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HSBC Flexi Account

All the benefits.

No salary transfer.

  • Instant Account Number
  • 24-hour Account Kit Delivery

Introducing HSBC Flexi Account, designed to provide you with all the freedom and various banking benefits:


  • No minimum balance maintenance
  • 2% interest per annum on account balances up to AED 100,000
  • Fee-free HSBC Visa Platinum Cashback credit card for the 1st year1
  • Free international money transfer in INR, PKR, PHP, EGP2
  • Instant account opening online with 24-hour Account Kit delivery3

That's not all. You can also benefit from the following:


  • Free Cheque Book Upon request
  • High daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts to manage your money



HSBC Personal Banking General Terms and Conditions (UAE), HSBC Flexi Account Terms and Conditions, All Product Terms and Conditions and Schedule of Services and Tariffs apply.

1 Make a transaction for as little as AED 1 on your new HSBC Visa Platinum Cashback Credit Card and your 1st year's annual fee of AED 299 will be credited back. An annual fee will apply from the 2nd year onwards.
2 If charge type "all charges to be paid from my account" is selected the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer fee by HSBC UAE for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines. Our Schedule of Services and Tariffs, as amended from time to time, will apply (available at www.hsbc.ae).
3Subject to meeting eligibility criteria. An HSBC representative will call you within 60 minutes of approval in principle to schedule a face-to-face meeting at your convenience in order to verify your identity. Once verified, the account will be activated and the account kit will be delivered within 24 hours.

 

The HSBC Visa Cashback Credit Card

You can also get access to the HSBC Visa Cashback Credit Card, that offers you up to 10% cashback on your spends and much more, including:

  • No minimum spends
  • No maximum limits on total cashback* earned
  • Automatic credit of cashback every month

For more information on the HSBC Visa Cashback Credit Card, click here.

*Maximum cashback is capped at AED 100 for fuel spends and AED 200 for hypermarket spends per statement cycle.

Fees & Charges 

For all fees & charges, please refer to our latest Schedule of Tariffs


Schedule of Services and Tariffs

Required Documents

Sole Account

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Copy of last 3 months salary slips / bank statements as proof of income / salary

Joint Account

Both you and your joint applicant(s) need to complete the account opening process by personally visiting any of our Branches or Customer Service Centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Copy of last 3 months salary slips / bank statements as proof of income / salary


We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA).

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  • Instant Account Number
  • 24-hour Account Kit Delivery

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