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Green Home Loan

Buy a sustainable LEED-certified property and get a discount on your home loan.

Save money on an energy efficient home

Thinking of buying a sustainable home? Enjoy discounted mortgage rates with our Green / Energy-efficient Home Loan.

  • Get a 0.15% discount on your interest rate, if you’re buying a property that’s Platinum or Gold LEED certified with our Green Home Loan.
  • Save money on running your home with a more energy efficient property.
  • You don't have to be an HSBC customer. We'll make all the arrangements in setting up an account for you.

What you get with your Green Home Loan

Mortgage advisor support

Receive advice over the phone from a mortgage advisor who can give you the support you need.

Life and property insurance

We can arrange life and property insurance for you. It is mandatory to have both types of cover for properties in the UAE. 

Last payment finance

For new build properties bought directly from the developer, we can finance the last payment due to the developer upon completion. 

Quick and easy application

Applying for an Approval in Principle takes on average just 60 minutes. 

How it works

You will be directly eligible for the Green Home Loan discount if you’re buying a property that’s LEED Platinum or Gold certified.

Things to know

Who can apply?

You can apply for a Green Home Loan discount if you:

  • are a UAE resident
  • are aged between 21 and 65
  • earn at least AED 15,000 a month
  • have a property that's Gold or Platinum LEED certified

If you're an HSBC Global Private Banking or Premier customer, you can still apply for a home loan to buy a property in the UAE, even if you're not a resident.

Get started

Investing in the UAE with us is straightforward, even if you're not a resident yet.

You will be directly eligible for the Green Home Loan if you’re buying a property that’s LEED Platinum or Gold certified.

We recommend that you get an Approval in Principle first – we’ll explain how to do this over the phone when you request a call back. Then, we'll let you know what you’ll need to do for your home loan application.

If you're an HSBC Global Private Banking or Premier customer already, simply call your Relationship Manager to get started.

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Here are some more details about our rates and fees for home loans. 

 

Understand what your repayments could be, based on the interest rate, term and repayment type. 

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.