Advance Credit Card

Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card. 

Spend anytime, anywhere with your HSBC Advance Credit Card & earn 1 Air Mile for every AED 1 spent.

You will earn Air Miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles terms and conditions below.

Foreign currency transactions are being converted to AED and reflect on your statement at the applicable exchange rate as determined by MasterCard.

Air Miles has a fully interactive website and mobile app allowing you to check your Air Miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Please visit the Air Miles website to find out more and redeem your miles. 

You can review Air Miles Terms and Conditions below and on the Air Miles website.

Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.

• Log on to your Air Miles account at www.airmilesme.com
• Go to 'Redeem Air Miles' and select 'Travel‘
• Choose your preferred airline
• Exchange your Air Miles.

You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account. 

Please note that:

• you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
• you must have a valid airline loyalty membership number
• it's your responsibility to provide the correct transaction details
• once you've exchanged Air Miles, you can’t reverse the exchange
• this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme.

Collect Air Miles on everyday shopping from a huge range of Airmiles partners including Spinneys, Sharaf DG, Careem, Toy Store, Agoda and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Premier Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

• Freedom to choose when (time/date of travel), how (class of travel) and which (airline) to fly with
• No black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
• Pay with miles and top up with cash
• Pay for the full cost of the ticket including taxes

Unwind before you fly and enjoy unlimited complimentary access for you and your supplementary cardholders to a select number of airport lounges worldwide through LoungeKey™.

To access a participating lounge:

• identify yourself as a LoungeKey member to the lounge reception staff
• show your HSBC Advance Credit card to the lounge staff to register your visit and grant you access to the lounge
   

Please note over your free visits entitlement, a charge of 32 USD will be debited to your card for any additional guest per visit.

Mastercard and Partners Terms & Conditions apply.

Visit Cleartrip and book any roundtrip, international airfare or hotel using your Platinum Mastercard to enjoy an up-to-30% discount  on your travel booking. 

To redeem visit Cleartrip to book your trip, enter promocode MASTERCARD and pay with your HSBC Advance Credit Card.

Mastercard and Partners Terms & Conditions apply.

Now when you travel for extended periods of time, you can feel at home with discounts of up to 10% on your stay at 2,000 onefinestay properties across Europe, US and Australia.

Mastercard and Partners Terms and Conditions apply. 

Whether you are travelling with your family or on a business trip, enjoy exclusive benefits with Avis. With your HSBC Advance Credit Card, you can now enjoy access to:

• Up to 15% off your next car rental
• A complimentary upgrade with every rental, worldwide

Visit the Avis Mastercard page and use your HSBC Advance Credit Card to reserve your vehicle today.

Mastercard and Partners Terms & Conditions apply. 

Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries. 

Find a key to your city with Priceless Cities by Mastercard. Access handpicked experiences and offers in cities around the world. To find out more and see the offers available visit the Priceless website.

Never miss out on an offer with the free HSBC Entertainer mobile app. Simply download the free HSBC Entertainer app to your smartphone and enjoy over 10,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness.

HSBC Entertainer app Terms & Conditions apply.

Get up to 30% discount at over 400 restaurants across UAE when you pay using your HSBC Advance Credit Card.

HSBC and Third Party Terms & Conditions apply.

Choose the car type that suits your taste, book on the spot or schedule for a later pickup, enjoy the comfort of your ride and avail of the following benefits when you travel across the Middle East:

• Your first ride free (applicable for new Careem customers only, using promo code MC1RIDE)
• 20% off three rides every month, using promo code MASTERCARD

This is valid for bookings via the Careem Mobile app. To enable, you just have to enter the promo code mentioned above and set your HSBC Advance Credit Card as your default payment card in the Careem app.

Mastercard and Partner Terms & Conditions apply.

Get up to 4 free valet parking visits per month at selected Valtrans locations around Dubai and Abu Dhabi when you show your HSBC Advance Credit Card. 

You are eligible for the free valet parking service described above and at below locations, if you have made a minimum spend of AED 3000 during that specific calendar month on your HSBC Advance Credit Card. You will be charged for any valet uses during any month, if you have not met the minimum spend required. Details of these charges can be found below and will be debited directly from your HSBC Advance Credit Card. Effective from 15 July 2017.

Here's how to enjoy valet parking:

• Present your HSBC Advance Credit Card to the Valtrans personnel Valtrans personnel will swipe the card in their POS machine Sign at the POS machine
• You get up to 4 free visits per month if you meet the minimum spend criteria - any further visits will be charged to your HSBC Advance Credit Card

Terms and conditions:

Standard Complimentary Parking Validity:

For all Valtrans locations with standard complimentary parking validity, the maximum time period that a single visit can amount to, is the period from the time the Cardholder hands over the keys at the valet desk, to the end of valet operational hours on the same day.

Limited Time Complimentary Parking Validity:

For all Valtrans locations with limited time complimentary parking validity, the maximum time period that a single visit can amount to, is set out in the table above.

Important: If the Cardholder's vehicle is parked at a Valtrans location for a time period exceeding the limited time complimentary parking validity, the Cardholder will be liable to pay the charges for excess usage/overtime as set out in the table above. These charges may either be payable in cash on location at the Valtrans kiosk, or charged to the Primary Cardholder's Card Account, which will be reflected in the Primary Cardholder's monthly statement. 

Use your HSBC Advance Credit Card to purchase tickets online and get 2 Buy 1 Get 1 Free tickets per month. Offer is valid for the following experiences: Standard 2D Standard 2D VIP, 2D MAX, 2D Max VIP, 2D Max Atmos, 2D Premium Mercatoand Nation Tower, 3D. Also enjoy 20% discount on select combos at VOX locations.

