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Term Life - International Term Assurance

Caring for your families futures Introducing International Term Assurance Offers terms and conditions


Cover you and your spouse's life, for a little cost. You or the named beneficiary be paid a cash sum, in the event of death, critical illness or personal and total disability* cover with Term Life insurance.

Be covered for your lifetime.
Covers Flexible payments Spouse cover
Your life, critical illness or permanent and total disability Yes Yes

Here's what you get :

  • Life cover - pays a cash sum if you pass away
  • Critical Illness cover - pays a cash sum if you are diagnosed with a critical illness during your policy
  • Permanent and Total Disability Cover - pays a cash sum if you suffer from a disability and are unable to work

More benefits:

  • Get high levels of cover - for relatively low premiums based on your circumstances
  • Option to add extra benefits, including critical illness, permanent and total disability

Here's what you get:

  • Covers death due to any cause*
  • Plans from 5 to 35 years
  • Single, life of another or joint lives first death
  • Available in Pounds Sterling, US Dollars and Euros
  • For individuals the minimum age for taking the policy is 18 years and the maximum age depends on the provider
  • The policy is available for Individual (single or joint), trustees and companies
Ready to apply? Have us call you

This Life Insurance plan is provided and underwritten by Zurich International Life.

This is only general information and does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Brochures, Product Summary and Benefit illustration in deciding whether to buy this product. You can ask for these documents from any of our Branches.

Buying a life insurance plan is a long-term commitment. An early termination of the plan usually incurs high cost and the surrender value payable (if applicable) may be less than the total premiums paid. The terms & conditions applicable to these products will be of Zurich International Life and the applicant or the plan holder will not hold HSBC responsible for processing, claims or otherwise.

For the avoidance of doubt, HSBC does not provide tax advice and you should seek your own external tax advice in relation to this product.
*Terms and conditions apply

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

Arabic


Term Life - International Term Assurance

Cover you and your spouse's life, for a little cost. You or the named beneficiary be paid a cash sum, in the event of death, critical illness or personal and total disability* cover with Term Life insurance.

Overview

Covers
Your life, critical illness or permanent and total disability

Flexible payments
Yes

Spouse cover
Yes

 

Here's what you get:

  • Life cover - pays a cash sum if you pass away
  • Critical Illness cover - pays a cash sum if you are diagnosed with a critical illness during your policy
  • Permanent and Total Disability Cover - pays a cash sum if you suffer from a disability and are unable to work

More benefits:

  • Get high levels of cover - for relatively low premiums based on your circumstances
  • Option to add extra benefits, including critical illness, permanent and total disability

Coverage

Here's what you get:

  • Covers death due to any cause*
  • Plans from 5 to 35 years
  • Single, life of another or joint lives first death
  • Available in Pounds Sterling, US Dollars and Euros

Eligibility

  • For individuals the minimum age for taking the policy is 18 years and the maximum age depends on the provider
  • The policy is available for Individual (single or joint), trustees and companies

FAQs

What is Critical Illness Cover?

It pays a cash sum if, during the cover term, the insured is first diagnosed with a specified Critical Illness that meets the policy definition.

 

What options are available when setting it up?

One chooses how much Life cover, Permanent and Total Disability or Critical Illness Cover one needs and how long one wants it to last.

One can set it up on one's life so the cover is paid if, during the cover term, one dies, or is first diagnosed with a Critical Illness or Disability that meets the policy definition. Alternatively, One can set it up on two lives so the Life or Earlier Critical Illness Cover is paid if, during the cover term one of the lives assured dies or is first diagnosed with a Critical Illness or Disability that meets the policy definition, whichever happens first.

 

When does Critical Illness Cover pay out?

The cover will be paid if, during the cover term, the insured is first diagnosed with a Critical Illness that meets the policy definition.

 

Can my premiums change in the future?

The premium amount is guaranteed for the life cover throughout the term while the premium for Critical Illness will be reviewed at certain points in time within the term of the policy by the insurance provider.

 

Do I get my money back at the end on the policy term?

No, there will be no cash value

Ready to apply?

Start the process using any of the following options
 

Have us call you

 

Our representative will call you back in 60 minutes* to proceed with your request.


* Our wealth management team is available from Sunday to Thursday, 9:00am to 2:30pm. If your form is submitted outside of these times, we will call you back on the next working day.

 

This Life Insurance plan is provided and underwritten by Zurich International Life.

This is only general information and does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Brochures, Product Summary and Benefit illustration in deciding whether to buy this product. You can ask for these documents from any of our Branches.

Buying a life insurance plan is a long-term commitment. An early termination of the plan usually incurs high cost and the surrender value payable (if applicable) may be less than the total premiums paid. The terms & conditions applicable to these products will be of Zurich International Life and the applicant or the plan holder will not hold HSBC responsible for processing, claims or otherwise.

For the avoidance of doubt, HSBC does not provide tax advice and you should seek your own external tax advice in relation to this product.
*Terms and conditions apply

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 04 324 4282

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.

Find out more about HSBC Term Life Insurance

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 04 324 4282