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Advance Credit Card

Enjoy Air Miles rewards on all your spends and host of travel and lifestyle benefits

AED 300 cashback gets you started, but it takes spontaneity to embrace new opportunities.

Get AED 300 cashback when you apply for an Advance Credit Card no later than 30 June 2022. Terms and conditions apply1

HSBC Advance Credit Card

The HSBC Advance Credit Card comes with Air Miles rewards, complimentary HSBC ENTERTAINER app, a wide range of travel and lifestyle benefits, including hotel discounts, complimentary airport lounges access and much more.

To apply, you'll need to have an Advance Account.


No annual fee.


Why choose an Advance Credit Card?

  • Air Miles rewards

    Earn 1 Air Mile for every AED 1 spend on your card and redeem for flights, hotels and retail vouchers.

  • Airport lounge access

    Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey™.

  • Exclusive dining privileges

    Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme.

  • Travel discounts

    Airline and hotel discounts of up to 30% with Cleartrip.

  • Complimentary valet parking

    Enjoy complimentary valet parking at select Valtrans locations 2 times per month, subject to minimum spends of AED 3,000.

  • Cinema privileges

    'Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.

Benefits you'll enjoy

Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card. 

Earning miles

Spend anytime, anywhere with your HSBC Advance Credit Card and earn 1 Air Mile for every AED 1 spent.

You will earn Air Miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles terms and conditions below.

Foreign currency transactions are being converted to AED and reflect on your statement at the applicable exchange rate as determined by MasterCard.

Redeeming miles

Air Miles has a fully interactive website and mobile app allowing you to check your Air Miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Please visit the Air Miles website to find out more and redeem your miles. 

You can review Air Miles Terms and Conditions below and on the Air Miles website.

Air Miles Exchange

Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.

  • log on to your Air Miles account at
  • go to 'Redeem Air Miles' and select 'Travel‘
  • choose your preferred airline
  • exchange your Air Miles.

You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account. 

Emirates Skywards

Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.

Etihad Guest

Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.

Please note that:

  • you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
  • you must have a valid airline loyalty membership number
  • it's your responsibility to provide the correct transaction details
  • once you've exchanged Air Miles, you can’t reverse the exchange
  • this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme

Air Miles partners

Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Sharaf DG, Damas, Careem, Al Jaber, Tavola, and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Premier Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

Remember, with Air Miles you enjoy

  • freedom to choose when (time/date of travel), how (class of travel) and which (airline) to fly with
  • no black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
  • pay with miles and top up with cash
  • pay for the full cost of the ticket including taxes

Things you should know

Fees and charges, balance transfer terms and conditions and credit card agreement terms and conditions apply. Third party benefits terms and conditions apply.

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit.

Who can apply?

You can apply for the Advance Credit Card if you:

  • have an Advance Account 
  • are between 21 and 65 years old
  • live in the UAE

If you'd like to apply for an Advance Account, then you can apply for the Advance Credit Card at the same time.

How to apply


If you're new to HSBC UAE, you can instantly confirm your eligibility online and get an approval in principle. Once your application is fully approved, your card could be with you within 24 hours.


Whether you bank with us already or are new to HSBC UAE, you can ask for a callback.

We'll get back to you within 60 minutes during working hours, Monday to Friday, 9:00 to 16:30. If you contact us outside these times, it will be the next working day.

By phone

Or you can just give us a call.

800 4420

From outside UAE call +971 4 325 4573

Lines are open 24/7. We may record calls to help improve our service to you.


AED 300 cashback available to all new and existing HSBC customers who apply for a new primary HSBC Cashback Credit Card or HSBC Zero Credit Card or HSBC Premier Credit Card or HSBC Advance Credit Card and who do not have a primary Credit Card at the time of application and did not have one 6 months prior to application. You must apply before 30 June 2022 to qualify and only eligible spends as referenced in the Terms and Conditions will be accepted.

Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

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Enjoy preferential and convenient day-to-day banking services.


The card comes with a wide range of exclusive benefits on travel and lifestyle.


From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you.

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