HSBC Personal Loan

Whether you’re considering home improvements or need to pay for education, turn your plans into reality with a Personal Loan. Rates starting from 7.49% per annum1.

Already an HSBC Customer?

Log on to online banking for the quickest and easiest way to apply.

Why you'll want an HSBC Personal Loan

  • Flexible terms
    Pay your loan back over 12 to 48 months.
  • Finance your plans
    Borrow up to AED 1,000,000 if you're a UAE national; for expats, it's up to AED 750,000 (eligibility subject to bank policies and credit bureau checks).
  • Individualized interest rate
    Get an interest rate based on your personal circumstances.
  • No need for Credit life insurance
    Take out your loan without having to pay for extra insurance.
  • Quick decision
    Get a decision on your loan in 10 minutes if you apply online.2
  • Adaptable to meet your needs
    Apply for a payment holiday or a top-up3, or renew your loan.

Are you eligible?

You can apply for a Personal Loan if you:

  • are a UAE national or resident
  • are between 21 and 65 years old
  • earn at least AED 7,500 a month
  • have a current account with HSBC and credit your salary to that account

Things you should know

Representative example

The table shows a typical example of monthly instalments for an HSBC Personal Loan.
Total loan amount Repayment time Monthly instalment
AED 100,000 48 months AED 2,524
The table shows a typical example of monthly instalments for an HSBC Personal Loan.
Total loan amount AED 100,000
Repayment time 48 months
Monthly instalment AED 2,524

How to apply

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Notes

1Personal Loan Terms and Conditions (UAE), Personal Banking General Terms and Conditions, and the Schedule of Services and Tariffs apply. Final approval is subject to satisfactory documentation, internal policy and credit bureau checks.

2Loan approval is subject to satisfactory documentation submitted and salary transfer to HSBC.

3Final top-up approval is subject to satisfactory documentation, internal policy and credit bureau checks.