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Compare Accounts

Flexi Account

All the benefits, no salary transfer


  • No minimum balance maintenance
  • 2% interest per annum on account balances up to AED 100,000
  • Fee-free HSBC Visa Platinum Cashback credit card for the 1st year1
  • Free international money transfer in INR, PKR, PHP, EGP2
  • Instant account opening online with 24-hour Account Kit delivery3
  • Free Cheque Book Upon request
  • High daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts to manage your money

HSBC Flexi Account is designed to provide you with all the freedom and various banking benefits.



Find out more Find out more

1 Make a transaction for as little as AED 1 on your new HSBC Visa Platinum Cashback Credit Card and your 1st year's annual fee of AED 299 will be credited back. An annual fee will apply from the 2nd year onwards.

2 If charge type "all charges to be paid from my account" is selected the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer fee by HSBC UAE for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines. Our Schedule of Services and Tariffs, as amended from time to time, will apply (available at www.hsbc.ae).

3 Subject to meeting eligibility criteria. An HSBC representative will call you within 60 minutes of approval in principle to schedule a face-to-face meeting at your convenience in order to verify your identity. Once verified, the account will be activated and the account kit will be delivered within 24 hours.

Savings Account

  • Minimum balance requirement, AED 5,000
  • Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC UAE Switch ATMs per month
  • Choice of currencies between AED, GBP, USD, EUR & Renminbi account
  • Daily cash withdrawal of upto AED 8,000 on HSBC UAE ATMs
  • Six free over the counter transactions every month if done using AED
  • Free international visa debit card
  • HSBC Visa Cashback Credit Card1 with upto 10% cashback on all your spends and much more
  • 24/7 banking through Internet Banking, Phone Banking, Mobile Banking and SMS alerts to manage your money

An HSBC Savings Account is the secure and flexible way to save for the things that are important to you. Not only do you earn interest, but you also have immediate access to your money.



Find out more Find out more

1 Make a transaction for as little as AED 1 on your new HSBC Visa Platinum Cashback Credit Card and your 1st year's annual fee of AED 299 will be credited back. An annual fee will apply from the 2nd year onwards.

HSBC Term Deposit Account

  • Competitive interest rates, 1.75% per annum1, over the term of the deposit payable upon maturity
  • Choice of currencies available in AED, USD or GBP
  • Low minimum deposit requirement, AED 10,000 or USD/GBP 5,000
  • Choice of terms, 1,2,3,4,6,9 and 12 months
  • Opportunity to maximise returns, choose to reinvest both principal and interest on maturity
  • Free online banking, Phone Banking, Mobile Banking and text message alerts to manage your money

Whether you are saving for your child's future, your retirement or any other personal goal, watch your money grow at a faster pace.



Find out more Find out more

1 Interest rates are subject to change from time to time at the sole discretion of HSBC Bank Middle East Limited. The interest rate applicable to your existing term deposit will remain unchanged for the entire term of the deposit. For more information about the interest rates applicable for particular deposit amounts, currencies and terms, please contact one of our Premier Relationship Managers or any branch or call centre.

If you decide to break your Term Deposit before the end of the term, fees and charges may apply and, in addition, you may lose some or all of your interest on your Term Deposit.

eSaver Account

  • Competitive interest rates on deposits, up to 2%1 per annum applicable on entire balance and paid monthly into the account
  • No minimum balance requirement and no monthly account fees
  • Top up your savings through recurring monthly payments or lump sum deposits
  • Manage your money online; enjoy instant access to your savings and interest from the convenience of your home or anywhere in the world
  • Deposit money through online banking, cheque deposit or telegraphic transfers2
  • Withdrawals through online banking or telegraphic transfers2

Enjoy the best of both worlds. Maximise your savings with our eSaver account.



Find out more Find out more

1 The eSaver Account is an online dirham account available to UAE Nationals and Residents who hold valid UAE Residence Visas. The account is not offered with an ATM card or Cheque-book. Earn interest on each and every Dirham in your account. Interest is calculated on daily cleared closing balance and paid to you monthly.

