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Refer a friend

Get up to AED 1,000 for every friend who opens a new account with us.[@referfriend]

Recommend us to a friend, and we'll give you a cash bonus

You've already discovered the benefits of banking with us. Why not spread the word and refer a friend, too? We'll give you a referral bonus for every person who opens a new account.

  • You recommend your friend to us and we give you a cash bonus (you'll need to bank with us already and they need to be new)
  • If they become Premier or Advance customers with us, you'll get your bonus in 90 days
  • Get a referral bonus for every person who opens a new account

Offer ends 31 March 2024

Premier referrals

Get AED 1,000 for every friend who becomes a new HSBC Premier customer

Your friend will get:

  • personal loans at competitive rates
  • Premier Mastercard Credit Card, with Air Miles Rewards, free HSBC ENTERTAINER app and no annual fee to pay 
  • transfers between their global HSBC accounts in just 6 seconds

What your friend will need to do:

  • transfer their monthly net salary of at least AED 40,000 into the account OR
  • have a monthly average balance of at least AED 350,000 in savings and / or investments (or equivalent in any other currency)

Advance referrals

Get AED 500 for every friend who becomes a new HSBC Advance customer

Your friend will get:

  • cash withdrawals at any bank ATM across the UAE and GCC for no fee (not available in Oman)
  • overdraft up to 2 x your salary or AED 20,000 (whichever is lower) with no fees, and with no interest payable on the first AED 2,000[@overdraft]Footnote link 2, overdraft (product terms and conditions apply)
  • Advance Mastercard Credit Card, with Air Miles Rewards, free HSBC ENTERTAINER app and no annual fee to pay

What your friend will need to do:

  • transfer their monthly net salary of at least AED 15,000 into the account OR
  • have a monthly average balance of at least AED 100,000 in savings and / or investments (or equivalent in any other currency)

Get started

Already an HSBC customer?

Ask for a callback and we'll contact you within 60 minutes so you can share your friend's details (make sure you have permission). We'll then contact them to discuss their account options.

We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside of these times, we aim to get back to you on the next working day. Calls may be recorded for quality and training purposes.

New to HSBC?

Apply for an HSBC account so you can refer a friend.

Additional information

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