Top of main content

Money transfers

Money alone won’t provide for your loved ones from a world away. You will.

Transfer money the way you want

Enjoy quick and convenient international or domestic payments and transfers with HSBC money transfers.

HSBC gives you five simple ways to transfer money

  • Mobile banking : use the HSBC UAE app to transfer money locally and internationally.
  • Online banking: enjoy 24/7 access where you can transfer in few clicks through global transfers and online banking.
  • Branch or Customer Service Unit: located conveniently across the UAE, with representatives at your service.
  • Premier Relationship Manager: If you're an HSBC Premier customer, you can call your Relationship Manager to make a transfer.1
  • Phone banking: a team to assist you in making transfers 24/7.2

Global Money Account

  • Hold, send and convert money in 21 currencies on our mobile app
  • All transfers are instant, with no fee3, and at competitive exchange rates4
  • Make local and Global Money Transfers on your Mobile to new and existing payees with HSBC and non-HSBC accounts5
  • Arrange hassle-free payments to your contacts using their mobile number6
  • Track the status of your transfers easily in our app

If you already have our mobile app, simply log on set up your Global Money Account.

International transfers

  • Competitive exchange rates7
  • Transfer to 200 countries and regions in over 20+ currencies
  • No transfer fees for INR, PKR, EGP and PHP transfers8 within Online Banking
  • View live rates at the time of making a transfer9
  • Send money internationally from your mobile in over 20+ currencies to 200 countries and regions through Global Money Transfers (international payment outside HSBC) and send instant international payment to someone else within HSBC through HSBC to HSBC payment (International payment within HSBC).
  • Track the status of your transfers easily in our app

If you bank with us already, simply log on to online banking or the mobile banking app to transfer money.

Global View and Global Transfers

  • Competitive exchange rates7
  • Enjoy instant transfers up to USD 100,000 daily for Global Transfers10
  • Transfer money anytime with 24/7 online transfers
  • Transfer in over 20+ currencies to 25 countries and regions11
  • Benefit from transfers with no fees
  • View live rates at the time of making a transfer9

Link your HSBC Premier or Advance accounts in multiple countries and regions, and move money between them in seconds.10

Domestic money transfers

  • Money transfers with SMS notifications for transfers and balances with no fees12
  • Additional layer of protection to ensure that only you have access to your account
  • Create recurring transfers from your HSBC accounts in the UAE
  • Low cost option: No fees for transfers using Online Banking.

Transfer money from your HSBC UAE accounts to pay your local utility, telephone or credit card bills with domestic money transfers, a safe and convenient way to make payments.

Inward money transfers

  • Transfer money from your home country or region to your HSBC UAE account

    You will need to compare the exchange rates offered by your bank back home at the time of your transfer with HSBC exchange rates, before choosing the currency in which the transfer is made. When you choose AED as the transfer currency, your bank back home will make the currency conversion for you

  • Preferential exchange rates7

    We offer preferential exchange rates for our HSBC Premier customers.

Transfer money from your home country or region to your HSBC UAE account, in the currency of your choice.

This product/service may be affected by changes in foreign currency exchange rates.

Correspondent and receiving banks may charge additional fees when they process the transaction.

Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.

The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.

For recall of payments, please contact us by any of the means listed at We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.

We use the HSBC foreign exchange rate to work out the VAT charges on foreign transaction fees.


You'll need to use the SWIFT code BBME AEAD when making international payments.

Make a transfer online

Transfer on our app

Simply log on to your HSBC UAE app and start transferring money.

Transfer using online banking

Simply log on to online banking and start transferring money.

Not registered?

Register for online banking in just a few minutes.

A Secure Key is required to add a new beneficiary.

Contact us about money transfers

By phone

Premier customers: 800 4320 (within UAE) or +971 4 224 1000 (outside UAE)

Advance customers: 600554722 (within UAE) or +9714 2288007 (outside UAE)

Personal Banking customers: 600 55 4722 (within UAE) or +971 4 228 8007 (outside UAE)

Global Private Banking : 800 HSBC GPB (800 4722 472) ( within UAE ) or +971 436 69035 ( outside UAE )

In branch

Visit your nearest branch or Customer Service Unit for a chat.

Important notes

Subject to relevant threshold amounts and internal approvals.

If you're an HSBC Premier customer, please call 800 4320. If you're an HSBC Advance customer, please call 600554722. If you're an HSBC Personal Banking customer, please call 600 55 4722. If you're a Global Private Banking customer, please call 800 4722 472

Subject to the availability of supported currencies and eligible participating countries / territories. By “instant” we mean Global Money transfers are typically made within 6 seconds.

4 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You’ll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.

5 Global Money transfers can only be made between eligible HSBC accounts locally or globally in participating countries / territories and are subject to the availability of supported currencies.

6 This capability is part of the optional Payment Network feature. To receive funds into a Global Money Account via the Payment Network, the intended beneficiary must also be a holder of a Global Money Account and have opted into the Payment Network.

7 We cannot guarantee that the exchange rates offered by HSBC UAE will be better than those offered by other financial institutions at the time of transfer.

8 If charge type "You'll pay all fees - OUR" is selected, the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer fee charged by HSBC UAE for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines. 'OUR' charge type refers to You'll pay all fees, 'BEN' charge type refers to Payee or beneficiary will pay all fees and 'SHA' charge type refers to fees being shared between you and Payee / Beneficiary. Our Schedule of Services and Tariffs, as amended from time to time, will apply.

Live foreign exchange rates are refreshed every 90 seconds at the branch and in online banking and 120 seconds in Global View and Global Transfers during international weekdays (Monday-Friday). On international weekends (Saturday and Sunday) or when the currency markets are closed, live foreign exchange rates are not available and the rates will remain unchanged until the next international working day.

10 Global Transfers are effected instantly (typically within 6 seconds from submitting the required information) for supported currencies. Exceptionally, in circumstances outside of our control, it may not be possible to effect your transfer through Global Transfers, in which case you should contact our Customer Services or use another way to effect your transfer.

11 Global Transfers is only available for  Premier and Advance customers. See list of supported currencies and supported countries and regions below:

12 You must register to use our SMS Alerts service, at the time of account opening or request to use this service by calling 800 4320 for Premier, 800 4420 for Advance and 600 55 4722 for Personal Banking customers. Personal Banking General Terms and Conditions apply.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.