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Power of Protection

True love

True love is more than just cherishing moments together.

Protect each other with Zurich life insurance.

Start the conversation

Start the conversation

The real essence of love is care that lasts a lifetime, and beyond. By protecting each other against life's uncertainties with life insurance, you can ensure the financial well-being of your loved one for years to come.

Our latest Global report 'The Power of Protection – Facing the future' looks at how much family members support and depend on each other and how financially secure people are feeling.

Apply today and receive AED 1,000*
worth of vouchers

Offer valid up to 30 November for policies issued by 31 December 2017

Talk to a Wealth Advisor Talk to a Wealth Advisor

Family matters


While some people are managing well financially, others are just about managing. Many are supporting both their children and their parents, often making sacrifices in time and money. Here's a snapshot of the findings from the UAE report.

43%

of people say their family's health and wellbeing is the most important thing to them for the future

79%

don't have a policy that would pay them a regular sum if they had a serious illness or accident which prevented them from working

73%

of people supporting someone financially say their family would not manage well if they had to significantly reduce their support to them

37%

have never had a conversation with anyone about long term financial security should something happen to them


Read the full report

Practical steps


Here are some important insights and practical actions drawn from the research findings, which may help you better prepare your family to face the future.

Identify your priorities 

43% of people say their family's health and wellbeing is the most important thing to them for the future.

Think about your priorities in life. Make sure you have a financial plan in place that addresses your needs as well as those of your family. Don't neglect your own aspirations when planning for the future.

Talk to a Wealth Advisor Talk to a Wealth Advisor

Assess your finances 

22% of people supporting someone financially feel they themselves are just about managing or not managing at all well.

Consider how financially secure you feel. Think about whether any financial support you are giving to others is likely to increase or decrease in the future and if you need to update your financial plan.

Talk to a Wealth Advisor Talk to a Wealth Advisor

Plan for the whole family 

73% of people supporting someone financially say their family would not manage well if they had to significantly reduce their support to them.

Unexpected life events can have knock-on effects for the whole family. Bear this in mind when reviewing if you have enough financial protection in place.

Talk to a Wealth Advisor Talk to a Wealth Advisor

Talk about the future 

37% of people supporting someone financially have never had a conversation with anyone about long-term financial security if something were to happen to them.

Make time to talk to your family about the future. Discuss what could happen to them if you experience a life-changing circumstance and what financial safeguards you have in place. If you need help, seek professional advice.

Talk to a Wealth Advisor Talk to a Wealth Advisor

Life Insurance products

International Term Assurance

  • Option to choose either a single or joint policy
  • High levels of cover up to USD 20 million
  • Flexibility to add additional benefits such as Critical Illness or Permanent Total Disability, thus giving you additional cover in case you need it
  • Available in AED, GBP, USD and Euro

Find out more

Futura

  • Choose to insure your own life or opt for joint life cover
  • Option to pay a single premium or regular monthly, quarterly, half-yearly or yearly premiums
  • Option for premiums to be increased, decreased or even temporarily suspended
  • You can add or remove rider benefits at different stages of your life
  • Hold your policy in one of six major currencies – Pounds Sterling, US dollars, Euros, Hong Kong dollars, Japanese Yen or Swiss Francs

Find out more


For information about other life insurance products available through us, please speak to a Wealth Advisor.

Start the conversation

Talk to a Wealth Advisor today


Request a call back

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*Offer terms and conditions apply. Offer valid from 11 September to 30 November 2017 for policies issued before 31 December 2017. In order to be eligible for the offer, you must take out life cover of $850K or more for International Term Insurance or $550K or more for Futura.

The life insurance plans above are provided and underwritten by Zurich International Life (Zurich). HSBC Bank Middle East Limited in the UAE is only a distributor of Zurich's insurance products and is not responsible for claims, processing or otherwise.

This is only general information and does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Brochures, Product Summary and Benefit illustration in deciding whether to buy this product. You can ask for these documents from any of our Branches.

Buying a life insurance plan is a long-term commitment. An early termination of the plan usually incurs high cost and the surrender value payable (if applicable) may be less than the total premiums paid. The terms & conditions applicable to these products will be of Zurich International Life and the applicant or the plan holder will not hold HSBC responsible for processing, claims or otherwise.

For the avoidance of doubt, HSBC does not provide tax advice and you should seek your own external tax advice in relation to this product.

Product terms and conditions and exclusions apply.

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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.