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Flexi Instalment Plan

Spread your spending with a Flexi Instalment Plan

What is a Flexi Instalment Plan?

New sofa? Laptop upgrade? A Flexi Instalment Plan is a great way to get what you need now while spreading the cost over several monthly payments.

  • Exclusive offers available at 0% interest

  • No processing fees, except for spending on educational offers

  • No early payment penalties

  • Plans that last from 3 to 24 months

Get a Flexi Instalment Plan

How does a Flexi Instalment Plan work?

Buy something from one of our eligible merchants, then pay for it over the course of your Flexi Instalment Plan. Plans can range from 3 to 24 months and some purchases are available with 0% interest. As well as being listed on our site, an eligible merchant will reference the HSBC Flexi Instalment Plan options available on its website. 

To arrange a Flexi Instalment Plan simply call us on one of the numbers provided, detailing the eligible purchase you made and we’ll convert the transaction for you.

Things you should know

We'll evaluate your application based on your financial history and current circumstances. 

If you're eligible, we'll let you know how much your monthly payment will be. This will be part of your monthly minimum credit card repayment.

Each offer has a minimum purchase amount and different terms. For some offers, you'll have to call a designated number to book your purchase into a Flexi Instalment Plan.

Flexi Instalment Plan Terms and Conditions and the Schedule of Services and Tariffs apply.


Have us call you

You may apply by calling us, through our online banking secure message facility or by following instructions provided in any communications sent in this regard and we will call you within 24 hours.

By phone

Premier customers

Call us on 800 4320 (within UAE) or +971 4 224 1000 (outside UAE).1

Advance customers

Call us on 800 4420 (within UAE) or +971 4 325 4573 (outside UAE).1

Personal banking customers

Call us on 600 55 4722 (within UAE) or +971 4 228 8007 (outside UAE).1

Lines are open Sunday to Thursday, 09:00 to 16:30. We may record calls to help improve our service to you.

1Calls may be monitored and/or recorded for security and service improvement purposes.

Frequently Asked Questions

Don’t have a HSBC credit card?


From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you.


Earn up to 10% cashback on your everyday spending.


Enjoy no interest on purchases for the first 3 months.


Enjoy great travel benefits, Air Miles on everything you spend and a competitive monthly interest rate.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.