Share all the benefits of HSBC
You've already discovered the benefits of banking with us. So why not spread the word and refer a friend to HSBC? We'll give you a referral bonus for every person who opens a new account1.
- get AED 1,000 for every new Premier customer
- get AED 500 for every new Advance customer
How do referral programmes work?
You provide a friend with a recommendation they can trust. And we give you a cash bonus to say thank you. Everyone wins. Just make sure your friend's not already a customer and that they're happy for us to contact them.
Spread the word
Take a closer look
Get AED 1,000 for every friend who becomes a new HSBC Premier customer
Your friend will get:
- personal loans at competitive rates
- Premier Mastercard Credit Card, with Air Miles Rewards, free HSBC ENTERTAINER app and no annual fee to pay
- transfers between their global HSBC accounts in just 6 seconds
They'll need to:
- transfer their monthly net salary of at least AED 40,000 into the account OR
- have a monthly average balance of at least AED 350,000 in savings and / or investments (or equivalent in any other currency)
Get AED 500 for every friend who becomes a new HSBC Advance customer
Your friend will get:
- Cash withdrawals at any bank ATM across the UAE and GCC for no fee2
- Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower) with no fees, and with no interest payable on the first AED 20003 (Product Terms and Conditions apply)
- Advance Mastercard Credit Card, with Air Miles Rewards, free HSBC ENTERTAINER app and no annual fee to pay
They'll need to:
- transfer their monthly net salary of at least AED 15,000 into the account OR
- have a monthly average balance of at least AED 100,000 in savings and / or investments (or equivalent in any other currency)
How do I refer a friend?
Book a callback
Ask for a callback online. We'll get back to you within 60 minutes.
Offer ends 31 December 2023. Terms and conditions apply (PDF, 65KB)
By phone
Give us a call to refer a friend to HSBC.
What happens next?
- If you've asked for a callback, we'll contact you within 60 minutes so you can share your friend's details (ensure you have permission).
- We'll contact them to discuss their account options.
- If they become a new Premier or Advance customer, we'll credit your referral bonus to your account 90 days after they fulfil the eligibility criteria. Your referral bonus depends on your friend meeting the eligibility requirements for the account they open4.
Related products
HSBC Premier
Get the account with everything you need. Switch to a rewarding banking experience.
HSBC Advance
Enjoy preferential rates and personalised rewards.
Transfers in just 6 seconds
Make near-instant transfers between your global HSBC accounts with Global View and Global Transfers.
Notes
1You'll receive AED 1,000 when you refer a Premier customer and AED 500 when you refer an Advance customer, subject to them meeting the eligibility criteria. You'll have to have been a current HSBC UAE banking customer for at least a month. You can refer up to 8 people every calendar quarter from the company or group where you work. Otherwise there's no limit on how many friends and family members you can refer.
2This service is not available in Oman.
3Upon request, subject to credit eligibility and satisfactory Credit Bureau check.
4 Your friend must open the account and meet its eligibility requirements within 9 months of your referral. They must fulfil the account eligibility requirements within 3 months of opening the account.