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Compare benefits, fees and eligibility requirements.
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Personal Banking Account
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At a glance
Choose the simple account that lets you bank around the world.
Family banking
-
Not applicable for this account.
Debit cards
Cash withdrawals in UAE at HSBC ATMs
No fee
Cash withdrawals in UAE at UAE Switch ATMs
AED 2 (AED 2.10 inclusive of VAT)
Cash withdrawals in GCC countries at HSBC ATMs
AED 6 (AED 6.30 inclusive of VAT)
Cash withdrawals internationally at HSBC ATMs
AED 10 (AED 10.50 inclusive of VAT)
Daily cash withdrawal limit
AED 10,000
Relationship manager
-
Access to wealth advisers to help fulfill your protection, education and retirement needs and to identify and address your financial objectives.
Worldwide banking
International account opening
No fee
Manage your HSBC accounts in different countries through just one internet log on
Not available for Personal Banking customers
Make instant transfers between your global HSBC accounts[@gvgt-transfers]
Not available for Personal Banking customers
Global Money Account
- Unlock a Global Money Account and debit card to manage, spend, send and receive money in different currencies across the world.
- Hold up to 21 currencies in a single account
- Hold, convert and send money with no minimum balance
- Transfer in up to 60 currencies[@gma-cny-currency], with no HSBC fees to pay[@transferfee]
- Spend like a local with a multi-currency Global Money debit card free of charge
Can you apply?
Eligibility criteria
To open a Personal Banking Account, you’ll need to be a UAE resident or have your residency in progress.
To avoid monthly service fees, you’ll need to maintain an average monthly balance of at least:
- AED 3,000 if it's an AED account
- USD 500, GBP 500, EUR 500 or CNY 5,000 if your account is in one of these currencies
Monthly service fee if eligibility criteria not met
AED 25 (AED 26.25 inclusive of VAT) or currency equivalent.
Important documents
What's next?
Please read the full product information before you apply.
Notes
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Open a Personal Banking Account in minutes with the HSBC UAE app. Discover a more rewarding banking relationship with our everyday current account that comes with great benefits.
Open an Advance Account in minutes with the HSBC UAE app. You get everything you need for everyday banking and much more, like preferential rates and international transfers.
HSBC Premier offers first-class lifestyle benefits and exclusive tools to help you achieve your ambitions and meet your next milestones. Whether you're living today to the fullest or planning for the future, Premier makes it a rewarding experience.
Discover a world of extraordinary and lasting experiences, with your passions and goals at the core of everything we’ve designed.