Get much-needed relief
The festive season is here and so are all the costs that come with it: expensive airline tickets, Christmas gifts for the whole family and holiday decorations. Luckily, with an HSBC Personal Loan you can get that weight off your shoulders and unburden yourself from the spending. Rates start from only 7.49% per annum.1 & 2
Already an HSBC Customer?
Log on to online banking for the quickest and easiest way to apply.
Why you'll want an HSBC Personal Loan
- Flexible termsPay your loan back over 12 to 48 months.
- Finance your plansBorrow up to AED 1,000,000 if you're a UAE national; for expats, it's up to AED 750,000 (eligibility subject to bank policies and credit bureau checks).
- Individualized interest rateGet an interest rate based on your profile.
Are you eligible?
You can apply for a Personal Loan if you:
- are a UAE national or resident
- are between 21 and 65 years old
- earn at least AED 7,500 a month
- have a current account with HSBC and credit your salary to that account
Things you should know
Representative example
| Total loan amount | Repayment time | Monthly instalment3 |
|---|---|---|
| AED 100,000 | 48 months | AED 2,524 |
| Total loan amount | AED 100,000 |
|---|---|
| Repayment time | 48 months |
| Monthly instalment3 | AED 2,524 |
How to apply
Online
Already an HSBC Customer?
Log on to online banking for the quickest and easiest way to apply.
Notes
1Rate based on reducing balance.
2Final approval is subject to satisfactory documentation, salary transfer, internal policies and credit bureau checks.
3This example is calculated on the basis of an Advance customer applying for a personal loan of AED 100,000 for 48 months at an interest rate of 9.74%. This customer is also working for a company listed with HSBC as an Approved Employer.