Speak to a home loan specialist
Explore the changes you can make
Modify your property
If you'd like to carry out renovations or major repairs to your property, we'll aim to get your certificate ready within 7 working days, depending on your circumstances.
Purchase an additional home
If you're looking for a second property, speak to a mortgage specialist about applying for an additional HSBC home loan. You'll be able to manage your repayments easily in one place with our online banking.
You have the freedom to overpay up to 25% of your outstanding home loan balance per calendar year without a fee. Anything over 25% may incur an early settlement charge.
Sell your home
You'll need to repay the full outstanding balance of your home loan (principal plus interest) that's owed up to the time of the sale. We'll then release our security over the property. And if your buyer is planning to take a home loan, refer them to us and you could get a special discount on any applicable Early Settlement Fees.
Frequently asked questions
What scenarios are there for closing my home loan?
What is a liability letter?
How do I make the final payment on my home loan?
I'd like to make an overpayment - is there anything I should know?
If you do not keep up your repayments/payments, you may lose your property.
You may have to pay penalties if you pay off a loan/financing early.
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit.
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