Step up your savings with HSBC

Get more value with up to 6% p.a.* total bonus interest on your account when you save, borrow and spend with HSBC. You'll need to have an HSBC Premier, Advance or Personal Banking Account to be eligible for this offer. If you aren't a customer yet, then take a look at our bank accounts.

How does it work?

  • Save
    Up to 2% p.a. when you deposit new funds in your HSBC savings or current account with a maximum bonus interest earned of AED 1,500 per month.
  • Apply
    Enjoy 2% p.a. bonus interest when you apply for a home loan of at least AED 1 million.
  • Switch
    Get 1.5% p.a. bonus interest when you switch your Personal Loan to HSBC.
  • Spend
    Pick up 0.5% p.a. bonus interest when you spend at least AED 2,000 a month on your debit card.

Offer valid from 1 August 2019 until 30 September 2019 (both days inclusive).

Product and Offer Terms and Conditions, Schedule of Services and Tariffs apply. Eligibility criteria apply. HSBC Personal Banking General Terms and Conditions (UAE), fees and charges apply. HSBC Credit Card Agreement terms apply.

The offer is available to all HSBC customers who meet the eligibility criteria.

*Deposit a minimum of AED 200,000 of new funds into your current or savings accounts to earn a bonus interest rate depending on eligibility criteria. Spend a minimum of AED 2,000 each month for the campaign period of August and September 2019 with your debit card to earn an additional 0.5% p.a. on top of the new fund's bonus interest rate as per eligibility criteria. Apply for a home loan worth AED 1 million or more, if it gets disbursed between 1 August and 31 October 2019, you will be eligible to earn an additional 2% on top of the fund's bonus interest rate. Switch your Personal Loan to HSBC, if it gets disbursed between 1 August and 31 October 2019, you will be eligible to earn an additional 1.5% on top of the fund's bonus interest rate.

Bonus interest example

Account balance at 31 July 2019 New to bank deposits
Debit card spend
Home Loan
Personal Loan Total bonus interest earned during the 2 month campaign

AED

100,000

AED

200,000

AED

2,000

AED

1,000,000

Switched to HSBC

AED

2,000

Bonus interest example

Account balance at 31 July 2019

AED

100,000

New to bank deposits

AED

200,000

Debit card spend

AED

2,000

Home Loan

AED

1,000,000

Personal Loan Switched to HSBC
Total bonus interest earned during the 2 month campaign

AED

2,000

Disclaimer:

  • Amounts are calculated on 60 days and are for illustration purposes only.
  • New to bank amount means the increase in Total Relationship Balance (TRB) deposits in current or savings accounts for the relevant calendar month compared against the relevant deposits TRB as of 31 July 2019.
  • This illustration is for your convenience only and you have chosen to use it and rely on any results at your own risk. HSBC will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using this illustration.
  • The actual total bonus interest amount earned will be calculated on the monthly average balance and may differ subject to meeting the criteria set out in the campaign terms and conditions.

Home loans

With a home loan from HSBC, make sure that owning your dream home doesn't remain a dream. With HSBC Home loans, make memories in your new home and enjoy a range of exclusive benefits.

  • Competitive interest rates starting from 3.79% p.a.1
  • Approval in Principle (AIP) provided in 60 minutes2
  • Variable and fixed-rate home loan options available
  • 25% fee-free overpayment for both variable and fixed-rate home loans
  • No salary transfer required

Personal Loan

Whether you're paying rent, school fees, planning a holiday or giving your home a makeover, there's another way to deal with your expenses.

  • Pay your loan back over 12 to 48 months
  • Borrow up to AED 1,000,000 if you're a UAE national; for expats, it's up to AED 750,000 (eligibility subject to bank policies and credit bureau checks)
  • No need for credit insurance

Debit card

Explore the wide range of benefits and offers with your HSBC Visa debit card.

  • I Love Dining - Enjoy up to 30% discount at over 400 restaurants in the UAE
  • HSBC Entertainer  - Enjoy a free HSBC Entertainer app with over 8,000 'Buy 1 Get 1 Free' offers
  • VISA - Eat, shop, unwind and discover great offers with Visa deals at home and overseas
  • Visa International  - Get complimentary comprehensive Purchase Protection and Extended Warranty Insurance3
  • Careem - Get 15% off your first 4 rides every month and 20% off the first 3 rides as a new user

13.79% p.a. rate applicable for 2 years fixed interest product only.

2Home Loan approval is in principle. It will be provided in 60 minutes after you have submitted satisfactory documentation to an HSBC mortgage advisor during working hours, Sunday to Thursday, 8am to 4pm.

3Visa International terms and conditions apply.

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