HSBC Personal Loan

Whether you're considering home improvements or need to pay for education, turn your plans into reality with a Personal Loan. Rates starting from only 7.49% per annum.
  • Online approval in 10 minutes1
  • No credit life insurance
  • Top-up option after 6 months2


With the HSBC Personal Loan, you will get:

  • High loan amounts

    UAE nationals may be eligible for a maximum loan amount of AED 1,000,000. For expats, the eligibility is a maximum of AED 750,000*.

    *Subject to credit policy requirements

  • No credit life insurance required
  • Personal loan top-up
    Kindly note that the personal loan top-up facility is subject to eligibility and will be offered in line with HSBC's current credit policies.
  • Renewal options for 12 month loans


You can apply for a personal loan if:

  • you're a UAE national aged between 21 and 65 years
  • you're an expatriate resident aged between 21 and 65 years
  • you earn a minimum income of AED 7,500

Things you should know

Representative example:
Total loan amount Repayment time Monthly instalment
AED 100,000 48 months AED 2,4763
Representative example:
Total loan amount AED 100,000
Repayment time 48 months
Monthly instalment AED 2,4763

1Loan approval is subject to satisfactory documentation submitted and salary transfer to HSBC.

2Final top-up approval is subject to satisfactory documentation, internal policy and credit bureau checks.

3Example calculated for an HSBC Premier Customer

Apply now

Apply online

Apply online to calculate your eligibility.

Apply by phone

Call 800 LOANS (56267) and get a decision over the phone, or request a callback.

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