AXA has the solution to make you feel at home. AXA home comfort insurance is:
- A comprehensive flexible package that provides protection for all your personal property needs
- Specially designed to provide you and your family with a simple and complete coverage for your building, your household contents, personal belongings and legal liability
|Unexpected events and natural calamities||Yes|
|While you're away||Yes|
|Home Assistance Visitor's personal effects||Yes|
|Contents in the open||Yes|
Unexpected events and natural calamities
Your home is insured against damages caused by Accidental Damages and events such as fire, lightning, earthquake, flood, storm, malicious damage, riot, strike, water leak, theft and more.
If your home is damaged by an insured incident and its condition does not allow you to continue to live there, AXA will pay expenses (as per policy coverage) for loss of rent or alternative accommodation.
This extension protects you from damages caused to the premises rented by you following an insured incident (as per policy coverage) and for which you are held legally liable.
Legal liability cover for claims made against you by third parties who suffer injury, loss or damage following an incident at your home.
While you're away
You are covered when your home is unoccupied for up to 60 days.
If the keys to the locks of your home are stolen then AXA will pay the cost of replacing locks or lock mechanisms.
AXA will cover deterioration of food stored in your freezer following its breakdown or failure of public power supply.
Visitors' personal effects
AXA will cover for loss or damage to visitors' personal effects if damaged at your home due to any insured incident.
Contents in the open
AXA will cover those contents which are kept in the open (as per the policy coverage).
AXA will cover your contents while in transit, when you're moving from one house to the other within the country using a professional mover.
Tenant's Liability Cover
AXA will, for an additional cost, increase your tenant's liability to a figure of up to AED 5,000,000, to cover your liability as a tenant.
- Personal effects including clothing plus specified and listed items such as jewellery, watches, musical, photographic and sports equipment, laptops or any valuable item which you carry outside your home on business or holiday. Cover is on a worldwide basis against all risks (as per policy coverage)
- Loss of money and credit cards - Cover for loss of money and fraudulent use of your credit cards if stolen
- Loss of passport, driving license, residence permit, work permit- AXA will pay the costs involved in making a duplicate of any of the above documents if they are accidentally damaged or lost
AXA will provide protection if you wish to insure your domestic helper(s) who sustains accidental bodily injury which results in death or permanent total disablement, including cover for medical expenses as well as repatriation expenses.
A policy that gives you value for the cover you need
AXA home insurance provides protection for things you care about such as furniture, rugs, electronic items, toys and personal items such as jewellery, watches and cameras.
Our flexible policy packages allow you to decide the level of coverage that best suits your needs.
Customer support in claims settlement
AXA agents and claim representatives are ready to help you in times of need. AXA have detailed below their most frequently asked questions regarding their personal home insurance product.