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Grab every opportunity to take your savings a step higher

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Deposit new to bank funds1 into your AED Current or Savings account and, spend with your Debit Card2 to collectively earn a bonus interest rate up to 3% p.a3

How does it work?

*New to Bank AED Balances Bonus Interest Rate on NTB Funds Per Annum
Below 50,000 0.00%
Between 50,000 & 100,000 1.00%
Between 100,000 & 1,000,000 1.50%
Between 1,000,000 & 5,000,000 2.00%
More than 5,000,000 2.50%

**Eligible Customers will earn credit interest on current accounts and/or additional interest on savings account "Bonus Interest" only on the NTB funds for the calendar months of February 2019, March 2019, April 2019 and May 2019 at the rates set out in the table below "Bonus Interest Rate", subject to a minimum NTB funds of AED 50,000 being deposited and maintained during the Campaign Period.

Bonus Interest Example:

Account Balance New To Bank Amount Debit Card Spend Total Bonus Interest Earned
AED 100,000 AED 100,000 AED 15,000 667

Disclaimer:

  • The amount is calculated based on 120 days basis and is for illustration purposes only
  • New To Bank amount means the increase in Deposits Total Relationship Balance (TRB) in Current or Savings accounts for the relevant calendar month compared against the relevant Deposits TRB for the reference month
  • The calculation is for your convenience only and you have chosen to use it and rely on any results at your own risk
  • HSBC will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculation
  • Actual Total Bonus Interest Amount earned is calculated based on the monthly average balance & may differ and subject to meeting the criteria set out in the Campaign Terms and Conditions

Debit Card


Explore the wide range of benefits and offers with your HSBC Visa Debit Card.

  • I Love Dining - Enjoy up to 30% discount at over 400 restaurants in the UAE
  • HSBC Entertainer - Enjoy a free HSBC Entertainer app with over 8,000 'Buy 1 Get 1 Free' offers
  • VISA - Eat, shop, unwind and discover great offers with Visa deals at home and overseas
  • Visa International - Get complimentary comprehensive Purchase Protection and Extended Warranty Insurance4
  • Careem - Get 15% off your first 4 rides every month and 20% off the first 3 rides as a new user

For more offers on Debit Cards, click here


Offer valid from 1 February 2019 until 31 March 2019 (both days inclusive)


Product and Offer Terms and Conditions, Schedule of Services and Tariffs apply.

HSBC Personal Banking General Terms and Conditions (UAE), fees and charges apply.

Offer is available to all HSBC customers who successfully meet the "Offer Eligibility Criteria".

1New to bank funds "NTB" funds: bonus interest rate will be only applicable within the campaign period when you deposit NTB funds with a minimum of AED 50,000 whereby your total relationship balance "TRB" must increase by maximum 31st May 2019 and to be higher than your TRB as of 31st January 2019. Any Personal Loans / Mortgages facilities drawdown or any maturing / early breakage of Investment Funds / Term Deposits with HSBC UAE will not be considered as part of the Deposits TRB. Any withdrawals of maturing Investments / Term Deposits will result in a reduction in the customer's overall TRB

2Retail spend: the Additional Bonus Interest rate will only apply when you spend a total of AED 15,000 on purchases made through two consecutive months between 1 February 2019 to 31 May 2019.

3To get the 3% Bonus Interest rate, you must deposit a minimum of AED 50,000 of NTB funds and make retail purchases worth a minimum of AED 15,000 on two consecutive months, both within the timelines specified in the Offer T&Cs.

4The insurance is arranged and offered by Visa International and subject to Terms & Conditions of Visa International.

Careem, HSBC Entertainer App, Visa and all other third party Terms and Conditions apply.


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