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Cash+ Credit Card

The credit card that rewards you when you shop.

Spend on your Cash+ Credit Card for cashback every day

Earn daily cashback on eligible purchases, with no minimum spend and no earning caps. Plus, enjoy a range of travel and lifestyle benefits. 

To apply, you'll need to earn at least AED 30,000 a month.


Cash withdrawals and purchases 

44.28% APR fixed[@aproverduepayments]

Annual fee 

AED 0 for the first 12 months. Then AED 1,050 including VAT[@cashplusannualfeewaiver]

Have AED 600 cashback on us

Get AED 600 cashback when you apply for this card by 30 April 2024 and spend AED 5,000 within the first 60 days.

Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying. AED 600 for customers applying on or after 2 April 2024 during the campaign period. Offer terms and conditions (PDF, 432 KB) apply. 

Why get a Cash+ Credit Card?

Earn daily cashback on all your spends

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps. 

10% bonus cashback

Get 10% bonus cashback all year when you meet minimum spends. 

Balance transfers

Transfer balances from other credit cards in the UAE to your credit card and save on interest. 

Careem Plus

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Discover more Cash+ features

Enjoy more of the things you love

A range of rewards on shopping, eating out and more, worldwide.

  • Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
  • Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
  • Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Get up to 8% off accommodation with when you book on your credit card. Learn more.

Save on dining and entertainment

Never miss out on an offer with HSBC ENTERTAINER. Download the app and discover hundreds of deals, plus discounts when you eat out and pay using your credit card. 

  • Browse over 10,000 Buy 1 Get 1 Free offers on food deliveries, eating out, spa days and getaways with the HSBC ENTERTAINER app.
  • Get discounts at over 400 restaurants across the UAE when you pay with your credit card.

Airport lounge access

Unwind before you fly with access to airport lounges worldwide through LoungeKey™. 

Your Cash+ card also comes with

  • 24-hour concierge
    Visa Concierge takes care of the details, from restaurant bookings and bespoke shopping, to travel plans and more. Call 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.
  • Multi-trip travel insurance
    Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance[@visainternational].
  • Extended warranty on your purchases
    Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.
  • YQ Meet & Assist
    Enjoy a personalised greeting and exceptional airport experience, with up to 30% off on Airport Meet & Assist at over 450 locations worldwide.
  • Digital cards
    Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.
  • Fraud protection
    You're covered for fraudulent transactions on your card up to USD 2,500 a claim and up to USD 4,000 a year.[@visainternational]

Things to know

Who can apply?

You don't need an account with us to apply for a Cash+ Credit Card, but you'll need to:

  • earn at least AED 30,000 a month
  • be aged between 21 and 65
  • live in the UAE

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Get started

New to HSBC?

Check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

Already an HSBC customer?

Apply for your card in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.

Frequently asked questions

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A simple credit card with zero fees and plenty of rewards. 

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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