Home loans

Simply find a home loan, so you can get back to choosing furniture

Home loans to suit you

Looking to transfer your balance or buy your first property in the UAE? Whatever your situation, we've got a choice of competitive mortgages.

Plus, if you're buying a sustainable property you could qualify for our Green Home Loan discount on your rate.

<strong>How to apply</strong> for a mortgage

Compare our home loan plans

Get up to 100% off home loan arrangement fees

Need to borrow AED 350,000 or more? See how much you could save when you take out a new home loan or switch to HSBC before 31 August 2022.

• 100% off arrangement fees for salaried UAE residents and switchers

• Up to 75% off arrangement fees for non-resident and self-employed customers^{[@arrangement-fee]}

• Approval in principle in 60 minutes, subject to providing satisfactory documentation^{[@mortgage-home-loan-approval]}

Learn more about our rates

Switch to us and you could find lower rates that could decrease your monthly payments.

Manage your mortgage

If you've got an HSBC mortgage already, find out how to make changes, close your home loan or apply for an HSBC home loan on a second property.

Discover more about our home loans

Transfer your balance

If your home loan is with another lender, you can easily move it to one of our latest rates.

First-time buyer mortgages

Find out everything you need along the journey to owning your first home in the UAE.

Buy a property in the UAE

Invest in the UAE with our competitive home loans, even if you don't live there now.

Find out how to apply with HSBC

Applying for a home loan or balance transfer with us is easy.

We recommend that you get an Approval in Principle first – we’ll explain how to do this over the phone when you request a call back. Then, we'll let you know what you’ll need to do for your home loan application.

If you're an HSBC Jade or Premier customer already, simply call your Relationship Manager to get started.

Find out more about how to apply for a home loan.

How to apply