Cover you and your spouse's life, for a little cost. You or the named beneficiary be paid a cash sum, in the event of death, critical illness or personal and total disability* cover with Term Life insurance.
What is Critical Illness Cover?
It pays a cash sum if, during the cover term, the insured is first diagnosed with a specified Critical Illness that meets the policy definition.
What options are available when setting it up?
One chooses how much Life cover, Permanent and Total Disability or Critical Illness Cover one needs and how long one wants it to last.
One can set it up on one's life so the cover is paid if, during the cover term, one dies, or is first diagnosed with a Critical Illness or Disability that meets the policy definition. Alternatively, One can set it up on two lives so the Life or Earlier Critical Illness Cover is paid if, during the cover term one of the lives assured dies or is first diagnosed with a Critical Illness or Disability that meets the policy definition, whichever happens first.
When does Critical Illness Cover pay out?
The cover will be paid if, during the cover term, the insured is first diagnosed with a Critical Illness that meets the policy definition.
Can my premiums change in the future?
The premium amount is guaranteed for the life cover throughout the term while the premium for Critical Illness will be reviewed at certain points in time within the term of the policy by the insurance provider.
Do I get my money back at the end on the policy term?
No, there will be no cash value
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Start the process using any of the following options
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Our representative will call you back in 60 minutes* to proceed with your request.
* Our wealth management team is available from Sunday to Thursday, 9:00am to 4:30pm. If your form is submitted outside of these times, we will call you back on the next working day.