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Unsecured Overdrafts

Unsecured Overdrafts

A safety net for life's unexpected expenses

Get immediate access to funds, for whatever you need, when you need it

Have us call you

  • Borrow
    Up to AED 30,000
  • Interest rate
    19% p.a.
  • Period
    Yearly Renewal

An overdraft is a short-term borrowing facility offered on a Current Account which provides you with flexibility in dealing with unforeseen expenses. You can easily use the funds at any time by simply writing a cheque or using your debit/ATM card.

Here's what you get:

  • Borrow a minimum of AED 10,000 and a maximum of AED 30,000
  • Easy application process

Plus:

  • Free debit card and a cheque book - your overdraft is set up on your HSBC Current Account
  • Available from 3 months to 1 year
  • Renewable every year

Fees & Charges 

Unsecured Overdraft
Renewal fee Free

Eligibility

  • Valid Emirates ID required
  • You're aged between 21 to 65 years
  • You earn a minimum monthly income of AED 7,500


* Subject to income being transferred to HSBC
Terms & Conditions apply

Ready to apply?

Start the process with just a phone call


Have us call you

Or call:


600 55 4722 within UAE
+971 4 366 9090 outside UAE



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This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

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You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.ae

This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.

How to apply

Are you already an HSBC UAE customer?

Or call: 600 55 4722

What if I'm not eligible

HSBC works to develop products and services to meet your requirements. To simplify the criteria for each product we provide a minimum salary or deposit criteria.

Find out more about Unsecured Overdrafts

Thank you for wishing to bank with HSBC. To apply for this product simply click Apply Now to fill out your details and let one of our experienced HSBC representatives call you back. Alternatively you can call us on the number below, whatever is more convenient for you.

Or call: 600 55 4722