HSBC Personal Loan
Whether you’re considering home improvements or need to pay for education, turn your plans into reality with a Personal Loan. Rates starting from 7.49% per annum1.
Already an HSBC Customer?
Log on to online banking for the quickest and easiest way to apply.
Why you'll want an HSBC Personal Loan
- Flexible termsPay your loan back over 12 to 48 months.
- Finance your plansBorrow up to AED 1,000,000 if you're a UAE national; for expats, it's up to AED 750,000 (eligibility subject to bank policies and credit bureau checks).
- Individualized interest rateGet an interest rate based on your personal circumstances.
Are you eligible?
You can apply for a Personal Loan if you:
- are a UAE national or resident
- are between 21 and 65 years old
- earn at least AED 7,500 a month
- have a current account with HSBC and credit your salary to that account
Things you should know
Representative example
| Total loan amount | Repayment time | Monthly instalment |
|---|---|---|
| AED 100,000 | 48 months | AED 2,524 |
| Total loan amount | AED 100,000 |
|---|---|
| Repayment time | 48 months |
| Monthly instalment | AED 2,524 |
How to apply
Online
Already an HSBC Customer?
Log on to online banking for the quickest and easiest way to apply.
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Notes
1Personal Loan Terms and Conditions (UAE), Personal Banking General Terms and Conditions, and the Schedule of Services and Tariffs apply. Final approval is subject to satisfactory documentation, internal policy and credit bureau checks.
2Loan approval is subject to satisfactory documentation submitted and salary transfer to HSBC.
3Final top-up approval is subject to satisfactory documentation, internal policy and credit bureau checks.