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Advance Credit Card

Enjoy Air Miles rewards on all your spends and host of travel and lifestyle benefits

It takes shopping online to watch the rewards roll in.

Shop online and triple your rewards: Receive 3 Air Miles for every AED 1 spent online before 24 October 2020. To enrol SMS TP to 4889 from the mobile number you have registered with the bank. Offer Terms and Conditions apply.


HSBC Advance Credit Card

The HSBC Advance Credit Card comes with Air Miles rewards, complimentary HSBC ENTERTAINER app, a wide range of travel and lifestyle benefits, including hotel discounts, complimentary airport lounges access and much more.

To apply, you'll need to have an Advance Account.


No annual fee.



With your HSBC Advance Credit Card you'll get:

  • Air Miles rewards
    Earn 1 Air Mile for 1 AED spend on your card and redeem for flights, hotels and retail vouchers. For a limited time period, earn 3 Air Miles for every AED 1 spent online.
  • Airport lounge access
    Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey™.
  • Exclusive dining privileges
    Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme.
  • Travel discounts
    Airline and hotel discounts of up to 30% with Cleartrip.
  • Complimentary valet parking
    Enjoy complimentary valet parking at select Valtrans locations 4 times per month, subject to minimum spends of AED 3,000.
  • Cinema privileges
    'Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.

More Advance Card benefits

Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card. 

Earning miles

Spend anytime, anywhere with your HSBC Advance Credit Card and earn 1 Air Mile for every AED 1 spent. Receive 3 Air Miles for every AED 1 spent online until 24 October 20201. To enrol SMS TP to 4889 from the mobile number you have registered with the bank. Offer Terms and Conditions apply.

You will earn Air Miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles terms and conditions below.

Foreign currency transactions are being converted to AED and reflect on your statement at the applicable exchange rate as determined by MasterCard.

Redeeming miles

Air Miles has a fully interactive website and mobile app allowing you to check your Air Miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Please visit the Air Miles website to find out more and redeem your miles. 

You can review Air Miles Terms and Conditions below and on the Air Miles website.

Air Miles Exchange

Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.

  • log on to your Air Miles account at
  • go to 'Redeem Air Miles' and select 'Travel‘
  • choose your preferred airline
  • exchange your Air Miles.

You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account. 

Emirates Skywards

Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.

Etihad Guest

Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.

Please note that:

  • you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
  • you must have a valid airline loyalty membership number
  • it's your responsibility to provide the correct transaction details
  • once you've exchanged Air Miles, you can’t reverse the exchange
  • this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme

Air Miles partners

Collect Air Miles on everyday shopping from a huge range of Airmiles partners including Spinneys, Sharaf DG, Careem, Toy Store, Agoda and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Premier Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

Remember, with Air Miles you enjoy

  • freedom to choose when (time/date of travel), how (class of travel) and which (airline) to fly with
  • no black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
  • pay with miles and top up with cash
  • pay for the full cost of the ticket including taxes

Things you should know

Fees and charges, balance transfer terms and conditions and credit card agreement terms and conditions apply. Third party benefits terms and conditions apply.

Who can apply?

You can apply for the Advance Credit Card if you:

  • have an Advance Account 
  • are between 21 and 65 years old
  • live in the UAE

If you'd like to apply for an Advance Account, then you can apply for the Advance Credit Card at the same time.

How to apply


If you're new to HSBC UAE, you can instantly confirm your eligibility online and get an approval in principle. Once your application is fully approved, your card could be with you within 24 hours.


Whether you bank with us already or are new to HSBC UAE, you can ask for a callback.

We'll get back to you within 60 minutes during working hours, Sunday to Thursday, 9:00 to 16:30. If you contact us outside these times, it will be the next working day.

By phone

Or you can just give us a call.

800 444 7773

From outside UAE call +971 4 224 1000

Lines are open Sunday to Thursday, 9:00 to 16:30. We may record calls to help improve our service to you.


1Please note the following categories are excluded from this offer: Utility bills, Government spend, online trading platforms, insurance companies, business services, and charities.

2Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

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