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Personal Loans

HSBC's Short-Term Personal Loan.

Apply now

There is another way to deal with your expected or unexpected expenses. Introducing HSBC Short-Term Personal Loans that allow you to manage your short-term credit needs in a flexible manner.

The following examples illustrate what it may cost you to take a short-term personal loan for 12 months1



  • Family Holiday AED 24,000

    The total cost of interest and fees is less than AED 1,500 1
  • School Fees AED 75,000

    The total cost of interest and fees is less than AED 4,000 1
  • House Rent AED 100,000

    The total cost of interest and fees is less than AED 5,500 1

Easy and Convenient

You can apply for your personal loan online and get an approval in principle within 10 minutes2


To know the amount you are eligible for and the monthly instalments payable, click here to use our Personal Loan Calculator.
No guessing required.

At your fingertips


Flexible Tenures

You may choose to repay your loan over 12 months depending on what is convenient for you.


You can benefit from our easy renewal options for your loan.

Renewal


No credit life insurance required

We've made it easier for you to apply for this loan. Which is why no additional documentation is required.


1The examples have been provided to you for illustrative purposes and calculated using an interest rate of 7.49% p.a. (based on reducing balance), which is the interest calculated on a monthly basis on the remaining principal amount. Your actual interest amount would vary depending on loan amount, tenure, qualifying criteria and interest rate. Please contact us for details of the rate that will apply to your loan. Arrangement Fee applies. Please refer to the latest Schedule of Services and Tariffs available on our website for complete details

Personal Loans Terms and Conditions, Schedule of Services and Tariffs apply.

2Valid for HSBC customers only. Loan approval is in principle and subject to satisfactory documentation submitted and credit bureau check.

Ready to apply?

Apply online to calculate your eligibility and get a response within 10 minutes2


Apply online

Apply by phone
call us on 800 444 7771

and get a decision* over the phone2

Would you like us to call you back?

Have us call you

Are you an existing HSBC customer?
Yes / No*

*To be eligible for an HSBC Personal Loan you must hold a current or savings account with us. To apply for an HSBC Account



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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.