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Basic Current Account

HSBC Personal Banking account packed with features and benefits to help you dream even bigger

  • Instant Account Number
  • 24-hour Account Kit Delivery

Account benefits:


  • No minimum balance fee for salary transfer of AED 5,000 and above
  • 50,000 Air Miles on getting the fee-free HSBC Platinum Select Credit Card1
  • Fee-free cash withdrawals at any bank ATM in the UAE
  • Fee-free international money transfers on INR, PKR, EGP, PHP2
  • Overdraft up to 1 salary multiple with no processing or annual fees and the first AED 500 being interest free3
  • One free balance enquiry at any bank ATM

Some feelings are too good to keep to yourself.

Receive AED 300 for every friend you refer who becomes a new HSBC Personal Banking customer


Find out more

With an HSBC Current Account, you can also enjoy :

  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • Daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
  • Utility bill payments through online and mobile banking
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts to manage your money
  • Free cheque-book

The HSBC Platinum Select Credit Card

Your HSBC Platinum Select Credit Card includes hundreds of exciting offers on entertainment and dining with no annual fee, and a minimum monthly salary requirement of AED 5,000.

Key benefits include:

  • HSBC Entertainer Mobile App
    Free download of our HSBC Entertainer mobile app with over 8,000 'Buy 1 Get 1 Free' offers across 15 countries
  • Cinema Offers in the UAE
    Enjoy 'Buy 1 Get 1 Free' movie tickets at VOX Cinemas4
  • Air Miles Rewards Programme
    Earn 1 Air Mile for every AED 4 spent on retail purchases with your HSBC Platinum Select Credit Card
  • 0% Balance Transfer
    For the first 6 months enjoy 0% interest on the balance you transfer from another bank to a new HSBC Platinum Select Credit Card
  • 50% Cash Advance
    Get up to 50% of your available credit limit as cash advance

For more exciting offers on the HSBC Platinum Select Credit Card click here

The HSBC Visa Cashback Credit Card

You can also get access to the HSBC Visa Cashback Credit Card , that offers you up to 10% cashback on all your spends and much more, including:

  • Up to 10% cashback on your spends
  • No minimum spends
  • No maximum limits on total cashback5 earned
  • Automatic credit of cashback every month

Extended offer; Make a transaction for as little as AED 1 and get your first year annual fee back. Please refer to the latest Schedule of Services and Tariffs for complete details*.

For more information on the HSBC Visa Cashback Credit Card click here

Fees & Charges 

For all fees & charges, please refer to our latest Schedule of Tariffs


Schedule of Services and Tariffs

Required Documents

Sole Account

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

Joint Account

Both you and your joint applicant(s) need to complete the Current account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided


We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA).


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Personal Banking General Terms and Conditions (UAE), All Product and Offer Terms and Conditions and Schedule of Services and Tariffs apply

1When you open a new personal banking salary transfer account, transfer your salary and spend a minimum of AED 5,000 within 60 days of receiving the card.

2If charge type "All charges to be paid from my account" is selected, the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer charges by HSBC UAE for transfers of INR to India, PKR to Pakistan, EGP to Egypt and PHP to the Philippines. For charge type "All charges to be paid by the beneficiary" or "All charges to be shared" the correspondent bank may deduct its charges from the remittance amount. Other charges, including beneficiary bank(s) and their correspondent bank(s) charges, may be deducted from the remittance amounts irrespective of the charge method selected. Our Schedule of Services and Tariffs, as amended from time to time, will apply (available at www.hsbc.ae).

3Upon request, subject to credit eligibility and satisfactory Credit Bureau check.


4Effective 15 September 2018 a maximum of 2 (two) free tickets per month per cardholder can be redeemed.

5Maximum Cashback is capped at AED 100 for fuel spends and AED 200 for hypermarket spends per statement cycle.

Ready to apply?

  • Instant Account Number
  • 24-hour Account Kit Delivery

Apply now



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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.


Find out more about HSBC Current Accounts

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722