Send money locally in just a few simple steps
Transfer money from your HSBC UAE accounts to pay your local utility, telephone or credit card bills with domestic money transfers, a safe and convenient way to make payments. You can also use Aani mobile payments, once you've registered your account.
Follow our easy steps to add a payee and make a domestic transfer
Ready to get started?
Log on or register for online banking for the quickest and easiest way to transfer money
A Secure Key is required to add a new beneficiary.
Why you should choose domestic money transfers
- No feesEnjoy domestic money transfers without any fees.
- Secured transactionHSBC Secure Key gives you extra protection to ensure only you can access your account.
- Ease and convenienceCreate recurring transfers from your HSBC Accounts in the UAE.
How to add a new payee and make a domestic transfer
Add a new payee:
- log on to mobile banking app and go to 'Pay and Transfer'
- tap on 'Pay & Transfer'
- select 'Add a new payee'
- select a 'payee account type' from the list available
- enter the required payee details
- check the new payee details and select 'Continue'
Make a domestic transfer:
- log on and select 'Pay and Transfer'
- select 'From' to choose the account you'd like to transfer from
- select ‘To’ to choose the account you'd like to transfer to
- enter the amount you want to transfer
- check your transfer details and select 'Confirm'
Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.
The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.
For recall of payments, please contact us by any of the means listed at https://www.hsbc.ae/help/contact/. We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.
We use the HSBC foreign exchange rate to work out the VAT charges on foreign transaction fees.
Are you eligible?
Domestic money transfers are available to all customers with a valid HSBC UAE account.
Things you should know
To keep you safe when you send money to someone for the first time with online banking, we’ll ask you to authorise your transfer by generating a one-time transaction code on your Secure Key.
This security step verifies your credentials and increases security against possible fraud attacks caused by malware.
How to apply online
Already an online Customer?
Simply log on to online banking for the quickest and easiest way to transfer.
A Secure Key is required to add a new beneficiary.
Not registered yet?
If you’re already a customer it only takes a moment.
Contact us about money transfers
By phone
Premier customers: 800 4320 (within UAE) or +971 4 224 1000 (outside UAE)
Advance customers: 600554722 (within UAE) or +9714 2288007 (outside UAE)
Personal Banking customers: 600 55 4722 (within UAE) or +971 4 228 8007 (outside UAE)
In branch
Visit your nearest branch or Customer Service Unit for a chat.
Another way to transfer
If you are an HSBC Premier customer, you can call your Relationship Manager to make a transfer.
This is subject to relevant threshold amounts and internal approvals.
Related products
Global Money Account
The multi-currency digital account that lets you manage, send and receive money in different currencies across the world.
Global View and Global Transfers
Move money between HSBC Premier or Advance accounts in multiple countries and regions in one place.
Register for Aani
Send and receive money instantly for free using just your mobile number.
Inward transfers
Transfer money from your home country or region to your HSBC UAE account in your currency of choice.
Important notes
1You must register to use our SMS Alerts service, at the time of account opening or request to use this service by calling 800 4320 for Premier, 600554722 for Advance and 600 55 4722 for Personal Banking customers. Personal Banking General Terms and Conditions apply, available at www.hsbc.ae.