Earn rewards every time you spend
With the HSBC Advance Credit Card, you’re never far from a reward. Collect Air Miles every time you spend and get a host of travel, lifestyle and dining benefits. Just for Advance customers.
To apply, you'll need to have an Advance Account.
Rates
Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]
Annual fee
AED 0

Have up to AED 400 cashback on us
Receive AED 300 cashback when you get this card and spend AED 5,000 within the first 60 days. We’ll also credit AED 100 to your mobile wallet, which will be available to spend for 10 working days.
Why get an Advance Credit Card?

Earn Air Miles on all your spends
Spend anytime, anywhere and earn 1 Air Mile for every AED 1 you spend on your credit card.

Purchase protection
Shop confidently knowing your purchases are protected for up to 90 days in case of theft or damage, and covered for up to USD 5,000 a year (up to 2,000 per claim)[@purchaseprotectionadvance].

Interest free days
Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.
Discover more Advance features
Enjoy more of the things you love
A range of rewards on shopping, eating out and more, worldwide.
- Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
- Get discounts at over 400 restaurants across the UAE when you pay with your credit card.
- Get deals on shopping, travel, dining and more worldwide with home&Away.
- Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
- Get a free 2-year MyUS membership for up to 30% off international shipping.
- VIP lounge access, 15% off shopping and more at Bicester Villages worldwide. Read terms.


Travel the world for less
Book flights and hotels with your credit card to enjoy discounts all year round.
- Enjoy up to 10% cashback when you book your next holiday on your credit card at Booking.com.
- Up to 10% off British Airways flights (excluding fees) until 31 December 2023 for travel dates up to 30 December 2024. Use code 'HSBCBA'.
- Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates.
Complimentary airport lounge access
Enjoy unlimited complimentary access to selected airport lounges worldwide with the Mastercard Travel Pass app. You can add guests for USD 32 each.
- Download the Mastercard Travel Pass app and register your HSBC credit card
- See the lounges near you, and whether they offer complimentary access
- Once you choose a lounge, book your visit to generate a QR code
- Present the app QR code or your membership number to access the lounge
Your Advance card also comes with
- Save on Avis car rentalsGet 20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide.
- Save on Budget truck and car rentalsSave up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide.
- Complimentary valet parkingEnjoy 2 valet parking visits a month when you spend at least AED 3,000 a month.
- Digital cardsAdd your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.
Things to know
Who can apply?
You can apply for an Advance Credit Card if you:
- have an Advance Account
- are aged between 21 and 65
- live in the UAE
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Get started
New to HSBC
You can check your eligibility online and get an approval in principle in just 5 minutes.
Once we've approved your application, your card could be with you within 24 hours.
Already an HSBC customer?
You can ask us to call you whether you're a new or existing customer.
We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside these times, we aim to get back to you on the next working day. We may record calls to help improve our service to you.
Frequently asked questions
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