All day, all night and every day of the year.

Phone banking

Call 800 4320 (within UAE) or +971 4 224 1000 (outside UAE) for any enquiries about your account - we're here to help, whenever you need us.

Internet banking

Keep an eye on your Premier account at all times. Pay bills easily and securely, check your balance and free Global Transfers to your HSBC accounts.

Worldwide support

Relax. Get cash instantly abroad and lean on Emergency Assistance in over 8,500 branches world-wide. Just call +971 4 224 1000 any time, anywhere.

Get started in a new country

Enjoy the same preferential rates and exceptional service, regardless of whether you're moving to Bahrain or Brazil. We'll help make your move as smooth as possible.

Details

International banking

Before you travel, we'll take care of everything to ensure your International Premier account is ready to go. This includes your new HSBC Premier MasterCard Credit Card, debit card and cheque book. We can also transfer your credit history, to ensure similar credit levels in your new country.

Local expertise

Arrange a mortgage or apply for a personal loan - whatever the task, we'll assign a local HSBC Premier Relationship Manager to help you settle into your new life.

Offshore banking

Optimize your tax position and nurture your wealth with an offshore banking account. Speak with your Premier Relationship Manager for more details.

Review your new life

Take part in a free International Needs Review. It'll help your HSBC Premier Relationship Manager identify practical solutions to ensure your financial needs are looked after, both at home and abroad.

Emergency cash

If your cards are lost or stolen, we'll provide next-day replacement or if there's an emergency, we can arrange an immediate cash advance of up to USD 2,000 each day.*

Worldwide Premier Centres

Know that in over 45 countries and territories, you have access to more than 350 Premier Centres to assist you with any personal banking services.

Cover your children abroad

Take care of your children financially when they're studying or living in another country.

Details

Family Financial Planning

Put in place plans for your children's future. Your HSBC Premier Relationship Manager will work to develop a strategy that suits your aspirations and objectives, like putting a deposit on a home or funding their first car.

Children's Online Saving Account

Give your kids the freedom to manage their own money, under your guidance. Set limits so they can withdraw a specific amount of money, and with joint access, monitor how much they're saving.

Global Safety Net

Ensure your children are never left stranded overseas. They can get an International Premier bank account set up in advance, access to emergency cash of up to USD 2,000 per day (with your permission), and a supplementary credit card with a pre-set limit (and next day credit card replacement when lost or stolen). You will also have access to a free emergency hotline for immediate international assistance.

What's more, your HSBC Multi-trip travel insurance covers your children, even when they're travelling independently.

There's more to a journey than taking off and landing

There's more to a journey than taking off and landing

When you travel abroad, your HSBC Premier MasterCard Credit Card won't just get you to your destination - it will take you further. Make your journey a more relaxing and rewarding experience.

Details

 
  • Access Business Class lounges at airports around the world
  • Complimentary airport transfers in the UAE and a Meet and Assist service on departure or arrival
  • Earn up to 1.5 Air Miles for every Dirham you spend worldwide, and use them to fly anywhere, on any airline for free**
Feel protected however far you travel

Feel protected however far you travel

No matter where you are in the world, HSBC Premier will make sure that you are never far from a team which can lend you a helping hand.

Details

 
  • Access to 250 Premier Centres worldwide
  • Free 24 x 7 hotline that delivers international assistance
  • Emergency cash advance of USD2,000 each day*
  • Next day replacement of your card if it's lost or stolen
Wherever your children go, they'll never be far from home

Wherever your children go, they'll never be far from home

HSBC Premier privileges don't just stop with you – they include your family too. So whether your children are on holiday or off to college, the global network that supports you will look after them.

Details

 
  • International account-opening facility in over 40 countries
  • An additional credit card with limits you set, with next day replacement
  • Up to USD2,000 emergency cash every day* , with your permission
Make the ordinary extraordinary, wherever you go

Make the ordinary extraordinary, wherever you go

Wherever your travels take you, you'll never be far from a rewarding experience with your HSBC Premier MasterCard Credit Card.
Our global rewards surprise even the most frequent traveller, and can be enjoyed at home or away.

Details

 
  • Exclusive offers from high-end restaurants and retailers
  • Privileges from world-class hotels and travel companies
  • Unique entertainment experiences across the globe
  • Indulgent health and beauty offers for true relaxation

Sole Account

You need to complete the Current Account opening process by personally visiting any of our Branch or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/employment letter (for GCC National customers only)
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)

Joint Account

Both you and your joint applicant(s) need to complete the Current Account opening process by personally visiting any of our Branch or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/employment letter (for GCC National customers only)
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)

Protect and invest your wealth, while combining premium banking services with a best-in-class credit card programme.

Ready to apply? Have us call youor Apply now

*Subject to the availability of funds in your account(s), a higher amount can be taken. One emergency encashment every 48 hours is allowed.

**Subject to availability, fees and surcharges and Credit criteria. Terms and Conditions apply.

Please click here for a detailed account of the Terms and Conditions of the HSBC Premier MasterCard Credit Card.

How to apply

Are you already a HSBC Advance customer?

To apply for this product you must open an Advance Current Account

Or call: 08457 707070

What if I'm not eligible

Find out about HSBC Advance
Or call: 08457 707070