HSBC Personal Loan

Whether you're considering home improvements or need to pay for education, turn your plans into reality with a Personal Loan. Rates starting from 7.49% per annum.

Have us call you

Our representative will call you back within 60 minutes.

Why you'll want an HSBC Personal Loan

  • Flexible terms
    Pay your loan back over 12 to 48 months.
  • Finance your plans
    Borrow up to AED 1,000,000 if you're a UAE national; for expats, it's up to AED 750,000 (eligibility subject to bank policies and credit bureau checks).
  • No need for credit insurance
    Take out your loan without having to pay for extra insurance.
  • Quick decision
    Get a decision on your loan in 10 minutes if you apply online.1
  • Adaptable to meet your needs
    Apply for a payment holiday or a top-up2, or renew your loan.

Are you eligible?

You can apply for a Personal Loan if you:

  • are a UAE national or resident
  • are between 21 and 65 years old
  • earn at least AED 7,500 a month
  • have a current account with HSBC and credit your salary to that account

Things you should know

Representative example

The table shows a typical example of monthly instalments for an HSBC Personal Loan.
Total loan amount Repayment time Monthly instalment
AED 100,000 48 months AED 2,524
The table shows a typical example of monthly instalments for an HSBC Personal Loan.
Total loan amount AED 100,000
Repayment time 48 months
Monthly instalment AED 2,524

How to apply

Apply online

Start your application by checking how much you could borrow with our online calculator.

Apply by phone

Call 800 LOANS (56267) and get a decision over the phone. Or ask us to give you a call.

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Notes

1Loan approval is subject to satisfactory documentation submitted and salary transfer to HSBC.

2Final top-up approval is subject to satisfactory documentation, internal policy and credit bureau checks.