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Current Account

Grab every opportunity to switch to a rewarding relationship

  • Instant Account Number
  • 24-hour Account Kit Delivery

When you get more than you give, it shows. Enhance your banking experience with an HSBC Account either by salary transfer or new funds and get up to AED 2,000 cashback1.

You can also enjoy:

  • No annual fees2 on Credit Cards which also includes benefits such as Free HSBC Entertainer App, Air Miles Rewards Programme, 'Buy 1 Get 1 Free' offers at VOX Cinemas and more3
  • Transfer your Personal Loan to HSBC and enjoy Preferential Rates & Zero Processing Fee4
  • Fee free international money transfer in INR, PKR, PHP and EGP5

Compare Current Accounts


HSBC Premier

Current Account

HSBC Advance

Current Account

HSBC Personal Banking

Current Account

HSBC Flexi Account

Current Account

Minimum balance Monthly balance in deposits and/or investments
AED 350,000
Monthly balance in deposits and/or investments
AED 100,000
AED 3,000 Nil
Minimum monthly income AED 50,000 AED 15,000 AED 5,000 Nil
Maximum overdraft6 Up to AED 50,000 Up to AED 50,000 Up to AED 10,000
Interest free Overdraft6 Up to AED 5,000 Up to AED 2,000 Up to AED 500
ATM fees Free Free Free Free
Dedicated Relationship Manager
Find out more Find out more Find out more Find out more

Interest rate of 0.25% p.a on HSBC Advance Current account stands withdrawn effective 1st of April 2011

Offer valid from 2 January 2019 until 31 March 2019 (both days inclusive)


Switcher by salary terms and conditions


Switcher by deposit terms and conditions


Personal Banking General Terms and Conditions (UAE) apply. Schedule of Services and Tariffs apply.

1You must apply for and open a new HSBC Premier, Advance or Personal Banking Account within the Offer Period and your salary switched to that new account within 60 days of opening the new account OR use your existing HSBC account to transfer your salary to such account during the Offer Period. You must have an existing salary transfer banking relationship or deposit based relationship in the U.A.E. with another bank and your salary must be new to HSBC.

2No annual fees is applicable only for Premier, Advance and Visa Platinum Credit Cards. Annual fee of AED 1,500 applies to the HSBC Black Credit Card and AED 299 applies to the HSBC Cashback Credit Card.

3HSBC Credit Card Agreement Terms, fees and charges apply. Air Miles, VOX Cinemas and Entertainer Terms and Conditions apply.

4Offer is subject to a minimum Personal Loan amount of AED 100,000 and satisfactory Credit Bureau score. Offer is limited to customers applying for a new Personal Loan during the Campaign Period to transfer their existing personal liabilities in other banks in the UAE to HSBC. Terms & Conditions apply.

5If charge type "All charges to be paid from my account" is selected, the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer charges by HSBC U.A.E. for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines.

6Upon request. Subject to credit eligibility. Overdraft Terms and Conditions apply.

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Are you an existing HSBC UAE customer?


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Please select one of the following options

New to
HSBC UAE

Global HSBC
Premier Customer

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This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

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Are you an existing HSBC UAE customer?


Yes  or  No
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Please select one of the following options

New to
HSBC UAE

Global HSBC
Premier Customer

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already a HSBC Advance customer?

To apply for this product you must open an Advance Current Account

Or call: 08457 707070

What if I'm not eligible

Find out about HSBC Advance
Or call: 08457 707070