Start your journey to your first home
We're here to help you open the door to a place of your own. We've got low down payment home loans and competitive rates, plus we'll guide you through your application.
Save on arrangement fees
Pay zero arrangement fees on home loan balance transfers or half-price on standard home loans until 31 March 2024. Home loan terms and offer terms and conditions apply.
Helpful information for first-time buyers
Step onto the property ladder with confidence with these resources for first-time buyers. See how much your mortgage repayments could be, learn about rates and fees, and check if renting or buying is right for you.
Reasons to apply for an HSBC home loan
- Low down payment home loansBorrow up to 80% of your property's value, so your savings could go further.
- Competitive APRCompetitive annual percentage rate for Premier resident customers [@annualpercentagerate].
- Quick and easy applicationApplying for an Approval in Principle takes on average just 60 minutes.
- Mortgage advisor supportReceive advice over the phone from a mortgage advisor who can give you the support you need.
Our home loans
Fixed-rate Home Loan
Lock in your interest rate with a fixed-interest home loan.
Variable 3-month EIBOR Home Loan
Benefit from a variable interest rate that's reviewed every 3 months.
Green Home Loan
Buy a sustainable LEED-certified property and get a discount on your home loan.
Get started
Investing in the UAE with us is straightforward, even if you're not a resident yet.
We recommend that you get an Approval in Principle first – we’ll explain how to do this over the phone when you request a call back. Then, we'll let you know what you’ll need to do for your home loan application.
If you're an HSBC Global Private Banking or Premier customer already, simply call your Relationship Manager to get started.