2 Standard HSBC fees and charges apply.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

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Compare Accounts

Flexi Account

All the benefits, no salary transfer


  • No minimum balance maintenance
  • 2% interest per annum on account balances up to AED 100,000
  • Fee-free HSBC Visa Platinum Cashback credit card for the 1st year1
  • Free international money transfer in INR, PKR, PHP, EGP2
  • Instant account opening online with 24-hour Account Kit delivery3
  • Free Cheque Book Upon request
  • High daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts to manage your money

HSBC Flexi Account is designed to provide you with all the freedom and various banking benefits.



Find out more Find out more

1 Make a transaction for as little as AED 1 on your new HSBC Visa Platinum Cashback Credit Card and your 1st year's annual fee of AED 299 will be credited back. An annual fee will apply from the 2nd year onwards.

2 If charge type "all charges to be paid from my account" is selected the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer fee by HSBC UAE for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines. Our Schedule of Services and Tariffs, as amended from time to time, will apply (available at www.hsbc.ae).

3 Subject to meeting eligibility criteria. An HSBC representative will call you within 60 minutes of approval in principle to schedule a face-to-face meeting at your convenience in order to verify your identity. Once verified, the account will be activated and the account kit will be delivered within 24 hours.

Savings Account

  • Minimum balance requirement, AED 5,000
  • Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC UAE Switch ATMs per month
  • Choice of currencies between AED, GBP, USD, EUR & Renminbi account
  • Daily cash withdrawal of upto AED 8,000 on HSBC UAE ATMs
  • Six free over the counter transactions every month if done using AED
  • Free international visa debit card
  • HSBC Visa Cashback Credit Card1 with upto 10% cashback on all your spends and much more
  • 24/7 banking through Internet Banking, Phone Banking, Mobile Banking and SMS alerts to manage your money

An HSBC Savings Account is the secure and flexible way to save for the things that are important to you. Not only do you earn interest, but you also have immediate access to your money.



Find out more Find out more

1 Make a transaction for as little as AED 1 on your new HSBC Visa Platinum Cashback Credit Card and your 1st year's annual fee of AED 299 will be credited back. An annual fee will apply from the 2nd year onwards.

HSBC Term Deposit Account

  • Competitive interest rates, 1.75% per annum1, over the term of the deposit payable upon maturity
  • Choice of currencies available in AED, USD or GBP
  • Low minimum deposit requirement, AED 10,000 or USD/GBP 5,000
  • Choice of terms, 1,2,3,4,6,9 and 12 months
  • Opportunity to maximise returns, choose to reinvest both principal and interest on maturity
  • Free online banking, Phone Banking, Mobile Banking and text message alerts to manage your money

Whether you are saving for your child's future, your retirement or any other personal goal, watch your money grow at a faster pace.



Find out more Find out more

1 Interest rates are subject to change from time to time at the sole discretion of HSBC Bank Middle East Limited. The interest rate applicable to your existing term deposit will remain unchanged for the entire term of the deposit. For more information about the interest rates applicable for particular deposit amounts, currencies and terms, please contact one of our Premier Relationship Managers or any branch or call centre.

If you decide to break your Term Deposit before the end of the term, fees and charges may apply and, in addition, you may lose some or all of your interest on your Term Deposit.

eSaver Account

  • Competitive interest rates on deposits, up to 2%1 per annum applicable on entire balance and paid monthly into the account
  • No minimum balance requirement and no monthly account fees
  • Top up your savings through recurring monthly payments or lump sum deposits
  • Manage your money online; enjoy instant access to your savings and interest from the convenience of your home or anywhere in the world
  • Deposit money through online banking, cheque deposit or telegraphic transfers2
  • Withdrawals through online banking or telegraphic transfers2

Enjoy the best of both worlds. Maximise your savings with our eSaver account.



Find out more Find out more

1 The eSaver Account is an online dirham account available to UAE Nationals and Residents who hold valid UAE Residence Visas. The account is not offered with an ATM card or Cheque-book. Earn interest on each and every Dirham in your account. Interest is calculated on daily cleared closing balance and paid to you monthly.

2 Standard HSBC fees and charges apply.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.