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Cash+ Credit Card

The credit card that rewards you when you shop.

Spend on your Cash+ Credit Card for cashback every day

Earn daily cashback on eligible purchases, with no minimum spend and no earning caps. Plus, enjoy a range of travel and lifestyle benefits. 

To apply, you'll need to earn at least AED 30,000 a month.


Cash withdrawals and purchases 

44.28% APR fixed[@aproverduepayments]

Annual fee 

AED 0 for the first 12 months. Then AED 1,050 including VAT[@cashplusannualfeewaiver]

Have up to AED 600 cashback on us

Receive AED 500 cashback when you get this card and spend AED 8,000 within the first 60 days. We’ll also credit AED 100 to your mobile wallet, which will be available to spend for 10 working days.

Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying. Terms and conditions apply (PDF, 141 KB). Offer ends 31 July 2023.

Why get a Cash+ Credit Card?

Earn daily cashback on all your spends

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps. 

10% bonus cashback

Get 10% bonus cashback all year when you meet minimum spends. 

Balance transfers

Transfer balances from other credit cards in the UAE to your credit card and save on interest. 

Discover more Cash+ features

Enjoy more of the things you love

A range of rewards on shopping, eating out and more, worldwide.

  • Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
  • Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
  • Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Get 20% off 3 Careem[@visainternational] rides, 30% off food and shop orders and 10% off bike rentals every month until 31 March 2023. Use code 'VISASIGNATUREUAE'.

Save on dining and entertainment

Never miss out on an offer with HSBC ENTERTAINER. Download the app and discover hundreds of deals, plus discounts when you eat out and pay using your credit card. 

  • Browse over 10,000 Buy 1 Get 1 Free offers on food deliveries, eating out, spa days and getaways with the HSBC ENTERTAINER app.
  • Access premium gyms, beach clubs and more with HSBC ENTERTAINER soleil, and get 5% off single or family membership.
  • Get discounts at over 400 restaurants across the UAE when you pay with your credit card.

Airport lounge access

Unwind before you fly with access to airport lounges worldwide through LoungeKey™. 

  • Access over 1,000 lounges in more than 300 cities worldwide.
  • Complimentary access for you and your additional cardholders, plus a guest each. USD 32 for each extra guest, per visit.
  • Enjoy 2 free visits straight away.
  • Make at least 1 international purchase worth USD 1 with your Cash+ card to enjoy unlimited visits.

Your Cash+ card also comes with

  • 24-hour concierge
    Visa Concierge takes care of the details, from restaurant bookings and bespoke shopping, to travel plans and more. Call 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.
  • Multi-trip travel insurance
    Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance[@visainternational].
  • Extended warranty on your purchases
    Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.
  • YQ Meet & Assist
    Enjoy a personalised greeting and exceptional airport experience, with up to 30% off on Airport Meet & Assist at over 450 locations worldwide.
  • Purchase protection
    Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.
  • Fraud protection
    You're covered for fraudulent transactions on your card up to USD 2,500 a claim and up to USD 4,000 a year.[@visainternational]

Things to know

Who can apply?

You don't need an account with us to apply for a Cash+ Credit Card, but you'll need to:

  • earn at least AED 30,000 a month
  • be aged between 21 and 65
  • live in the UAE

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Get started

Already an HSBC customer?

Check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

New to HSBC

You can ask us to call you whether you're a new or existing customer.

We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside these times, we aim to get back to you on the next working day. We may record calls to help improve our service to you.

Frequently asked questions

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A simple credit card with zero fees and plenty of rewards. 

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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