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Credit cards

How do you make the right choice when all choices are right for you?

Enjoy double savings at Amazon Super Saver Week

Save 15% on essentials at Amazon Super Saver Week, plus an extra 15% off (up to AED 50) with your HSBC credit card.
Just use promo code HSBC15 from 1 to 7 July 2022. Offer T&Cs at www.amazon.ae.

Save on deliveries, rides and bike rentals at the Careem app.
Just use your HSBC Visa Signature or Infinite card by 30 September 2022. Terms and conditions apply.

HSBC Cash+ Credit Card

  • Earn 1% automatic cashback every day on all your purchases, with no minimum spend and no earning caps

  • Get 10% bonus on your total daily cashback monthly, quarterly and annually when you spend AED 5,000, AED 25,000 and AED 125,000 respectively

  • Get unlimited complimentary access to 1,000+ airport lounges worldwide, plus 4 free airport transfers and up to 20% off rides with Careem

  • Fixed Annual percentage rate is 41.40% on purchases and cash withdrawals

Welcome offer: Get AED 300 cashback when you apply for a Cash+ Credit Card today.1

 

No annual fee for the 1st year and 2nd year onwards waiver subject to meeting minimum spends.3

HSBC Max Rewards Credit Card

  • The more you spend the more you can double your Air Miles on dining, entertainment, fitness, travel and more, starting AED 3,000 spend in a month

  • Complimentary access to finest gyms, pools and beach clubs with HSBC ENTERTAINER soleil on HSBC ENTERTAINER app

  • Travel benefits including complimentary access at 1000+ airport lounges worldwide, plus 2 free airport transfers and up to 20% off rides with Careem

  • Fixed Annual percentage rate is 41.40% on purchases and cash withdrawals

Welcome offer: Get AED 300 cashback when you apply for a Max Rewards Credit Card today.1

 

No annual fee for the 1st year and 2nd year onwards waiver subject to meeting minimum spends.4

HSBC Cashback Credit Card

  • Up to 10% cashback and automatic credit of cashback every month

  • No annual fee for the first year

  • Travel benefits including complimentary access at 1000+ airport lounges worldwide and 2 airport transfer per year

  • Fraudulent card misuse protection

  • Fixed Annual percentage rate is 41.40% on purchases and cash withdrawals in addition to annual fee of AED 299 (AED 313.95 inclusive of VAT)2

Welcome offer: Get AED 300 cashback when you apply for a Cashback Credit Card today.1

 

Earn up to 10% cashback on your everyday spends, and enjoy a variety of discounts and benefits through our partner programmes.

HSBC Zero Credit Card

  • Zero fees for annual membership, going over your credit limit or cash advances

  • Zero processing fees on balance transfers for up to 6 months

  • Zero interest on purchases for the first 3 months

  • Fixed Annual percentage rate is 42.00% on purchases and cash withdrawals the Zero Credit Card with no annual fee2

Welcome offer: Get AED 300 cashback when you apply for a Zero Credit Card today.1

 

Benefit from zero fees for card membership, going over your limit and getting a cash advance, while enjoying access to travel and lifestyle privileges.

HSBC Black Credit Card

  • 150,000 Air Miles sign-up offer and 75,000 Air Miles 2nd year onwards

  • Complimentary lounge access at 1000+ airport lounges

  • Complimentary HSBC ENTERTAINER app including Fine Dining and Cheers, with over 11,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness

  • Fixed Annual percentage rate is 38.88% on purchases and cash withdrawals in addition to annual fee of AED 1500 (AED 1,575 inclusive of VAT)2

Get 150,000 bonus Air Miles plus 75,000 anniversary Air Miles 2nd year onwards. Also earn up to 2.5 Air Miles per 1 AED spend on the card.

HSBC Global Private Banking Credit Card

  • Complimentary access to 1,000+ airport lounges worldwide, for you and your supplementary cardholders, plus one accompanying free guest each, through LoungeKey™

  • Exclusive concierge service for luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment

  • Two free rounds of golf per month in select golf courses in Dubai, Abu Dhabi and Ras Al Khaimah

  • Enjoy unlimited complimentary valet parking at selected VALTRANS locations across Dubai and Abu Dhabi

The contemporary design and metal finish is just the beginning. With the Global Private Banking Credit Card you earn Air Miles on all your spends and redeem them for airline tickets, hotel stays, shopping vouchers or convert them to frequent flyer miles with Emirates and Etihad airlines.

HSBC Premier Credit Card

  • No annual fee

  • Complimentary travel insurance

  • Unlimited complimentary Wi-Fi at over 1 million hotspots worldwide

  • Fixed Annual percentage rate is 38.88% on purchases and cash withdrawals with no annual fee2

Welcome offer: Get AED 300 cashback when you apply for a Premier Credit Card today.1

 

A wide range of exclusive benefits on travel and lifestyle, including discounts on hotel bookings and access to select airport lounges worldwide and much more.

HSBC Advance Credit Card

  • 1 Air Mile for every AED 1 spend on the card

  • Buy1-Get1 free cinema tickets at VOX and REEL

  • Special offers abroad with Home&Away

  • Fixed Annual percentage rate is 41.40% on purchases and cash withdrawals with no annual fee2

Welcome offer: Get AED 300 cashback when you apply for an Advance Credit Card today.1

 

A card with no annual fee offering a wide range of exclusive benefits on travel and lifestyle, including discounts on hotel bookings, access to select airport lounges worldwide and much more.

HSBC Platinum Select Credit Card

  • 1 Air Mile for every AED 4 spend on the card

  • No annual fee

  • Fixed Annual percentage rate is 41.40% on purchases and cash withdrawals with no annual fee2

Your HSBC Platinum Select Credit Card provides hundreds of exciting offers on entertainment and dining with no annual fee.

HSBC Jade Credit Card

This card isn't available for new customers.

HSBC Platinum Credit Card

This card isn't available for new customers.

HSBC Gold Credit Card

This card isn't available for new customers.

Disclaimers

1AED 300 cashback available to all new and existing HSBC customers who apply for a new primary HSBC Cashback Credit Card or HSBC Max Rewards Credit Card or HSBC Cash+ Credit Card or HSBC Zero Credit Card or HSBC Premier Credit Card or HSBC Advance Credit Card and who do not have a primary Credit Card at the time of application and did not have one 6 months prior to application. You must apply before 30 June 2022 to qualify and only eligible spends as referenced in the Terms and Conditions will be accepted.

2Will increase by 12% (6% for HSBC Black, Jade Credit Card and HSBC Premier MasterCard) for so long as the Cardholder is overdue on the payment. Original Finance Charge rates will be re-instated when Cardholder is not overdue from the next statement date. In addition, a Collection Agency Fee will be charged to the Cardholder’s Account when the Bank appoints an external Collection Agency to follow up on the outstanding payment.

3No annual fee for the first year providing your application is approved by 30 June 2022. After the first year and on an annual basis thereafter, your Annual Fee will be waived provided you spend a minimum of AED 24,000 in the previous 12 months. If you do not meet the minimum spend, we will charge you the Annual Fee of AED 1,000 (AED 1,050 inclusive of VAT) in the 13th month. Please refer to the latest Schedule of Services and Tariffs.

4No annual fee for the first year providing your application is approved by 30 June 2022. After the first year and on an annual basis thereafter, your Annual Fee will be waived provided you spend a minimum of AED 12,000 in the previous 12 months. If you do not meet the minimum spend, we will charge you the Annual Fee of AED 600 (AED 630 inclusive of VAT) in the 13th month. Please refer to the latest Schedule of Services and Tariffs.

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