Terms & Conditions apply.

Use your HSBC Advance Credit Card to purchase tickets online and get 2 Buy 1 Get 1 Free tickets per month. Offer is valid for the following experiences:

Standard 2D, Standard Plus, Standard 3D. Also enjoy 20% discount on food and beverages at REEL Cinemas locations.

Terms and Conditions apply. 

Shop at over 100,000 U.S. retailers, including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping with MyUS.com and receive: 

• A MyUS address to use at checkout with your favorite online stores
• Free Premium Membership for 2 years (a $120 value)
• Free account setup (a $20 value)
• 30% off shipping for first month following registration
• 20% off shipping for remainder of 2 year membership

To redeem simply register with your HSBC Advance Credit Card on the MyUS.com Mastercard page.

Get access to a set of benefits at The Bicester Village Shopping Collection®, like:

• VIP invitations for an additional 10% discount on purchases in participating boutiques
• 15% discount on shopping packages
• 15% discount on chauffeur drive experience at participating villages
• 15% discount on Shopping Express
• Access to VIP lounges (subject to availability)

All of this and more is available at the following villages:

• Bicester Village - London, UK
• Fidenza Village - Milan, Italy
• Ingolstadt Village - Munich, Germany
• Kildare Village - Dublin, Ireland
• La Roca Village - Barcelona Spain
• Las Rozas Village - Madrid, Spain
• La Vallee Village - Paris, France
• Maasmechelen Village - Brussels, Belgium
• Wertheim Village - Frankfurt Village

Visit The Bicester Village Shopping Collection® Mastercard page to redeem these offers.

Enjoy protection against the unexpected when using your HSBC Advance MasterCard Credit Card.

1. Reimbursement of up to USD 2,000 per claim and a maximum of USD 3,000 over a 12-month period
2. Coverage for unauthorised charges from in-store, telephone, ATM withdrawals, and/or online purchases: 

• on a lost or stolen HSBC Advance MasterCard® Credit Card
• when the card is still in the cardholder's possession

Shop with confidence, knowing that the purchases you make with your HSBC Advance Credit Card are:

• Protected in case of theft or accidental damage up to 90 days from date of purchase
• Covered for up to USD 2,000 per claim and a maximum of USD 5,000 over a 12-month period

In case of damage, you will either get a new item to replace the damaged one or receive compensation for the item's total value, as per the store receipt.

Mastercard does not undertake any insurance business or acting as an insurer, insurance broker, insurance advisor or insurance agent. AIG (or their authorized local representative), and not Mastercard, is providing the relevant insurance benefits. Mastercard does not advise any person on the merits of buying, selling, subscribing for, or underwriting a contract of insurance. The insurance programme is conducted as a necessary part of other services provided by Mastercard in the course of its business. Aside from fees related to its services provided pursuant to this benefits programme, Mastercard does not collect a fee or other remuneration collected for this insurance programme directly from Mastercard cardholders.

NOTE: Credit Shield Plus (CSP) is currently not available for new enrolment with effect from 8 October 2017. Please check this page for further updates in the future.

If you already have CSP insurance cover on your cards, you will not be impacted and you will continue to have the insurance cover.

Credit Shield Plus (CSP) is an optional insurance cover that you may have if you have an HSBC credit card issued by HSBC Bank Middle East Limited in the UAE (HSBC).

It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

• loss of life
• permanent total disability
• critical Illness
• involuntary loss of employment (for salaried cardholders only)
• temporary total disability (for self-employed cardholders only)

Premium: The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC credit card. If you do not have an outstanding balance on your HSBC credit card statement date, then there would be no charge for CSP that month. Please refer to the Terms and Conditions for more details.

Credit Shield Plus is provided by American Life Insurance Company (MetLife).

Transfer your balance from any other credit card in the UAE to your HSBC Advance Premier Card at an interest rate as low as 0% for the first 12 months. Apply today and benefit from:

• Saving on the interest amount you would have paid in your credit card 
• Competitive pricing 
• Get in control of your finances by consolidating and repaying easier your balances

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days. 

Balance Transfer fee is applicable, please refer to the Schedule of Services and Tariffs for further details. 

Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan. You can choose from repayment terms of 6,12 or 24 months at interest rates as low as 0.75%¹ per month. Apply today and benefit from:

• No Income documentation required
• Competitive interest rates

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days. 

¹Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

Buy now and pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan.

• Online banking lets you set up standing instructions, transfer money, view monthly card statements and much more
• Use our Mobile Banking app to view your accounts and stay updated on credit card offers to never miss out again. Search for 'HSBC Mobile Banking' in your app store.

Apple Pay changes how you pay with contactless payment technology and unique security features. So you can pay in an easy, safe, and private way using the devices you use every day. Apple Pay is available with all HSBC credit and debit cards.

It's accepted everywhere you can make contactless purchases, wherever you see the contactless riple mark or Apple Pay symbols. 

No more carrying wallets full of plastic. The new way of payment - Samsung Pay through HSBC is simple, secure and accepted everywhere. All you need to do is register your HSBC credit and debit cards on the Samsung Pay.

The next time you are out shopping, just swipe up and authorise the purchase on your phone.

State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud.

Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding balance in full.

You may pay your credit card with any of the following options:

• At HSBC branches across the UAE or HSBC ATMs 

Cheque deposit at HSBC cheque deposit machines located across HSBC branches and HSBC CSUs

Via other banks’ online banking platforms, by transferring money to the HSBC credit card account

Customers who hold an HSBC account, they can additionally use any of the following options to pay a credit card:

• HSBC online banking
• HSBC mobile banking
• HSBC call centre